Separating Moral Hazard from Adverse Selection in Automobile Insurance: Longitudinal Evidence from France [PDF]
This paper uses longitudinal data to perform tests of asymmetric information in the French automobile insurance market for the 1995-1997 period. This market is characterized by the presence of a regulated experience-rating scheme (bonus-malus).
Pierre-Carl Michaud +2 more
core
On the Bonus Malus System for automobile insurance in Singapore.
A study of the bonus malus systems, looking specifically at three countries namely Singapore, Luxembourg and Denmark forms the subject of this project. By exploring the average premium income for the bonus malus system under a new set of transition rules,
Tan, Gay Siong. +2 more
core
Efficiency of bonus-malus systems
This thesis deals with bonus-malus systems during motor third party liability insu- rance. Bonus-malus system is used to adjust apriori set tariff premium according to the individual claims.
Hrbáčová, Daniela
core
Acceptance of criteria for health and driver scoring in the general public in Germany. [PDF]
Rebitschek FG +5 more
europepmc +1 more source
Pollen samples from a bumble bee (Hymenoptera: Apidae) collection show historic foraging on introduced and native plants in the South Island of New Zealand. [PDF]
Knowles M +4 more
europepmc +1 more source
Efisiensi sistem bonus malus pada perusahaan asuransi mobil pada peru [PDF]
Sistem Bonus Malus merupakan salah satu sistem penentuan premi dengan mempertimbangkan pengalaman mengemudi dari masing-masing pemegang polis dengan memberikan penalti kenaikan premi di tahun berikutnya jika terjadi klaim dan menurunkan premi di ...
Setyaningrum, Lusiana Dwi
core
Distribution of Loss Severity of Bonus-Malus Systems
This paper describes a method for computing the distribution function of the loss severity in a Bonus-Malus system with k levels. A closed form expression for the distribution function of the loss severity by assuming different distributions for claim sizes and claim numbers in each level has been derived.
openaire +2 more sources
Bonus-Malus systems in insurance business
Os sistemas Bonus-Malus são sistemas utilizados pelas seguradoras que têm como objetivo premiar os condutores que não têm sinistros e agravar as condições dos que apresentam sinistralidade.
Lenda, Lutete
core +1 more source
IMPROVING GLOBAL ELASTICITY OF BONUS-MALUS SYSTEM
Marcin Topolewski, Michał Bernardelli
doaj +1 more source
Differential coding of goals and actions in ventral and dorsal corticostriatal circuits during goal-directed behavior. [PDF]
Tang H +3 more
europepmc +1 more source

