Results 41 to 50 of about 10,413 (302)

Disparate Debts: How Student Loans Drive Racial Inequality Across American Cities [PDF]

, 2020
This report examines alarming racial disparities in student debt burdens and borrower distress across American cities. The report highlights trends and offers new analysis of recent research by economists and city officials in Washington, D.C ...

core  

Functional Blood‐Brain Barrier Crossing by Biomimetic M13 Phage Vectors for Targeted Neuronal Delivery

Advanced Healthcare Materials, EarlyView.
This study investigates the M13 bacteriophage as a biomimetic nanovector capable of crossing in vitro models of the blood–brain barrier. By exploiting peculiar transcellular pathways, M13 avoids lysosomal degradation and preserves its structural integrity and functionality.
Silvia Vercellino, Lucia Pappagallo, Francesca De Chirico, Luca Boselli, Hazem Ahmed, Luca Spagnoletti, Giovanni Pittaluga, Paolo Emidio Costantini, Matteo Calvaresi, Pier Paolo Pompa, Alberto Danielli, Fabio Benfenati, Valentina Castagnola   +12 more
wiley   +1 more source

ESTIMATION OF THE DEFAULT PROBABILITY OF COMMERCIAL BANK BORROWERS: CASE STUDY

Вісник Харківського національного університету імені В.Н. Каразіна: Серія Економіка, 2021
The paper describes the essence of the risks that banks face in their activities, first of all, that of the credit risk, the level of which is determined by the size of financial losses if a borrower does not repay credit funds and interest for using ...
Tatiana Bitkova, Tatiana Verkhovod
doaj   +1 more source

Lead Halide Perovskite Photoelectrocatalysis

Advanced Materials, EarlyView.
Lead halide perovskite semiconductors have emerged as highly promising materials for solar fuel and chemical synthesis. This perspective discusses advances made in the rational photoelectrode design to improve solar‐to‐chemical conversion, product scope, and scalability.
Virgil Andrei
wiley   +1 more source

Investigating the Role of Microcredit on Agricultural Output in Rural-Bangladesh [PDF]

Annals of the University of Craiova for Journalism, Communication and Management
Microcredit or Microfinance is being considered as one of the investment-sources for local farmers who want to cultivate their land. It is highly difficult for local-farmers to collect fund for field-level investment, these farmers select micro-credit ...
Md. Imrul Hasan, Tanbir Hossain, Sree. Dip Kumar Moholdar, Md. Sohel Rana   +3 more
doaj   +1 more source

Data‐Efficient Electromagnetic Surrogate Solver Through Dissipative Relaxation Transfer Learning

Advanced Optical Materials, EarlyView.
Dissipative relaxation transfer learning (DIRTL) enables data‐efficient training of electromagnetic surrogate solvers by pretraining data generated with artificial material loss before fine‐tuning on target lossless data. The framework suppresses resonant outlier effects during early training, allowing effective adaptation to high‐amplitude resonances ...
Sunghyun Nam, Chan Y. Park, Min Seok Jang   +2 more
wiley   +1 more source

Financial stability of credit institutions in the conditions of economic recession in Russia

Ученые записки Российской академии предпринимательства, 2021
In new economic conditions financial stability of banks, both is important for the creditor and for borrowers. There are two possible directions of a solution of the problem of a non-return of debt: sale to her third parties or participation of bank in ...
I. V. Gladkov
doaj  

Revisiting Target‐Aware de novo Molecular Generation with TarPass: Between Rational Design and Texas Sharpshooter

Advanced Science, EarlyView.
TarPass provides a rigorous benchmark for target‐aware de novo molecular generation by jointly evaluating protein‐ligand interactions, molecular plausibility, and drug‐likeness on 18 well‐studied targets. Results show that current models often fail to consistently surpass random baseline in target‐specific enrichment, while post hoc multi‐tier virtual ...
Rui Qin, Zijie Chen, Yurong Li, Meijing Fang, Longji Shen, Yilong Su, Odin Zhang, Qinghan Wang, Qun Su, Jike Wang, Tingjun Hou, Yu Kang   +11 more
wiley   +1 more source

Strategic Information Suppression in Borrowing and Pre-Lending Cognition: Theory and Evidence

Games, 2023
This paper theoretically studies the interaction between an informed borrower and an uninformed lender facing possible default of a loan application. The lender is motivated to invest cognitive resources before making a lending decision.
Zhongwen Chen, Xiaojian Zhao
doaj   +1 more source

Pathogen‐Centric Activation of an Azoreductase‐Responsive Antibody‐Antibiotic Conjugate for the Targeted Eradication of MRSA

Advanced Science, EarlyView.
A pathogen‐centric antibody‐antibiotic conjugate (AZO‐AAC) releases antibiotics via bacterial azoreductase, independent of host‐lysosomal function. This mechanism achieves nanomolar eradication of both planktonic and intracellular methicillin‐resistant Staphylococcus aureus (MRSA).
Qi Cheng, Lianqi Liu, Chenghua Liu, Fei Xie, Jingwen Dong, Xiaoyu Qin, Shunxiang Huang, Xian Li, Xingyuan Kou, Hongbin Deng, Jiannan Feng, Wu Zhong, Dian Xiao, Xinbo Zhou   +13 more
wiley   +1 more source