Results 91 to 100 of about 14,781 (243)
How Do Relationship Lenders Price Loans to Small Firms?: "Hold-Up" Costs, Transparency, and Private and Public Security [PDF]
We conduct a comprehensive examination on how relationship lenders price loans to small opaque firms using the rich matched data set of Japanese firms and their main banks. Our major findings are: 1. Neither measures for a borrower firm's transparency to
WATANABE Wako
core
Funding energy efficiency in EU housing: the role of borrower-based measures
Buildings account for approximately 40% of the EU’s total energy consumption and around one-third of its energy-related greenhouse gas emissions. Therefore, if the EU’s climate strategy is to succeed, it will need to improve the energy performance of ...
Monnin, Pierre, Martin, Reiner
core +1 more source
The Effects of Lender-Borrower Communication on P2P Lending Outcomes [PDF]
, 2015 Lenders face great uncertainty because of the information asymmetry problem in peer-to-peer (P2P) marketplaces. This paper studies an online feature on a P2P platform, which allows lenders to seek information directly from the borrower of a loan, and ...
Xu, Jennifer, Chau, Michael, Lu, Eric
core +2 more sources
The evaluation of payment flows in lending under conditions of a volatile key rate
Экономика и управлениеAim. This work aimed to obtain analytical estimates of payment flows in lending under conditions of volatility of the key rate and to formalize the conditions for mutually beneficial lending terms for the borrower and lender.Objectives. The work seeks to
V. A. Kunin
doaj +1 more source
Market structure and borrower welfare in microfinance [PDF]
, 2013 Motivated by recent controversies surrounding the role of commercial lenders in microfinance, we analyze borrower welfare under different market structures, considering a benevolent non-profit lender, a for-profit monopolist, and a competitive credit ...
De Quidt, Jonathan +2 more
core
Quantum‐Mechanical Wave Functions in Singular Potentials: Linear and Nonlinear States
Advanced Physics Research, EarlyView.The attractive singular potential −1/r2$-1/r^2$ gives rise to the quantum collapse in the 3D linear Schroedinger equation. The article summarizes theoretical results demonstrating suppression of the collapse and creation of the missing ground state (GS) in a gas of bosonic particles, carrying an electric dipole moment, which are pulled to the central ...
Hidetsugu Sakaguchi, Boris A. Malomed
wiley +1 more source
Profitability of microfinance institutions and borrowers: a systematic literature review
Management Letters/Cuadernos de GestiónUsing the SCOPUS database, this paper conducts a systematic literature review to identify the drivers of financial profitability for both microfinance institutions (MFIs) and borrowers.
Salvador Fonseca +2 more
doaj +1 more source
Autonomous and Financial Mortgage Prepayment [PDF]
Using individual data from Freddie Mac's portfolio of conventional mortgages, this paper estimates prepayment probabilities as a function of characteristics pertaining to the borrower, the loan, regional, and economic variables.
Sam R. Hakim
core
The Anatomical Record, EarlyView.Abstract Analysis of the variation in the bony structures of the inner and middle ear provides critical insights into functional morphology, as well as adaptive morphology across primates. In this study, we investigated whether ear morphology patterns are related to the ecological characteristics of species and their habitats to test two acoustic ...
Myriam Marsot +4 more
wiley +1 more source
The Anatomical Record, EarlyView.Abstract In a large sample of adult crab‐eating macaques, we quantified sexual dimorphism in size, shape, and covariance across the whole skull and among anatomical regions of the cranium and mandible. All regions showed significant mean sex differences, but the magnitude of size and shape dimorphism varied substantially.
Andrea Cardini, Paul O'Higgins
wiley +1 more source