Results 31 to 40 of about 5,181 (195)

Bonus-Malus Systems: “Lack of Transparency” and Adequacy Measure [PDF]

open access: yesASTIN Bulletin, 2002
AbstractBased on a recent contribution by Baione and others in this Journal, some consequences of the decrease of the mean merit coefficient for portfolios of Bonus-Malus policies, and some alternative ways to measure the “quality” of a Bonus-Malus system are discussed.
openaire   +3 more sources

Dynamic Pricing Models for Automobile Insurance [PDF]

open access: yesFinancial Markets, Institutions and Risks
The accurate pricing of automobile insurance remains a critical challenge, particularly in markets where traditional models fail to capture risk heterogeneity.
Lynda Ait Bachir   +2 more
doaj   +1 more source

ON THE AGGREGATION OF EXPERTS' INFORMATION IN BONUS–MALUS SYSTEMS [PDF]

open access: yesASTIN Bulletin, 2017
AbstractIn this paper, we propose a new family of premium calculation principles based on the use of prior information from different sources. Under this framework and based on the use of Ordered Weighted Averaging operators, we provide alternative collective and Bayes premiums and describe some approaches to efficiently compute them.
Blanco, Víctor   +1 more
openaire   +4 more sources

Does Proactivity Affect Insurance Solidarity and Individual Responsibility?

open access: yesThe British Journal of Sociology, EarlyView.
ABSTRACT Over the past 20 years, the insurance industry has been experimenting with technological innovations that deeply affect its business model and social function. This article explores the use of digital technologies to monitor policyholders' behaviour and personalise their insurance coverage.
Alberto Cevolini, Elena Esposito
wiley   +1 more source

Estimating the Effect of a Change in Insurance Pricing Regime on Accidents with Endogenous Mobility [PDF]

open access: yes, 2007
In this paper, we estimate the impact of introducing a bonus-malus system on the probability of having automobile accidents, taking into account contract duration or the client mobility between insurers.
Dionne, Georges, Dostie, Benoit
core   +1 more source

Artificial intelligence‐powered plant phenomics: Progress, challenges, and opportunities

open access: yesThe Plant Phenome Journal, Volume 9, Issue 1, December 2026.
Abstract Artificial intelligence (AI), a key driver of the Fourth Industrial Revolution, is being rapidly integrated into plant phenomics to automate sensing, accelerate data analysis, and support decision‐making in phenomic prediction and genomic selection.
Xu Wang   +12 more
wiley   +1 more source

Selenium biofortification: integrating one health and sustainability

open access: yesJournal of the Science of Food and Agriculture, Volume 106, Issue 4, Page 1955-1967, 15 March 2026.
Abstract Selenium (Se) biofortification in crops has emerged as a promising strategy to address global Se deficiencies and enhance both agricultural productivity and human health. Increasing the Se content of crops through biofortification improves their resilience to abiotic and biotic stresses and boosts their nutritional value.
Silvia Estarriaga‐Navarro   +3 more
wiley   +1 more source

The Cost of Legal Restrictions on Experience Rating [PDF]

open access: yes, 2020
We investigate the cost of legal restrictions on experience rating in auto and home insurance. The cost is an opportunity cost as experience rating can mitigate the problems associated with unobserved heterogeneity in claim risk, including mispriced ...
Barseghyan, Levon   +3 more
core   +1 more source

Mapping the next forest generation reveals multiple regeneration gaps across German forests

open access: yesJournal of Applied Ecology, Volume 63, Issue 3, March 2026.
Our study provides the first nationwide, high‐resolution assessment of forest regeneration, offering a valuable baseline for monitoring forest development. The regeneration density and indicator maps enable forest managers and policymakers to identify regeneration deficits, prioritise adaptive management interventions and contribute to the development ...
Leonie C. Gass, Lisa Hülsmann
wiley   +1 more source

Intervention territoriale visant à lutter contre la pollution atmosphèrique et équité en matière de santé

open access: yesRevue Francophone sur la Santé et les Territoires, 2015
Background – The relationship between the characteristics of the neighbourhoods where people live and health inequalities is now well documented.
Wahida Kihal   +2 more
doaj   +1 more source

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