Results 21 to 30 of about 15,497 (292)

Evaluation of the borrower’s creditworthiness as an important condition for enhancing the effectiveness of lending operations

open access: yesSHS Web of Conferences, 2012
In this research, analyzing the difficulties of efficiency of commercial banks’ credit operations, the author has paid special attention to such issues like the process of management and assessment of borrowers’ creditworthiness, as well as formation of ...
Chaplinska A.
doaj   +1 more source

Borrower Info: the general libraries [PDF]

open access: yes, 1977
Contents include: hours, borrower i.d., loan periods, renewals, recalls, overdue charges, lost material, bills, addresses, and appeals in 1977UT ...
UT Libraries
core   +1 more source

Scoring structurization model of commercial banks borrowers’ creditability assessment under the global financial crisis

open access: yesЕкономіка і управління бізнесом, 2022
This article reveals the essence of bank lending structuring. The borrower's creditworthiness was assessed on the example of JSC "STATE SAVINGS BANK OF UKRAINE” (JSC OSCHADBANK). The study scientifically substantiated the scoring model of information and
O. Zharikova   +2 more
doaj   +1 more source

TEACHING METHODOLOGY: THE LESSON ON THE TOPIC “AGREEMENT ON THE UNCOMPENSATED USE OF PROPERTY (LOAN)”

open access: yesФинансы: теория и практика, 2017
The author shares her experience of training the students of the law faculty on the theme “Agreement on uncompensated use (loan)”. Many lecturers do not pay due attention to this topic, considering it as archaic in the market relations conditions. Indeed,
V. N. Sinelnikova
doaj   +1 more source

Are Adjustable-Rate Mortgage Borrowers Borrowing Constrained? [PDF]

open access: yesFinance and Economics Discussion Series, 2011
Past research argues that changes in adjustable-rate mortgage (ARM) payments may lead households to cut back on consumption or to default on their mortgages. In this paper, we argue that these outcomes are more likely if ARM borrowers are borrowing constrained, and find that ARM borrowers exhibit characteristics and behavior that are consistent with ...
Kathleen W. Johnson, Geng Li
openaire   +1 more source

Disparate Debts: How Student Loans Drive Racial Inequality Across American Cities [PDF]

open access: yes, 2020
This report examines alarming racial disparities in student debt burdens and borrower distress across American cities. The report highlights trends and offers new analysis of recent research by economists and city officials in Washington, D.C ...

core   +1 more source

PROBLEMS AND PROSPECTS OF BANK PROJECT FINANCING

open access: yesФинансы: теория и практика, 2017
The development of large-scale long-term investment projects based on project financing is actual in terms of economic instability. As international experience shows, in realization of major investment projects and programs, the main role belongs to ...
А. А. Sysoeva
doaj   +1 more source

CONSUMER CREDITING IN RUSSIA AND FINANCE COMPETENCE OF THE POPULATION: CHALLENGES AND PROSPECTS OF DEVELOPMENT

open access: yesВестник Российского экономического университета имени Г. В. Плеханова, 2018
The present situation in customer crediting in Russia causes a lot of questions and criticism. According to experts the growth in population over-crediting could result in deteriorating the quality of credit service and increase in delays and it can in ...
Elena V. Altukhova
doaj   +1 more source

Financial covenants in syndicated lending transactions

open access: yesУправление
The article analyzes the use of financial covenants in international syndicated lending transactions. From a borrower’s point of view, acceptable levels of financial covenants allow to realize the transaction with comfortable conditions for further ...
A. A. Tarasov
doaj   +1 more source

SYSTEM DYNAMICS MODEL OF THE MORTGAGE LENDING MARKET IN RUSSIA

open access: yesВестник Российского экономического университета имени Г. В. Плеханова, 2017
The article describes one of the currently existing schemes of mortgage crediting in Russia. Key components of the banking system in view of mortgage crediting were presented, their basic characteristics were displayed.
Anna V. Nikolaeva
doaj   +1 more source

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