Results 31 to 40 of about 5,158 (183)

Bonus-Malus Systems: “Lack of Transparency” and Adequacy Measure [PDF]

ASTIN Bulletin, 2002
AbstractBased on a recent contribution by Baione and others in this Journal, some consequences of the decrease of the mean merit coefficient for portfolios of Bonus-Malus policies, and some alternative ways to measure the “quality” of a Bonus-Malus system are discussed.
openaire   +3 more sources

Dynamic Pricing Models for Automobile Insurance [PDF]

Financial Markets, Institutions and Risks
The accurate pricing of automobile insurance remains a critical challenge, particularly in markets where traditional models fail to capture risk heterogeneity.
Lynda Ait Bachir, Oumelkheir Elbaroud, Fatma Bouderra   +2 more
doaj   +1 more source

ON THE AGGREGATION OF EXPERTS' INFORMATION IN BONUS–MALUS SYSTEMS [PDF]

ASTIN Bulletin, 2017
AbstractIn this paper, we propose a new family of premium calculation principles based on the use of prior information from different sources. Under this framework and based on the use of Ordered Weighted Averaging operators, we provide alternative collective and Bayes premiums and describe some approaches to efficiently compute them.
Blanco, Víctor, Pérez-Sánchez, José M.   +1 more
openaire   +4 more sources

Does Proactivity Affect Insurance Solidarity and Individual Responsibility?

The British Journal of Sociology, EarlyView.
ABSTRACT Over the past 20 years, the insurance industry has been experimenting with technological innovations that deeply affect its business model and social function. This article explores the use of digital technologies to monitor policyholders' behaviour and personalise their insurance coverage.
Alberto Cevolini, Elena Esposito
wiley   +1 more source

Artificial intelligence‐powered plant phenomics: Progress, challenges, and opportunities

The Plant Phenome Journal, Volume 9, Issue 1, December 2026.
Abstract Artificial intelligence (AI), a key driver of the Fourth Industrial Revolution, is being rapidly integrated into plant phenomics to automate sensing, accelerate data analysis, and support decision‐making in phenomic prediction and genomic selection.
Xu Wang, Daeun Choi, Damian Adams, Jaehyun Ahn, Kelly Balmant, Raquel Dias, Carlos D. Messina, Rafael Muñoz‐Carpena, Vance M. Whitaker, Haipeng Yu, Ziwen Yu, Chang Zhao, Changying Li   +12 more
wiley   +1 more source

The Cost of Legal Restrictions on Experience Rating [PDF]

, 2020
We investigate the cost of legal restrictions on experience rating in auto and home insurance. The cost is an opportunity cost as experience rating can mitigate the problems associated with unobserved heterogeneity in claim risk, including mispriced ...
Barseghyan, Levon, Molinari, Francesca, Morris, Darcy Steeg, Teitelbaum, Joshua C.   +3 more
core   +1 more source

Selenium biofortification: integrating one health and sustainability

Journal of the Science of Food and Agriculture, Volume 106, Issue 4, Page 1955-1967, 15 March 2026.
Abstract Selenium (Se) biofortification in crops has emerged as a promising strategy to address global Se deficiencies and enhance both agricultural productivity and human health. Increasing the Se content of crops through biofortification improves their resilience to abiotic and biotic stresses and boosts their nutritional value.
Silvia Estarriaga‐Navarro, Nieves Goicoechea, Daniel Plano, Carmen Sanmartín   +3 more
wiley   +1 more source

Conservation challenges and opportunities for native apple (Malus) species in Canada

PLANTS, PEOPLE, PLANET, Volume 8, Issue 1, Page 134-156, January 2026.
Apple, one of the world's most widely cultivated and economically important fruit crops, has two wild relatives native to Canada. In this review, we describe the importance of these native apple species to Indigenous heritage and the current threats the species faces due to pests, diseases, and habitat loss.
Terrell T. Roulston, Chelsey Geralda Armstrong, Mckenna Batstone, Kyle Bobiwash, Sylvia Grace Borda, Dionne Bunsha, Claudia Ciotir, Brian C. Husband, Paul Manning, Tara L. Moreau, Amritpal S. Singh, Tyler W. Smith, Jens Ulrich, Zoë Migicovsky   +13 more
wiley   +1 more source

Intervention territoriale visant à lutter contre la pollution atmosphèrique et équité en matière de santé

Revue Francophone sur la Santé et les Territoires, 2015
Background – The relationship between the characteristics of the neighbourhoods where people live and health inequalities is now well documented.
Wahida Kihal, Cindy Padilla, Séverine Deguen   +2 more
doaj   +1 more source

Українська система бонус-малус: оцінка жорсткості та порівняльний аналіз з системами інших країн [PDF]

, 2012
Розкрито сутність і призначення системи бонус-малус в автотранспортному страхуванні; охарактеризовано українську систему бонус-малус як систему з «відсутністю пам’яті»; проведено аналіз оцінки жорсткості системи за допомогою показника відносного ...
Сліпко, Ксенія Олександрівна
core   +2 more sources