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Financial Literacy and Credit Card Behaviors: A Cross-Sectional Analysis by Age
Numeracy, 2013 In this study, we use a measure of financial literacy that includes both a test score of actual financial literacy and a self-rating of perceived financial literacy to investigate how financial literacy affects five credit card behaviors: (1) always ...
Sam Allgood, William Walstad
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Factors influencing the effectiveness of credit card fraud prevention in Indonesian issuing banks [PDF]
Banks and Bank Systems, 2023 The increase in online credit card transactions in the digital era has caused an increase in credit card cyber incidents. This is happening globally, including in Indonesia.
Yuli Dewi +3 more
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RESEARCH OF IMPACTING OF CREDIT CARD USAGE AT DISTRICT LEVEL IN TURKEY
Ekonomi Maliye İşletme Dergisi, 2023 This study examines district-level factors affecting Turkish credit card usage. Demographic, education, health, tourism, economy, urbanization, culture, and sports parameters are used to create two spatial econometric models. Geographical data visualizes
Arif Saldanlı, Sumeyra Uzun
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JISKA (Jurnal Informatika Sunan Kalijaga), 2021 Credit card is one of the payment media owned by banks in conducting transactions. Credit card issuers provide benefits for banks with interest that must be paid.
Fatimah Defina Setiti Alhamdani +2 more
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Credit Card Debt Puzzles [PDF]
SSRN Electronic Journal, 2007 Most US credit card holders revolve high-interest debt, often combined with substantial (i) asset accumulation by retirement, and (ii) low-rate liquid assets. Hyperbolic discounting can resolve only the former puzzle (Laibson et al., 2003). Bertaut and Haliassos (2002) proposed an ‘accountant-shopper’ framework for the latter. The current paper builds,
Haliassos, Michael, Reiter, Michael
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Applied Computational Intelligence and Soft Computing, 2022 The usage of credit cards is increasing daily for online transactions to buy and sell goods, and this has also increased the frequency of online credit card fraud.
Ajeet Singh +2 more
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IEEE AccessCurrently, the continuous expansion of the credit card business and the increasingly fierce competition have made all kinds of fraud risks in the overall credit card business the biggest threat.
Zhichao Xie, Xuan Huang
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Credit Card Fraud Detection Based on Unsupervised Attentional Anomaly Detection Network
Systems, 2023 In recent years, with the rapid development of Internet technology, the number of credit card users has increased significantly. Subsequently, credit card fraud has caused a large amount of economic losses to individual users and related financial ...
Shanshan Jiang +3 more
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Behavioral Coping With Food Price Inflation: Patterns Among U.S. Households
Applied Economic Perspectives and Policy, EarlyView.ABSTRACT Recent food price inflation has placed substantial pressure on household budgets, food security, and mental well‐being. Using Household Pulse Survey data, we combine k‐modes clustering and Double Machine Learning to identify distinct household coping groups and examine differences in how households respond to rising food prices across groups ...
Yuxiang Zhang, Yizao Liu
wiley +1 more source
Antecedents of credit card usage behaviour: An Indian perspective
Cogent Economics & Finance, 2023 The use of credit cards is closely connected to how well someone is doing financially. It has been associated with behaviors like excessive shopping and materialism. In India, there has been a recent increase in the number of credit cards issued.
Sriram K.V +3 more
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