Results 31 to 40 of about 36,852 (202)
Do Education Sector Credit Cards Differ with Other Credit Cards in Malaysia?
Society and Business Review, 2021 Purpose: The credit card market is very large and segmented by targeting different types of consumers. One type of credit card is one that specifically targets people in the education sector, for instance students, teachers and other staff members.
Md. Mahmudul Alam +2 more
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Cogent Economics & FinanceThis study investigates whether the present bias influences the payment behavior of credit card holders in Japan. We hypothesize that credit card holders with present bias prefer to delay bill payment, even at the cost of accepting interest charges.
Yu Kuramoto +5 more
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Antecedents of credit card usage behaviour: An Indian perspective
Cogent Economics & Finance, 2023 The use of credit cards is closely connected to how well someone is doing financially. It has been associated with behaviors like excessive shopping and materialism. In India, there has been a recent increase in the number of credit cards issued.
Sriram K.V +3 more
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Credit card fraud and detection techniques: a review [PDF]
, 2009 Fraud is one of the major ethical issues in the credit card industry. The main aims are, firstly, to identify the different types of credit card fraud, and, secondly, to review alternative techniques that have been used in fraud detection.
Abdou, Hussein +8 more
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Credit card interchange fees [PDF]
Journal of Banking & Finance, 2009 We build a model of credit card pricing that explicitly takes into account credit functionality. In the model a monopoly card network always selects an interchange fee that exceeds the level that maximizes consumer surplus. If regulators only care about consumer surplus, a conservative regulatory approach is to cap interchange fees based on retailers ...
Rochet, J.-C., Wright, J.
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The accounting treatment of credit card rewards programmes: a South African perspective (Part 2)
Journal of Economic and Financial Sciences, 2017 Most credit card issuers offer their card holders participation in a customer loyalty programme. On 1 July 2007 the IASB issued IFRIC 13 Customer Loyalty Programmes to give specific guidance to suppliers on the accounting treatment of customer loyalty ...
Sophia Brink
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Consumers and Credit Disclosures: Credit Cards and Credit Insurance [PDF]
Federal Reserve Bulletin, 2002 Under the Truth in Lending Act, the Federal Reserve has the responsibility for writing the implementing rules, which it has carried out with its Regulation Z. Because this law is so critical for federal consumer protection policy in the credit area and because it imposes significant compliance costs on creditors, questions have been raised about ...
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Consumer Credit Card Use Intention and Influence Factors Analysis
MATEC Web of Conferences, 2017 Credit card as a kind of advanced means of payment and the new way of consumer credit in the world widely, but in our country is faced with some problems, such as their per capita spending is low, open the card number is small, motionless bank card is a ...
Wang Yantao
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Credit Card Redlining Revisited [PDF]
Finance and Economics Discussion Series, 2009 Using a proprietary dataset of credit bureau records, Cohen-Cole (2008) finds that banks set credit limits on revolving accounts based in part on the racial composition of the neighborhood in which each borrower resides. This paper evaluates the evidence presented in that working paper using the same proprietary database of credit bureau records.
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An Anonymous Credit Card System [PDF]
, 2009 Credit cards have many important benefits; however, these same benefits often carry with them many privacy concerns. In particular, the need for users to be able to monitor their own transactions, as well as bank's need to justify its payment requests from cardholders, entitle the latter to maintain a detailed log of all transactions its credit card ...
Androulaki, Elli +1 more
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