Results 51 to 60 of about 2,362,321 (352)

A United States Fair Lending Perspective on Machine Learning

Frontiers in Artificial Intelligence, 2021
The use of machine learning (ML) has become more widespread in many areas of consumer financial services, including credit underwriting and pricing of loans.
Patrick Hall, Patrick Hall, Benjamin Cox, Steven Dickerson, Arjun Ravi Kannan, Raghu Kulkarni, Nicholas Schmidt, Nicholas Schmidt   +7 more
doaj   +1 more source

A Mussel‐Inspired Bioadhesive Patch to Selectively Kill Glioblastoma Cells

Advanced Science, EarlyView.
An innovative mussel‐inspired bioadhesive patch has been developed for post‐surgical glioblastoma treatment. The patch, which adheres strongly in biological environments, releases a localized treatment. This treatment, acting via reactive oxygen species, shows specific toxicity to glioblastoma cells.
Jose Bolaños‐Cardet, Sara Pugliese, Jordi Bruna, Daniel Ruiz‐Molina, Salvio Suárez‐García, Victor J. Yuste   +5 more
wiley   +1 more source

Does the Definition of the Cost of Consumer Credit According to the Regulations Support Credit Decisions? Results of Individual In-Depth Interviews With Experts

Financial Internet Quarterly
According to the regulations in force, including in Poland, loan institutions must disclose the costs of consumer credit. However, these costs can be presented in many ways.
Cwynar Wiktor
doaj   +1 more source

How the Consumer Confidence Index Affect the Credit Growth in Indonesia?

JIET (Jurnal Ilmu Ekonomi Terapan)
Credit has a positive role in encouraging economic growth in Indonesia. A factor that can influence the level of credit distribution is consumer confidence in economic conditions.
Pevi Fitria Kartika Alif, Shochrul Rohmatul Ajija, Zidna Fitriyana, Wahyu Setyorini   +3 more
doaj   +1 more source

Scalable Electrochemical Concrete Fabrication and Closed‐Loop Recycling

Advanced Science, EarlyView.
The electrochemical‐driven recycling strategy establishes a reversible concrete material flow by extracting Ca, Si, Al, and Fe from concrete waste and regenerating functional feedstocks. These reversed products are reassembled into new concrete, which re‐enters service and ultimately returns to waste, enabling a closed‐loop, waste‐origin, and low ...
Hanxiong Lyu, Zhenlin Li, Yang Liu, Lu Zhu, Lucen Hao, Mingxin Shi, Shipeng Zhang, Chi Sun Poon   +7 more
wiley   +1 more source

Designing Cost‐Effective Carbon Payments to Induce Cellulosic Feedstock Production for Sustainable Aviation Fuel

Applied Economic Perspectives and Policy, EarlyView.
ABSTRACT Perennial bioenergy crops, such as miscanthus and switchgrass, and crop residues have the potential to scale up sustainable aviation fuel (SAF) production and mitigate carbon emissions. However, high establishment costs, delayed returns, and risk–return profiles that diverge from those of conventional crops can hinder incentives to adopt ...
Fahd Majeed, Madhu Khanna, Ruiqing Miao
wiley   +1 more source

Law of Ukraine «on consumer lending»: new standards for protection of rights of the borrowers

Проблеми Законності, 2017
The issue of legal regulation of consumer lending has been studied taking into account the provisions of the Law of Ukraine "On consumer lending" and the legislation of the European Union in the aspect of harmonization of Ukrainian legislation with the ...
Віктор Петрович Янишен
doaj   +1 more source

Consumer credit information systems: A critical review of the literature. Too little attention paid by lawyers? [PDF]

, 2007
This paper reviews the existing literature on consumer credit reporting, the most extensively used instrument to overcome information asymmetry and adverse selection problems in credit markets.
A. Campion, A. N. Berger, C. Goodhart, C. Jolls, D. B. Klein, D. Jaffee, D. W. Diamond, D. W. Diamond, Federico Ferretti, G. Akelof, G. Andreeva, G. Benston, G. Dell’Ariccia, G. G. Howells, H. Johnson, H. Johnson, J. A. Padilla, J. A. Padilla, J. A. Vercammen, J. E. Stiglitz, J. E. Stiglitz, J. G. Kallberg, M. A. Petersen, M. Pagano, P. Cartwright, R. B. Avrey, R. Marquez, R. Posner, T. Jappelli   +28 more
core   +1 more source

MFP and CFAP Official Announcement and Pre‐Official Announcement Effects on the Corn and Soybean Futures Market

Applied Economic Perspectives and Policy, EarlyView.
ABSTRACT This study examines the official announcement effect of the Market Facilitation Program (MFP) and the Coronavirus Food Assistance Program (CFAP) on the corn and soybean futures market. Using a permutation test and a 2‐stage GLS model, we find no significant official announcement effect.
Zhining Sun, Ani L. Katchova, Anil K. Giri, Dipak Subedi   +3 more
wiley   +1 more source

Irresponsible Lending in the Post-Crisis Era: Is the EU Consumer Credit Directive Fit for Its Purpose?

Journal of Consumer Policy, 2019
More than a decade after the outbreak of the global financial crisis, consumers across the EU have been increasing their level of debt in terms of both volume and value of consumer credit products.
O. Cherednychenko, J. Meindertsma
semanticscholar   +1 more source