Results 61 to 70 of about 36,852 (202)
Market structure and credit card pricing: what drives the interchange? [PDF]
This paper presents a model for the credit card industry, where oligopolistic card networks price their products in a complex marketplace with competing payment instruments, rational consumers/merchants, and competitive card issuers/acquirers.
Zhu Wang
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The accounting treatment of credit card rewards programmes: a South African perspective (Part 1)
Journal of Economic and Financial Sciences, 2017 Credit card rewards programmes are a common phenomenon in the South African market. On 1 July 2007 the International Accounting Standards Board (IASB) issued IFRIC 13 Customer Loyalty Programmes to give specific guidance to suppliers on the accounting ...
Sophia Brink
doaj +1 more source
Enhancing Credit Card Fraud Detection: An Ensemble Machine Learning Approach [PDF]
In the era of digital advancements, the escalation of credit card fraud necessitates the development of robust and efficient fraud detection systems. This paper delves into the application of machine learning models, specifically focusing on ensemble ...
Jude Osamor +5 more
core +1 more source
Revolving Credit and Credit Cards
Law and Contemporary Problems, 1968 The tide of the future seems likely to carry with it ever increasing waves of revolving credit in the sea of consumer credit extensions. Already revolving credit represents more than a ripple in that sea.l The reasons are primarily economic. For a creditor who extends credit on a mass basis and has computer facilities, clerical and record-keeping costs
openaire +1 more source
Intangible Capital, 2014 Purpose: This study aims to examine the factors that influence credit card misuse among working adults in Klang Valley, Malaysia. The relationship among self-esteem, materialism, impulsive buying, budget constraint, compulsive buying and credit card ...
Nor Asiah Omar +3 more
doaj +1 more source
Strategic responses to regulatory threat in the credit card market [PDF]
In November 1991, federal lawmakers threatened to place a binding cap on credit card interest rates. I find that credit card rates declined following the regulatory threat, more so for larger and more politically visible credit card issuers.
Victor Stango
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AN ANALYSIS OF ATTITUDES TO ISLAMIC AND CONVENTIONAL CREDIT CARDS IN MALAYSIA: PERSPECTIVES ON SELECTION CRITERIA AND IMPACT ANALYSIS [PDF]
, 2011 The development of everyday financial instruments is an important dimension of modern life, and credit cards are considered to be the main instruments and facilitators of spending in modern economies.
HUSSIN, NAZIMAH
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Consumer Response to Changes in Credit Supply: Evidence from Credit Card Data [PDF]
This paper utilizes a unique new data set on credit card accounts to analyze how people respond to changes in credit supply. The data consist of a panel of several hundred thousand individual credit card accounts followed monthly for 24-36 months, from ...
Nicholas Souleles, David Gross
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Neural data mining for credit card fraud detection
, 2010 The prevention of credit card fraud is an important application for prediction techniques. One major obstacle for using neural network training techniques is the high necessary diagnostic quality: Since only one financial transaction of a thousand is ...
Brause, Rüdiger W. +2 more
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The Failure of Competition in the Credit Card Market in Turkey: The New Empirical Evidence [PDF]
The high credit card interest rates in Turkey attracted considerable attention in recent years to regulate the Turkish credit card industry. Before any regulation decision taken, there needs to be better conceptualization and analysis of the Turkish ...
Nusret Ahmet Muslim, Ahmet Faruk Aysan
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