Results 21 to 30 of about 625,874 (344)

TINDAK PIDANA PENYALAHGUNAAN PENGGUNAAN KARTU KREDIT DAN UPAYA PENANGGULANGAN PENYALAHGUNAAN KARTU KREDIT

open access: yesAl-Adl, 2017
Credit card is one of tool for simply payment, and its giving efficient and more value for customer. It is also completing retail transaction that publish as a payment tool that used in some transaction.
Andin Rusmini
doaj   +1 more source

Financial Literacy and Credit Card Behaviors: A Cross-Sectional Analysis by Age

open access: yesNumeracy, 2013
In this study, we use a measure of financial literacy that includes both a test score of actual financial literacy and a self-rating of perceived financial literacy to investigate how financial literacy affects five credit card behaviors: (1) always ...
Sam Allgood, William Walstad
doaj   +1 more source

Credit Card Debt Puzzles [PDF]

open access: yesSSRN Electronic Journal, 2007
Most US credit card holders revolve high-interest debt, often combined with substantial (i) asset accumulation by retirement, and (ii) low-rate liquid assets. Hyperbolic discounting can resolve only the former puzzle (Laibson et al., 2003). Bertaut and Haliassos (2002) proposed an 'accountant-shopper'framework for the latter.
Haliassos, Michael, Reiter, Michael
openaire   +6 more sources

Segmentasi Pelanggan Berdasarkan Perilaku Penggunaan Kartu Kredit Menggunakan Metode K-Means Clustering

open access: yesJISKA (Jurnal Informatika Sunan Kalijaga), 2021
Credit card is one of the payment media owned by banks in conducting transactions. Credit card issuers provide benefits for banks with interest that must be paid.
Fatimah Defina Setiti Alhamdani   +2 more
doaj   +1 more source

RESEARCH OF IMPACTING OF CREDIT CARD USAGE AT DISTRICT LEVEL IN TURKEY

open access: yesEkonomi Maliye İşletme Dergisi, 2023
This study examines district-level factors affecting Turkish credit card usage. Demographic, education, health, tourism, economy, urbanization, culture, and sports parameters are used to create two spatial econometric models. Geographical data visualizes
Arif Saldanlı, Sumeyra Uzun
doaj   +1 more source

Financial Fraud Detection Approach Based on Firefly Optimization Algorithm and Support Vector Machine

open access: yesApplied Computational Intelligence and Soft Computing, 2022
The usage of credit cards is increasing daily for online transactions to buy and sell goods, and this has also increased the frequency of online credit card fraud.
Ajeet Singh   +2 more
doaj   +1 more source

Credit Card Fraud Detection Based on Unsupervised Attentional Anomaly Detection Network

open access: yesSystems, 2023
In recent years, with the rapid development of Internet technology, the number of credit card users has increased significantly. Subsequently, credit card fraud has caused a large amount of economic losses to individual users and related financial ...
Shanshan Jiang   +3 more
doaj   +1 more source

CREDIT CARD DELINQUENCY IN MALAYSIA

open access: yesBuletin Ekonomi Moneter dan Perbankan, 2023
The objective of this paper is to investigate the influence of economic conditions and regulatory interventions as potential drivers of credit card delinquency in Malaysia.
Wai Leng Chia   +3 more
doaj   +1 more source

A Credit Card Fraud Detection Method Based on Mahalanobis Distance Hybrid Sampling and Random Forest Algorithm

open access: yesIEEE Access
Currently, the continuous expansion of the credit card business and the increasingly fierce competition have made all kinds of fraud risks in the overall credit card business the biggest threat.
Zhichao Xie, Xuan Huang
doaj   +1 more source

Do Education Sector Credit Cards Differ with Other Credit Cards in Malaysia?

open access: yesSociety and Business Review, 2021
Purpose: The credit card market is very large and segmented by targeting different types of consumers. One type of credit card is one that specifically targets people in the education sector, for instance students, teachers and other staff members.
Md. Mahmudul Alam   +2 more
openaire   +1 more source

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