Results 91 to 100 of about 15,497 (292)
P2P LENDING: FINANCING ALTERNATIVE IN THE DIGITAL ERA [PDF]
Zbornik Radova Ekonomskog Fakulteta u Istočnom SarajevuRecently, the fast development of information technologies and digitalization in numerous economic sectors has completely transformed traditional business models and caused irreversible changes.
Zorica Golić
doaj +1 more source
The dynamics in requested and granted loan terms when bank and borrower interact repeatedly [PDF]
This paper studies how credit constraints develop over bank relationships. I analyze a unique dataset of matched loan application and loan contract information and measure credit constraints as the ratio of requested to granted loan amounts.
Kirschenmann, Karolin
core
The Anatomical Record, EarlyView.Abstract This study, alongside prior work on crab‐eating macaques with O'Higgins, investigates regional variation in skull sexual dimorphism across different species of Old World monkeys. Findings reveal consistent patterns: the posterior skull regions (mandibular vertical ramus, chondrocranium and, possibly, the cranial vault) exhibit lower dimorphism,
Andrea Cardini
wiley +1 more source
Mortgage Default Rates and Borrower Race [PDF]
We estimate a mortgage default model with national data on conventional mortgages that were current from 1986 to 1992. Our analysis confirms the results of previous analyses of Federal Housing Authority mortgages: Black households have higher marginal ...
Richard Anderson, James VanderHoff
core
Borrower versus bank channels in lending: experimental- and administrative-based evidence
, 2021 We identify the relative importance for bank lending of borrower (demand-side) versus bank (supply-side) factors. We submit thousands of fictitious mortgage applications, changing one borrower-level factor at time, to the major Italian online mortgage ...
Michelangeli, Valentina +2 more
core
Market structure and borrower welfare in microfinance [PDF]
, 2018 Motivated by recent controversies surrounding the role of commercial lenders in microfinance, and calls for regulation of the sector, we analyse borrower welfare under different market structures, considering a benevolent non‐profit lender, a for‐profit ...
de Quidt, Jonathan +6 more
core +1 more source
Sport, Agency and Pigeon Snaring in the Ancient Tongan Chiefdom
Archaeology in Oceania, EarlyView.ABSTRACT Pigeon snaring was an élite sport in the traditional Tongan chiefdom, undertaken on purpose‐built mounds known as sia heu lupe. LiDAR imagery combined with field survey and mound documentation on the island of Tongatapu has identified a comprehensive corpus of these sites.
David V. Burley +3 more
wiley +1 more source
Guidelines for designing and implementing game‐based learning in comparative anatomy education
Anatomical Sciences Education, EarlyView.Abstract Game‐based learning (GBL) is increasingly used in health professions anatomy education to promote engagement, knowledge acquisition, collaboration, and application of knowledge. However, its application to comparative veterinary anatomy remains fragmented, with limited guidance on how games can be systematically designed around the specific ...
Arthur Chin Haeng Lau +1 more
wiley +1 more source
Journal of the Association for Information Science and Technology, EarlyView.Abstract User engagement (UE) has long been proposed as a holistic framework for understanding user‐technology interactions and a mediator for outcomes of digital technology use, such as learning, health behavior change, information acquisition, and social connectivity.
Heather L. O'Brien
wiley +1 more source
Borrowers’ Participation in Group Borrowing
Turkish Economic Review, 2016 Abstract. Borrowers’ participation in MFI group lending credit market is not insured because of the alternative sources of credit available. The question arises what is the ideal MFI interest rate to ensure borrowers’ participation which at the same time being financially viable for MFI.
openaire +1 more source