Results 91 to 100 of about 625,874 (344)
Influential Factors Contributing to College Student Spending Habits and Credit Card Debt [PDF]
, 2012 This paper explores how access to credit, familiarity with debt and financial education, socialization agents and social identities, academic performance, and financial aid and family income influence college student spending habits and credit card debt.
Leclerc, Kristi
core +2 more sources
Revolving Credit and Credit Cards
Law and Contemporary Problems, 1968 The tide of the future seems likely to carry with it ever increasing waves of revolving credit in the sea of consumer credit extensions. Already revolving credit represents more than a ripple in that sea.l The reasons are primarily economic. For a creditor who extends credit on a mass basis and has computer facilities, clerical and record-keeping costs
openaire +1 more source
International Journal of Finance &Economics, EarlyView.ABSTRACT This study aims to classify pivotal fintech innovations and explore the prospects and pitfalls associated with emerging fintech services extensively discussed in the literature. We conducted a multistage systematic review of research published on fintech over the past decade from a technological perspective. Using the Preferred Reporting Items
Muhammad Imran Qureshi, Nohman Khan
wiley +1 more source
Do consumers really want credit card reform? [PDF]
Earlier this year, several bills were introduced in Congress to curb what many consumer advocates have described as abusive credit card practices. These bills were intended to keep credit card issuers from penalizing consumers for paying their card ...
Kathryn L. Combs, Stacey L. Schreft
core
Tokovi osiguranja, 2022 This paper first briefly discusses the legal nature and legal framework of the loan and credit card agreement, its specific mandatory elements, and the relationship between such agreement and the credit card insurance agreement, followed by particular aspects of a credit card, its economic importance, and wide spread presence.
openaire +1 more source
Household Consumption Intentions by Income Group During Monetary Policy Easing and Tightening
International Journal of Finance &Economics, EarlyView.ABSTRACT We investigate how the monetary policy interest rate affects Brazilian households' consumption intentions under two distinct regimes: monetary easing and tightening cycles. Using data from low‐ and high‐income households, we assess both the magnitude and the dynamics of this relationship.
Helder Ferreira de Mendonça +1 more
wiley +1 more source
PERBANDINGAN KARTU KREDIT DAN KARTU KREDIT BERBASIS SYARIAH DI INDONESIA
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah, 2015 Apparently, even causing the pros and contra, the business of credit cards tempts most perpetrators of Islamic banks to makesharias’credit card. Sharia based credit cards have a number of differences than the conventional credit card.
Zainul Arifin Yusuf
doaj +1 more source
How do you pay? The role of incentives at the point-of-sale [PDF]
This paper uses discrete-choice models to quantify the role of consumer socioeconomic characteristics, payment instrument attributes, and transaction features on the probability of using cash, debit card, or credit card at the point-of-sale.
Arango, Carlos +2 more
core
How Is FinTech Shaping Household Portfolio Behaviour?
International Journal of Finance &Economics, EarlyView.ABSTRACT This paper examines how FinTech adoption influences household portfolio allocation across major advanced economies. Using a flow‐of‐funds framework and the Almost Ideal Demand System (AIDS), we model household demand for currency, deposits, loans, debt securities, and equity in the United States, United Kingdom, Euro Area, Japan and Australia.
Victor Murinde, Athina Petropoulou
wiley +1 more source
Major Cybersecurity Breaches: Shaping Corporate Cybersecurity Policies and Closing the Gaps
Journal of Corporate Accounting &Finance, EarlyView.ABSTRACT As digitalization accelerates, cybercrime has intensified in both scale and impact over the past two decades. This study aims to critically examine major cybersecurity events, assess them through the lens of routine activity theory, examine insight from three other established criminological and organizational theories, and address central ...
Laura K. Rickett, Deborah Smith
wiley +1 more source