Promoting engagement in embryology through gamified student‐developed small group sessions
Abstract Learning embryology is often challenging for students as it requires conceptualizing morphological changes to embryologic structures across time. To further complicate the process, while some structures transition to permanent structures, others disappear or degenerate.
Jessica N. Byram +2 more
wiley +1 more source
Payment card rewards programs and consumer payment choice [PDF]
Card payments have been growing very rapidly. To continue the growth, payment card networks keep adding new merchants and card issuers try to stimulate their existing customers’ card usage by providing rewards.
Andrew Ching, Fumiko Hayashi
core +3 more sources
MACHINE LEARNING-BASED APPROACHES FOR CREDIT CARD DEBT PREDICTION [PDF]
The primary concern in the stock market and banks that offer credit cards has been a problem over time. Regardless of their capacity to pay, most card users abuse their credit cards and accrue debt from cash cards.
Nurain Ibrahim +3 more
doaj +1 more source
The reaction of consumer spending and debt to tax rebates – evidence from consumer credit data [PDF]
We use a new panel dataset of credit card accounts to analyze how consumer responded to the 2001 Federal income tax rebates. We estimate the monthly response of credit card payments, spending, and debt, exploiting the unique, randomized timing of the ...
Agarwal, Sumit +2 more
core +3 more sources
‘Where are the adults?’: Troubling child‐activism and children's political participation
Abstract Children's political participation is a well‐established theme in childhood studies. In this article we offer an original account of child activism that takes into account the entangled and emergent aspect of children as activists. We begin with a historical and a conceptual review, noting the importance of mid‐20th century developments such ...
Sharon Hunter, Claire Cassidy
wiley +1 more source
MINAT KEPEMILIKAN KARTU KREDIT (STUDI KASUS KOTA BOGOR)
The growth of the credit card ownership in 2014 is not suitable with the projection of Bank Indonesia (BI). This issue influences the program of the government regarding cash leash society and the effectiveness of BI’s regulation on credit card.
Bunga Ayu Lestari +2 more
doaj +1 more source
MODELLING THE BANK CUSTOMER ACTIVITY DURATION BASED ON THE COX ECONOMETRIC SURVIVAL MODEL
The banking sector is constantly evolving, seeking effective ways to attract and retain clients, especially those with high financial potential. One of the ways to achieve this goal is to provide car loans at low interest rates, such as 0.01%.
Olena Piskunova Olena +3 more
doaj +1 more source
The Degradation of Access‐Based Business Models: Customer Misbehavior and Shared Mobility
ABSTRACT Access‐based services are considered one of the strategies to embed sustainability in business models. Yet, because the evolution of these business models has been overlooked, we do not know whether their promise to create triple value is sustained.
Andres Camacho, Carmen Valor
wiley +1 more source
Navigating the Double Edge of Product‐Service Systems: User Behavior, Adoption, and Rebound Effects
ABSTRACT Product‐service systems (PSS) have been considered a promising approach to operationalizing the circular economy. Although many studies have outlined the potential sustainability gains of PSS solutions, it is still unclear what factors drive PSS adoption and how behavioral changes result in rebound effects, undermining their potential ...
Marina Fernandes Aguiar +3 more
wiley +1 more source
This study aims to determine the effect of debit card transactions, credit card transactions and e-money transactions to currency demand in Indonesia. This research using model estimation Vector Error Correction models (VECM).
Nurma Saraswati, Imam Mukhlis
doaj +1 more source

