Results 161 to 170 of about 10,432 (303)

Consensus-driven feature selection for transparent and robust loan default prediction. [PDF]

Sci Rep
Abbas G, Ying Z, Ayoubi M.
europepmc   +1 more source

ESG Uncertainty in Supply Chains: How Rating Divergence Shapes Buyer–Supplier Trade Credit

Business Strategy and the Environment, EarlyView.
ABSTRACT Uncertainty in environmental, social, and governance (ESG) ratings has raised concerns about the reliability of sustainability evaluations and their consequences for interfirm relationships. Although prior research has highlighted firm‐level financial outcomes of ESG rating divergence, little is known about its implications for buyer–supplier ...
Liukai Wang, Na A., Yu Gong, Steve Brown
wiley   +1 more source

Banking Crisis and Borrower Productivity [PDF]

In this paper, we propose a theoretical model in which a banking crisis (or bank distress) causes declines in aggregate productivity. When borrowing firms need additional bank loans to continue their businesses, a high probability of bank failure ...
KOBAYASHI Keiichiro, YANAGAWA Noriyuki
core  

Transformer-based NLP approaches for credit risk prediction: a systematic review. [PDF]

Front Artif Intell
Raliphada P, Olukanmi S, Olusanya M.
europepmc   +1 more source

Climate Stress Testing on European SME Securitised Loans Under Climate Mitigation Scenarios

Business Strategy and the Environment, EarlyView.
ABSTRACT Assessing the future impact of climate risks on the probability of default (PD) of small and medium enterprises (SMEs) is challenging due to limited disclosure, policy uncertainty and exposure to physical risks. This paper addresses this gap by integrating macroeconomic variables from the Network for Greening the Financial System (NGFS ...
Luca Zanin, Raffaella Calabrese
wiley   +1 more source

Green Finance, Digitalization, and Banks' Sustainable Business Model Innovations Toward Net‐Zero Transitions

Business Strategy and the Environment, EarlyView.
ABSTRACT Financial capital is widely recognized as having the potential to provide investments needed for net‐zero transitions. While recent empirical studies reveal that financial digitalization and fintech have changed Chinese banks' loan portfolios and business models, they stem from credit restrictions on heavily polluting enterprises and from ...
Akihisa Mori
wiley   +1 more source

Behavioral nudges prevent loan delinquencies at scale: A 13-million-person field experiment. [PDF]

Proc Natl Acad Sci U S A
Kuan R, Blagg K, Castleman BL, Darolia R, Matsudaira JD, Milkman KL, Turner LJ.   +6 more
europepmc   +1 more source

Asset Redeployability and Biodiversity Risk

Business Strategy and the Environment, EarlyView.
ABSTRACT We examine how asset redeployability influences a firm's exposure to biodiversity risk. Our empirical analysis provides robust evidence that firms possessing greater levels of redeployable assets exhibit significantly lower biodiversity risk.
Mostafa Monzur Hasan, Stewart Jones, Md Enayet Hossain   +2 more
wiley   +1 more source

Farm Financial Performance from Borrower and Lender Perspectives [PDF]

This study answers how profitability changes from a lender and borrower perspective. Using the FBFM data for periods from 1995 to 2004, we find that the variables that explain the profitability of a lender and borrower differ.
Durguner, Sena, Barry, Peter J., Katchova, Ani L.   +2 more
core  

Advancing evaluation of AI systems when humans make the decisions. [PDF]

Proc Natl Acad Sci U S A
D'Amour A.
europepmc   +1 more source