Results 71 to 80 of about 14,781 (243)
Intermediation Cost and Non-Performing Financing: A Case Study of Pakistan
JISR Management and Social Sciences & Economics, 2010 The instinct of bankers is to keep the borrowers alive through recycling and renewals of bad loans into loans, a window dressing exercise; or worse yet, advancing additional fresh loans to effectively insolvent borrowers to tide over what is perceived ...
Azam Ali
doaj +1 more source
Mortgage Default Rates and Borrower Race [PDF]
We estimate a mortgage default model with national data on conventional mortgages that were current from 1986 to 1992. Our analysis confirms the results of previous analyses of Federal Housing Authority mortgages: Black households have higher marginal ...
Richard Anderson, James VanderHoff
core
A computational model of the effects of borrower default on the stability of P2P lending platforms
2024 Acuerdos transformativos CRUEPeer-to-peer (P2P) lending has attracted scholarly attention because of its economic significance and potential to democratize access to finance.
Katsamakas, Evangelos +1 more
core +1 more source
Advanced Intelligent Discovery, EarlyView.In this work, the Doubao large language model (LLM) is involved in the formula derivation processes for Hubbard U determination regarding the second‐order perturbations of the chemical potential. The core ML tool is optimized for physical domain knowledge, which is not limited to parameter prediction but rather serves as an interactive physical theory ...
Mingzi Sun +8 more
wiley +1 more source
Significance of universal methodology for assessing borrower's creditivity
Вестник Северо-Кавказского федерального университетаIntroduction. One of the main problems in the activities of commercial banks is the risk of non-repayment of loans, as a result of which the amount of banking profit decreases and the risk of bankruptcy arises.Goal.
O. I. Ditsulenko +3 more
doaj +1 more source
Advanced Intelligent Discovery, EarlyView.This study reveals that sampling strategy (i.e., sampling size and approach) is a foundational prerequisite for building accurate and generalizable AI models in peptide discovery. Reaching a threshold of 7.5% of the total tetrapeptide sequence space was essential to ensure reliable predictions.
Meiru Yan +3 more
wiley +1 more source
Screening Mortgage Default Risk: A Unified Theoretical Framework [PDF]
This study developed a unified framework for theoretically analyzing a set of mortgage attributes that screens borrower types according to their unobservable default risk.
Danny Ben-Shahar
core
Borrower Info: the general libraries
, 1977 Contents include: hours, borrower i.d., loan periods, renewals, recalls, overdue charges, lost material, bills, addresses, and appeals in 1977UT ...
UT Libraries
core +1 more source
Composition‐Aware Cross‐Sectional Integration for Spatial Transcriptomics
Advanced Intelligent Discovery, EarlyView.Multi‐section spatial transcriptomics demands coherent cell‐type deconvolution, domain detection, and batch correction, yet existing pipelines treat these tasks separately. FUSION unifies them within a composition‐aware latent framework, modeling reads as cell‐type–specific topics and clustering in embedding space.
Qishi Dong +5 more
wiley +1 more source
Empirical Determinants of Bargaining Power [PDF]
This paper empirically investigates what determine bargaining power between a lender and a borrower who have continuing transactional relationships. Bargaining power is proxied by which side of the transaction, i.e.
Hirofumi Uchida
core