Results 31 to 40 of about 883,203 (298)

Credit card interchange fees [PDF]

open access: yesJournal of Banking & Finance, 2009
We build a model of credit card pricing that explicitly takes into account credit functionality. In the model a monopoly card network always selects an interchange fee that exceeds the level that maximizes consumer surplus. If regulators only care about consumer surplus, a conservative regulatory approach is to cap interchange fees based on retailers ...
Rochet, J.-C., Wright, J.
openaire   +4 more sources

Do Education Sector Credit Cards Differ with Other Credit Cards in Malaysia?

open access: yesSociety and Business Review, 2021
Purpose: The credit card market is very large and segmented by targeting different types of consumers. One type of credit card is one that specifically targets people in the education sector, for instance students, teachers and other staff members.
Md. Mahmudul Alam   +2 more
openaire   +1 more source

Blockchain‐Based Smart Contracts in US Specialty Crop Marketing: Grower Preferences and Adoption Potential

open access: yesAgribusiness, EarlyView.
ABSTRACT Using survey and discrete choice experiment data, we examined US specialty crop growers' preferences for marketing contract attributes in the context of emerging blockchain‐based technologies and expanding traceability initiatives. Results show that farmers preferred traditional written contracts but might be willing to accept digital ...
Elizabeth Canales   +3 more
wiley   +1 more source

Temporal dynamics of payment choices: Unraveling the interplay between time preferences and credit card utilization in Japan

open access: yesCogent Economics & Finance
This study investigates whether the present bias influences the payment behavior of credit card holders in Japan. We hypothesize that credit card holders with present bias prefer to delay bill payment, even at the cost of accepting interest charges.
Yu Kuramoto   +5 more
doaj   +1 more source

The accounting treatment of credit card rewards programmes: a South African perspective (Part 2)

open access: yesJournal of Economic and Financial Sciences, 2017
Most credit card issuers offer their card holders participation in a customer loyalty programme. On 1 July 2007 the IASB issued IFRIC 13 Customer Loyalty Programmes to give specific guidance to suppliers on the accounting treatment of customer loyalty ...
Sophia Brink
doaj   +1 more source

CREDIT CARD DELINQUENCY IN MALAYSIA

open access: yesBuletin Ekonomi Moneter dan Perbankan, 2023
The objective of this paper is to investigate the influence of economic conditions and regulatory interventions as potential drivers of credit card delinquency in Malaysia.
Wai Leng Chia   +3 more
doaj   +1 more source

Consumer Credit and Payment Cards [PDF]

open access: yesSSRN Electronic Journal, 2011
We consider debit and credit card networks. Our contribution is to introduce the role of consumer credit into these payment networks, and to assess the way this affects competition and equilibrium fees. We analyze a situation in which overdrafts are associated with current accounts and debit cards, and larger credit lines with ‘grace’ periods are ...
Wilko Bolt   +2 more
openaire   +3 more sources

Vision‐Based Tactile Finger Integrating Fingerpad and Nail Sensing for Robotic Manipulation

open access: yesAdvanced Intelligent Systems, EarlyView.
This vision‐based tactile finger captures nail force and fingerpad force, contact position, and in‐plane orientation with one internal camera. An external camera recognizes the target and presets finger inclination from object height. The compact dual‐sensing design supports tactile‐guided table contact and reliable grasping of objects ranging from ...
Hao Zhou, Kazuhiro Shimonomura
wiley   +1 more source

Consumer Credit Card Use Intention and Influence Factors Analysis

open access: yesMATEC Web of Conferences, 2017
Credit card as a kind of advanced means of payment and the new way of consumer credit in the world widely, but in our country is faced with some problems, such as their per capita spending is low, open the card number is small, motionless bank card is a ...
Wang Yantao
doaj   +1 more source

Choice experiments on land managers' participation in environmental programs: A systematic review and meta‐analysis of estimate validity

open access: yesAmerican Journal of Agricultural Economics, EarlyView.
Abstract Discrete choice experiments are increasingly being used to estimate land managers' willingness to accept participation in incentive‐based environmental programs. This is a specific application of discrete choice experiments: the estimation of willingness to accept for a private good (program participation) where respondents have to make trade ...
Anastasio J. Villanueva   +2 more
wiley   +1 more source

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