Results 81 to 90 of about 10,432 (303)
The dynamics in requested and granted loan terms when bank and borrower interact repeatedly [PDF]
This paper studies how credit constraints develop over bank relationships. I analyze a unique dataset of matched loan application and loan contract information and measure credit constraints as the ratio of requested to granted loan amounts.
Kirschenmann, Karolin
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Market structure and borrower welfare in microfinance [PDF]
, 2012 Motivated by recent controversies surrounding the role of commercial lenders in microfinance, we analyze borrower welfare under different market structures, considering a benevolent non-profit lender, a for-profit monopolist, and a competitive credit ...
de Quidt, Jonathan, Fetzer, Thiemo
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Profitability of microfinance institutions and borrowers: a systematic literature review
Management Letters/Cuadernos de GestiónUsing the SCOPUS database, this paper conducts a systematic literature review to identify the drivers of financial profitability for both microfinance institutions (MFIs) and borrowers.
Salvador Fonseca +2 more
doaj +1 more source
Problems and prospects of modern methods of business analysis in the process of assessment of solvency of borrowers [PDF]
Problemi Ekonomiki, 2013 The goal of the article is a comparative analysis of modern methods of business analysis in the process of assessment of solvency of borrowers of Ukrainian commercial banks, study of prospects and problems of the use of methods in the credit process.
Aptekar Saveliy S. +1 more
doaj
Вестник Российского экономического университета имени Г. В. Плеханова, 2018 The present situation in customer crediting in Russia causes a lot of questions and criticism. According to experts the growth in population over-crediting could result in deteriorating the quality of credit service and increase in delays and it can in ...
Elena V. Altukhova
doaj +1 more source
Access to Finance and Innovation in the Canadian Food Processing
Agribusiness, EarlyView.ABSTRACT Innovation is a presumed channel through which finance affects productivity, yet there is limited research testing the relationship between finance and innovation in the food manufacturing sector. The purpose of the paper is to explore the determinants (e.g., financing, R&D, firm size, expenditure on innovation) of the adoption of innovation ...
Getu Hailu, Deepananda Herath
wiley +1 more source
"Mortgage Default Among Rural, Low-Income Borrowers" [PDF]
In this working paper, Quercia, McCarthy, and Stegman use data obtained on 874 low income, rural borrowers participating in the Section 502 Home Ownership program administered by the Farmer's Home Administration (FmHA), and apply two multivariate ...
George W. McCarthy +2 more
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SYSTEM DYNAMICS MODEL OF THE MORTGAGE LENDING MARKET IN RUSSIA
Вестник Российского экономического университета имени Г. В. Плеханова, 2017 The article describes one of the currently existing schemes of mortgage crediting in Russia. Key components of the banking system in view of mortgage crediting were presented, their basic characteristics were displayed.
Anna V. Nikolaeva
doaj +1 more source
Does Participating in Agricultural Global Value Chains Promote Agricultural Growth?
Agribusiness, EarlyView.ABSTRACT This study examines the relationship between GVC participation and agricultural value‐added growth in 43 countries over the period 1995–2022. In contrast to prior literature, we disaggregate the agricultural sector into four sub‐sectors namely crop cultivation, animal production, forestry and fishing.
Taner Turan +2 more
wiley +1 more source
Mortgage Default Rates and Borrower Race [PDF]
We estimate a mortgage default model with national data on conventional mortgages that were current from 1986 to 1992. Our analysis confirms the results of previous analyses of Federal Housing Authority mortgages: Black households have higher marginal ...
Richard Anderson, James VanderHoff
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