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Branch Banking and the Geography of Bank Pricing [PDF]
We show that bank branching tends to mitigate localized market power by broadening the geographic scope of competition among banks, even though branch banking allows banks to differentiate themselves through their choices of branch locations. Banking services at peripheral locations will be priced more competitively when those locales are served by ...
Paul S. Calem, Leonard I. Nakamura
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Benchmarks of the Efficiency of Bank Branches
Interfaces, 1999The Bank of Cyprus commissioned a study of the efficiency penalties paid by its branches operating in different environments. Bank staff and faculty members of the University of Cyprus jointly developed a data envelopment analysis (DEA) model that was used (1) to provide benchmarks on the relative efficiency of the bank's branches, (2) to provide ...
Zenios, C. V. +7 more
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Evaluating the Financial Performance of Bank Branches [PDF]
In this paper we evaluate the financial performance of virtually all of the branch offices of a large European savings bank for a recent sixmonth accounting period. We employ a complementary pair of nonparametric techniques to evaluate their financial performance, in terms of their ability to conserve on the expenses they incur in the process of ...
Jesús T. Pastor +2 more
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SSRN Electronic Journal
The decline in cash use and growing use of digital distribution for retail banking leads to a reduced need for bank branches. Lending to small and medium sized firms (SMEs) has not benefited as much from a digital transformation, and widespread branch closures may reduce their supply of credit.
Amberg, Niklas, Becker, Bo
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The decline in cash use and growing use of digital distribution for retail banking leads to a reduced need for bank branches. Lending to small and medium sized firms (SMEs) has not benefited as much from a digital transformation, and widespread branch closures may reduce their supply of credit.
Amberg, Niklas, Becker, Bo
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Branch Banking and Service Accessibility
Journal of Money, Credit and Banking, 1988Probably the single most meritorious feature associated with liberali zed branching is the potential for improved customer service. Custome r convenience resulting from an increased number of banking facilitie s is one element of this service. This article analyzes the impact of branching on service accessibility-measured as the number of bank ing ...
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Branch Banks versus Unit Banks
The ANNALS of the American Academy of Political and Social Science, 1934AMERICAN banking is facing revolutionary changes in its structure. Our unit system has been subjected to relentless pressure from all sides, and the unit banker is now standing at the crossroads, confronted with the alternative of being submerged or facing a lingering struggle for existence against growing odds.
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Property Banking, Free Banking, and Branch Banking
2002Abstract In an effort to encourage immigration and expand commercial agriculture, several southern states created and subsidized plantation banks designed to monetize agricultural economies and provide long‐term mortgage credit. These experiments typically failed, not because of the inherent inconsistency between issuing short‐term ...
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Bank Branch Density and Bank Runs
Bank branch density, defined as the number of bank branches to total deposits, has significantly declined over the past decade, fueled by a confluence of branch closings and the almost doubling of deposits between 2016 and 2022. During this period, banks with low branch density benefited from large deposits inflows, leading to even lower density.Benmelech, Efraim +4 more
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The Accounting Review, 1943
Abstract Reviews the book "Branch Banking, Its Historical and Theoretical Position in America and Abroad," by John M. Chapman and Ray B. Westerfield.
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Abstract Reviews the book "Branch Banking, Its Historical and Theoretical Position in America and Abroad," by John M. Chapman and Ray B. Westerfield.
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