Results 11 to 20 of about 36,852 (202)
Credit Cards: Facts and Theories [PDF]
SSRN Electronic Journal, 2005 We use data from several waves of the Survey of Consumer Finances to document credit and debit card ownership and use across US demographic groups. We then present recent theoretical and empirical contributions to the study of credit and debit card behavior.
Bertaut, Carol C., Haliassos, Michael
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Consumer Credit and Payment Cards [PDF]
SSRN Electronic Journal, 2011 We consider debit and credit card networks. Our contribution is to introduce the role of consumer credit into these payment networks, and to assess the way this affects competition and equilibrium fees. We analyze a situation in which overdrafts are associated with current accounts and debit cards, and larger credit lines with ‘grace’ periods are ...
Wilko Bolt +2 more
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CUS-RF-Based Credit Card Fraud Detection with Imbalanced Data
Journal of Risk Analysis and Crisis Response (JRACR), 2022 With the continuous expansion of the banks' credit card businesses, credit card fraud has become a serious threat to banking financial institutions. So, the automatic and real-time credit card fraud detection is the meaningful research work.
Wei Li, Cheng-shu Wu, Su-mei Ruan
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An empirical analysis of debit card interchange fee regulation: Evidence from Brazil
Latin American Journal of Central Banking, 2023 This paper presents an empirical analysis of the introduction, in October 2018, of maximum thresholds (“caps”) on debit card interchange fees for domestic payment cards in Brazil.
Daniel Tavares de Castro +2 more
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Synthesizing credit card transactions
Proceedings of the Second ACM International Conference on AI in Finance, 2021 Two elements have been essential to AI's recent boom: (1) deep neural nets and the theory and practice behind them; and (2) cloud computing with its abundant labeled data and large computing resources. Abundant labeled data is available for key domains such as images, speech, natural language processing, and recommendation engines.
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PERSEPSI ANALIS KARTU KREDIT TENTANG RESIKO KARTU KREDIT PADA BANK KONVENSIONAL DAN BANK SYARIAH
Jurnal Akuntansi Indonesia, 2014 This study aimed to compare the perception of risk analysts credit card at conventional banks and Islamic banks , case studies on the BNI and BNI Syariah in Semarang which includes the process of risk management application, credit card risk ...
Hilda Febianne Prayogo
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Forecasting and Stress Testing Credit Card Default with Dynamic Models [PDF]
, 2013 Typically models of credit card default are built on static data, often collected at timeof application. We consider alternative models that also include behavioural dataabout credit card holders and macroeconomic conditions across the credit ...
Crook, Jonathan +3 more
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A machine learning based credit card fraud detection using the GA algorithm for feature selection
Journal of Big Data, 2022 The recent advances of e-commerce and e-payment systems have sparked an increase in financial fraud cases such as credit card fraud. It is therefore crucial to implement mechanisms that can detect the credit card fraud.
Emmanuel Ileberi +2 more
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Al-Adl, 2017 Credit card is one of tool for simply payment, and its giving efficient and more value for customer. It is also completing retail transaction that publish as a payment tool that used in some transaction.
Andin Rusmini
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Jurnal Entrepreneur dan Entrepreneurship, 2018 Everyone can experience stress especially career women. Their work problems can cause stress. Career women go shopping to reduce their stress. Then, credit card become their alternative payment method to pay.
Devi Adilah Sandy, Theda Renanita
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