Market structure and borrower welfare in microfinance [PDF]
Motivated by recent controversies surrounding the role of commercial lenders in microfinance, we analyze borrower welfare under different market structures, considering a benevolent non-profit lender, a for-profit monopolist, and a competitive credit ...
de Quidt, Jonathan, Fetzer, Thiemo
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Loan Transactions with Random Dates for the First and Last Periodic Instalments
Usually, loan transactions contracted in practice are nonrandom; that is to say, all amounts received (principal) and paid (period instalments) by the borrower are previously agreed with the lender, as well as their respective dates.
María del Carmen Valls Martínez +1 more
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Collateral in bankruptcy: The limits of protection of secured rights [PDF]
Banks typically occupy a dominant position in bankruptcy proceedings involving borrowers, a fact underscored by the competing interests of various creditor classes.
Drobnjak Bojana
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Traditional and Perspective Methods of Corporate Non-Performing Loans Rejustment (Liquidation)
Article covers issues of banks’ corporate non-performing and overdue loans management (liquidation). Authors make revision of methods that banks usually use for current goal solution and develop concepts of approaches to non-performing loans management ...
V. M. Poletaeva, A. M. Smulov
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THE CREDITWORTHINESS ASSESSMENT OF THE CONSTRUCTION ORGANIZATIONS
The following article gives the information about the researches of the solvency analysis problem of economical entities. This problem belongs to special types of the enterprises, namely construction organizations which financial and economic activity is
Anton Murzin, Tatiana Rogova
doaj
BORROWERS ATTITUDE TOWARDS THE HOUSING FINANCE OF NON-BANKING INSTITUTIONS IN THENI DISTRICT IN TAMILNADU [PDF]
Housing, conceived as a set of services, is an important aspect of the environment that has a profound impact on the socio-economic, physical and psychological development of human beings. The present study is an empirical one based on the survey method.
N Selvaraj
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In this research, analyzing the difficulties of efficiency of commercial banks’ credit operations, the author has paid special attention to such issues like the process of management and assessment of borrowers’ creditworthiness, as well as formation of ...
Chaplinska A.
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Disparate Debts: How Student Loans Drive Racial Inequality Across American Cities [PDF]
This report examines alarming racial disparities in student debt burdens and borrower distress across American cities. The report highlights trends and offers new analysis of recent research by economists and city officials in Washington, D.C ...
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SUBJECTS OF LEGAL RELATIONS IN THE SPHERE OF CREDITING IN FOREIGN CURRENCY
The article is devoted to the exploration of the features of the subject structure of legal relations in the field of lending in foreign currency. The general theoretical questions of the subject structure of legal relations connected with consumer ...
S.A. Syrovatkin
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Consequences of the CJEU Ruling of 3 October 2019 on Swiss Franc Mortgage Loans for Polish Borrowers [PDF]
The article discusses the effects of the recent ruling of the Court of Justice of the European Union (the CJEU), regarding the impact of abusive contractual provisions included in the foreign currency loan contracts on the legal effectiveness of the ...
Anna Wilk
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