Results 71 to 80 of about 36,852 (202)

COST OF CREDIT IN CREDIT CARDS

Quipukamayoc, 2011
¿Qué es la tarjeta de crédito? Es un pequeño crédito, del que se hace uso, por medio de la emisión de una tarjeta de plástico personalizada que dispone de una banda magnética y un número de relieve. Sirve como medio de pago, para realizar compras y aplazar los pagos durante varios meses, para obtener crédito y cancelar otras deudas.
Avelino Sánchez, Esteban Marino, Cerna Maguiña, Héctor Félix, Michue Salguedo, Efrén Silverio   +2 more
openaire   +1 more source

Profiles, Use, and Perceptions of Singapore Multiple Credit Cardholders [PDF]

This study analyzes Singapore’s diverse cardholders in search of variations among demographic groups, credit card profiles, and their perceptions with regards to credit card ownership and use, it then discusses possible reasons governing Singaporeans ...
Ramin C. Maysami, Hian Chye Koh, Lydia L. Gan   +2 more
core  

A Study of the Interrelated Bilateral Transactions in Credit Card Networks [PDF]

Over the last decade, consumers have tripled their use of credit cards as more merchants have increased their acceptance of them. This increase suggests that incentives in today's marketplace favor greater credit card use by consumers and acceptance by ...
Alpa Shah, Sujit Chakravorti
core  

Card - Electronic Money. Comparative Study [PDF]

Risk in Contemporary Economy, 2012
This type of coin and appeared as a result of the needs for a proper management of the financial resources available in the market, but also to improve the payments system in our country.
Mariana Rodica TIRLEA, Miranda Petronella VLAD   +1 more
doaj  

The Regulation of the Credit Card Market in Turkey

The rapid growth in Turkish credit card market brought together new issues. Card holders and consumer unions complain about the high interest rates, economists complain about the default rates and banks complain about the amnesties.
Lerzan, Yildiz, Aysan, Ahmet Faruk
core  

Credit Card Fraud Detection

CoRR
Credit card fraud remains a significant challenge due to class imbalance and fraudsters mimicking legitimate behavior. This study evaluates five machine learning models - Logistic Regression, Random Forest, XGBoost, K-Nearest Neighbors (KNN), and Multi-Layer Perceptron (MLP) on a real-world dataset using undersampling, SMOTE, and a hybrid approach. Our
Iva Popova, Hamza A. A. Gardi
openaire   +2 more sources

Non-price competition in credit card markets through bundling and bank level benefits

The attempts to explain the high and sticky credit card rates have given rise to a vast literature on credit card markets. This paper endeavors to explain the rates in the Turkish market using measures of non-price competition.
Akin, Guzin Gulsun, Yildiran, Levent, Aysan, Ahmet Faruk, Kara, Gazi Ishak   +3 more
core  

Determinants of Borrowing Limits on Credit Cards [PDF]

The difference between actual borrowings and borrowing limits alone generates information asymmetry in the credit card market. This information asymmetry can make the market incomplete and create ex post misallocations.
Shubhasis Dey, Gene Mumy
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Where is the missing credit card debt? Clues and implications [PDF]

Jonathan Zinman, an assistant professor of economics at Dartmouth College and a visiting scholar with the Payment Cards Center, makes a casual comparison of industry and household data sets which suggests that households underreport credit card borrowing
Jonathan Zinman
core  

The Impact of Regulatory Intervention in the UK Store Card Industry [PDF]

, 2009
The paper examines the impact of regulatory intervention on store card interest rates, for a panel of UK store cards. The analysis is timely given the public attention that high store card interest rates have attracted in the UK, and the enquiries by the
Elliott, C F, Wei, Y
core