Ruin Probabilities with Dependence on the Number of Claims within a Fixed Time Window [PDF]
We analyse the ruin probabilities for a renewal insurance risk process with inter-arrival times depending on the claims that arrive within a fixed (past) time window. This dependence could be explained through a regenerative structure.
Corina Constantinescu +3 more
doaj +5 more sources
SEBARAN STASIONER PADA SISTEM BONUS-MALUS SWISS SERTA MODIFIKASINYA (Stationary Distribution of Swiss Bonus-Malus System and its Modification) [PDF]
Bonus-Malus System is a system in actuary that introduce the premium class (state) partition, where the state is influenced by the number of annual claims reported by the policy holder.
Cherry Galatia Ballangan, Hadi Sumarno
doaj +2 more sources
OPTIMAL BONUS-MALUS SYSTEMS USING FINITE MIXTURE MODELS [PDF]
This paper presents the design of optimal Bonus-Malus Systems using finite mixture models, extending the work of Lemaire (1995; Lemaire, J. (1995) Bonus-Malus Systems in Automobile Insurance. Norwell, MA: Kluwer) and Frangos and Vrontos (2001; Frangos, N.
Boucher +8 more
core +5 more sources
THE BONUS-MALUS SYSTEM MODELLING USING THE TRANSITION MATRIX [PDF]
The motor insurance is an important branch of non-life insurance in many countries; in some of them, coming first in total premium income category (in Romania, for example).
SANDRA TEODORESCU
doaj +2 more sources
In order to exploit the existing GHG emissions reduction potential of a building in the early design phase, approaches and incentives are needed to promote sustainable procurement already in the tendering and awarding phase.
Marco Scherz +2 more
doaj +1 more source
Bonus-Malus Premiums Based on Claim Frequency and the Size of Claims
The bonus-malus system (BMS) is one of the most widely used tools in merit-rating automobile insurance, with the primary goal of ensuring that fair premiums are paid by all policyholders. The traditional BMS is dependent only on the claim frequency. Thus,
Adisak Moumeesri, Tippatai Pongsart
doaj +1 more source
Kondisi Steady State Sistem Bonus Malus Swiss dengan Frekuensi Klaim Binomial Negatif-Lindley
Abstrak. Sistem pembayaran premi asuransi kendaraan terdiri dari beberapa state. Pembagian state ini didasari oleh banyaknya pemegang polis yang mengajukan klaim setiap tahunnya.
Endang Wahyu H, Marji Marji
doaj +1 more source
PROSPECTS FOR THE DEVELOPMENT OF MOTOR THIRD PARTY LIABILITY INSURANCE ON THE BULGARIAN INSURANCE MARKET [PDF]
The aim of the report is to examine the current and important for the society issues concerning one of the most widespread insurance products - Motor Third Party Liability Insurance. The report examines the use of Motor Third Party Liability insurance on
T. Andreeva
doaj +1 more source
Bonus-malus Systems with Varying Deductibles [PDF]
Bonus-malus systems typically lead to high maluses when claims at fault are reported. Such penalties are often difficult to implement in practice. It is shown in this paper that this drawback may be avoided by combining a posteriori premium corrections with a deductible varying according to the level occupied in the scale.
Pitrebois, Sandra +2 more
openaire +2 more sources
Road, tram and aircraft traffic noise annoyance related to the number of noise events and the equivalent sound level [PDF]
Noise mapping is based on long-term noise indicators, such as L N or L DEN. On the other hand, transportation intensity changes during a day (road traffic peak hours) or a year (more flights during holidays) and this variability is not reflected in ...
Jan Felcyn, Patrycja Ptak
doaj +1 more source

