Results 41 to 50 of about 36,852 (202)
Credit card spending limit and personal finance: system dynamics approach
Croatian Operational Research Review, 2014 Credit cards have become one of the major ways for conducting cashless transactions. However, they have a long term impact on the well being of their owner through the debt generated by credit card usage. Credit card issuers approve high credit limits to
Mirjana Pejić Bach +2 more
doaj
International Journal of Financial StudiesAccording to the Federal Reserve of the United States, in the second quarter of 2024, American credit card debt reached USD 1.14 trillion, the highest balance ever recorded.
Christos I. Giannikos +1 more
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Journal of Applied Informatics and Computing, 2023 The amount of data from credit card users is increasing from year to year. Credit cards are an important need for people to make payments. The increasing number of credit card users is because it is considered more effective and efficient.
Hafid Ramadhan +3 more
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CONCEPTUALISING ISLAMIC CREDIT CARDS BASED ON MUSHĀRAKA MUTANĀQISA
Journal of Islamic Monetary Economics and Finance, 2020 The purpose of this paper is to conceptualise an Islamic credit card (or mushāraka card) based on the Islamic principles of mushāraka mutanāqisa. A qualitative methodology was employed, with qualitative content analysis used on AAOIFI Shari’a Standard ...
Ahmed M Alkhan +2 more
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Credit Cards and College Students: Effect of Materialism and Risk Attitude on Misuse
Marketing Management Journal, 2010 The topic of credit card misuse among college students has become a significant concern as our nation reexamines financial discipline in the current economic downturn.
PHILIP M. SIDOTI, RAJ DEVASAGAYAM
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MACHINE LEARNING-BASED APPROACHES FOR CREDIT CARD DEBT PREDICTION [PDF]
Malaysian Journal of ComputingThe primary concern in the stock market and banks that offer credit cards has been a problem over time. Regardless of their capacity to pay, most card users abuse their credit cards and accrue debt from cash cards.
Nurain Ibrahim +3 more
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MODELLING THE BANK CUSTOMER ACTIVITY DURATION BASED ON THE COX ECONOMETRIC SURVIVAL MODEL
Фінансово-кредитна діяльність: проблеми теорії та практики, 2023 The banking sector is constantly evolving, seeking effective ways to attract and retain clients, especially those with high financial potential. One of the ways to achieve this goal is to provide car loans at low interest rates, such as 0.01%.
Olena Piskunova Olena +3 more
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MINAT KEPEMILIKAN KARTU KREDIT (STUDI KASUS KOTA BOGOR)
Jurnal Aplikasi Bisnis dan Manajemen, 2017 The growth of the credit card ownership in 2014 is not suitable with the projection of Bank Indonesia (BI). This issue influences the program of the government regarding cash leash society and the effectiveness of BI’s regulation on credit card.
Bunga Ayu Lestari +2 more
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Comparative analysis of binary and one-class classification techniques for credit card fraud data
Journal of Big Data, 2023 The yearly increase in incidents of credit card fraud can be attributed to the rapid growth of e-commerce. To address this issue, effective fraud detection methods are essential. Our research focuses on the Credit Card Fraud Detection Dataset, which is a
Joffrey L. Leevy +2 more
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A Survey on Credit Card Fraud Detection Techniques in Banking Industry for Cyber Security
, 2021 The technological revolution is accelerating due to a number of key enabling technologies, such as Artificial Intelligence (AI)/Machine Learning (ML), big data, blockchain, cloud computing, Internet of Thing (IoT).
KC Chan +9 more
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