Consequences of the CJEU Ruling of 3 October 2019 on Swiss Franc Mortgage Loans for Polish Borrowers [PDF]
The article discusses the effects of the recent ruling of the Court of Justice of the European Union (the CJEU), regarding the impact of abusive contractual provisions included in the foreign currency loan contracts on the legal effectiveness of the ...
Anna Wilk
doaj +1 more source
ACCOUNTING AND FINANCIAL PROBLEMS OF BANK LENDING TO AGRO-INDUSTRIAL ENTERPRISES IN UKRAINE
The purpose of the article is to study the problems of implementing the credit mechanism in the agrarian sector, the rationale for the need to increase the amount of lending to the agro-industrial complex and the analysis of existing studies of bank ...
Larysa Poliatykina +2 more
doaj +1 more source
Separate issues of rights and obligations of loan agreement parties
Problem setting. The content of any civil law agreement created by the terms and conditions determined by the parties and agreed between them, as well as the terms that are mandatory according to the regulations of the civil law. Qualifying the agreement
О. В. Ночовкіна
doaj +1 more source
Criticism and Analysis of the Common View of Jurists on Loan Property's Khums [PDF]
The aim of the present study is to elucidate the Khums of loan property and criticize the popular view of jurists, because the Shi'a jurists and the laws of Iran, in accordance with Qur'anic verses, narrations, necessity principle, Taslit’s rule and ...
Mohammad reza Kaykha, Yosef Moradi
doaj +1 more source
Innovation and Borrower Discouragement in SMEs [PDF]
In this paper, we investigate whether innovative small and medium sized enterprises (SMEs) are more likely to be discouraged from applying for external finance than non-innovators.
Linares Zegarra, Jose +5 more
core +1 more source
Are Adjustable-Rate Mortgage Borrowers Borrowing Constrained? [PDF]
Past research argues that changes in adjustable-rate mortgage (ARM) payments may lead households to cut back on consumption or to default on their mortgages. In this paper, we argue that these outcomes are more likely if ARM borrowers are borrowing constrained, and find that ARM borrowers exhibit characteristics and behavior that are consistent with ...
Kathleen W. Johnson, Geng Li
openaire +1 more source
Intermediation Cost and Non-Performing Financing: A Case Study of Pakistan
The instinct of bankers is to keep the borrowers alive through recycling and renewals of bad loans into loans, a window dressing exercise; or worse yet, advancing additional fresh loans to effectively insolvent borrowers to tide over what is perceived ...
Azam Ali
doaj +1 more source
Financial covenants in syndicated lending transactions
The article analyzes the use of financial covenants in international syndicated lending transactions. From a borrower’s point of view, acceptable levels of financial covenants allow to realize the transaction with comfortable conditions for further ...
A. A. Tarasov
doaj +1 more source
IMPROVING THE MANAGEMENT EFFICIENCY OF BANKING INSTITUTIONS THROUGH INTERACTION WITH CREDIT BUREAU [PDF]
Emerging financial crises adversely affect the activities of banking institutions, which requires additional measures of the bank aimed at allocating resources with a minimum level of risk.
Elena A. Posnaya +3 more
doaj +1 more source
A Q‐Learning Algorithm to Solve the Two‐Player Zero‐Sum Game Problem for Nonlinear Systems
A Q‐learning algorithm to solve the two‐player zero‐sum game problem for nonlinear systems. ABSTRACT This paper deals with the two‐player zero‐sum game problem, which is a bounded L2$$ {L}_2 $$‐gain robust control problem. Finding an analytical solution to the complex Hamilton‐Jacobi‐Issacs (HJI) equation is a challenging task.
Afreen Islam +2 more
wiley +1 more source

