Results 71 to 80 of about 10,413 (302)

The dynamics in requested and granted loan terms when bank and borrower interact repeatedly [PDF]

open access: yes
This paper studies how credit constraints develop over bank relationships. I analyze a unique dataset of matched loan application and loan contract information and measure credit constraints as the ratio of requested to granted loan amounts.
Kirschenmann, Karolin
core  

Does Participating in Agricultural Global Value Chains Promote Agricultural Growth?

open access: yesAgribusiness, EarlyView.
ABSTRACT This study examines the relationship between GVC participation and agricultural value‐added growth in 43 countries over the period 1995–2022. In contrast to prior literature, we disaggregate the agricultural sector into four sub‐sectors namely crop cultivation, animal production, forestry and fishing.
Taner Turan   +2 more
wiley   +1 more source

PROBLEMS AND PROSPECTS OF BANK PROJECT FINANCING

open access: yesФинансы: теория и практика, 2017
The development of large-scale long-term investment projects based on project financing is actual in terms of economic instability. As international experience shows, in realization of major investment projects and programs, the main role belongs to ...
А. А. Sysoeva
doaj   +1 more source

"Mortgage Default Among Rural, Low-Income Borrowers" [PDF]

open access: yes
In this working paper, Quercia, McCarthy, and Stegman use data obtained on 874 low income, rural borrowers participating in the Section 502 Home Ownership program administered by the Farmer's Home Administration (FmHA), and apply two multivariate ...
George W. McCarthy   +2 more
core  

Asking the 5 W's for designing next‐generation bioprocessing

open access: yesAIChE Journal, EarlyView.
Abstract Biotechnology is expanding beyond traditional, centralized fermentation and toward next‐generation bioprocessing paradigms that emphasize flexible deployment outside the laboratory with application‐specific performance. However, many bioprocesses fail to translate beyond proof‐of‐concept into industrially viable systems because early design ...
Sangdo Yook   +4 more
wiley   +1 more source

Significance of universal methodology for assessing borrower's creditivity

open access: yesВестник Северо-Кавказского федерального университета
Introduction. One of the main problems in the activities of commercial banks is the risk of non-repayment of loans, as a result of which the amount of banking profit decreases and the risk of bankruptcy arises.Goal.
O. I. Ditsulenko   +3 more
doaj   +1 more source

CONSUMER CREDITING IN RUSSIA AND FINANCE COMPETENCE OF THE POPULATION: CHALLENGES AND PROSPECTS OF DEVELOPMENT

open access: yesВестник Российского экономического университета имени Г. В. Плеханова, 2018
The present situation in customer crediting in Russia causes a lot of questions and criticism. According to experts the growth in population over-crediting could result in deteriorating the quality of credit service and increase in delays and it can in ...
Elena V. Altukhova
doaj   +1 more source

Mortgage Default Rates and Borrower Race [PDF]

open access: yes
We estimate a mortgage default model with national data on conventional mortgages that were current from 1986 to 1992. Our analysis confirms the results of previous analyses of Federal Housing Authority mortgages: Black households have higher marginal ...
Richard Anderson, James VanderHoff
core  

Machine Learning‐Assisted Second‐Order Perturbation Theory for Chemical Potential Correction Toward Hubbard U Determination

open access: yesAdvanced Intelligent Discovery, EarlyView.
In this work, the Doubao large language model (LLM) is involved in the formula derivation processes for Hubbard U determination regarding the second‐order perturbations of the chemical potential. The core ML tool is optimized for physical domain knowledge, which is not limited to parameter prediction but rather serves as an interactive physical theory ...
Mingzi Sun   +8 more
wiley   +1 more source

Development of orgware of borrower - legal entity’s solvency analysis

open access: yesVìsnik Žitomirsʹkogo Deržavnogo Tehnologìčnogo Unìversitetu: Ekonomìčnì Nauki, 2017
The article is devoted to the development of orgware of borrower - legal entity’s solvency analysis. The authors investigate the orgware of solvency estimation mechanism in two aspects: 1) as the aggregate of the organizational stages of solvency ...
Vygovska N.G., Vygovskyy V.G.
doaj  

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