Results 41 to 50 of about 625,874 (344)

Consumer Credit Card Use Intention and Influence Factors Analysis

MATEC Web of Conferences, 2017
Credit card as a kind of advanced means of payment and the new way of consumer credit in the world widely, but in our country is faced with some problems, such as their per capita spending is low, open the card number is small, motionless bank card is a ...
Wang Yantao
doaj   +1 more source

Comparative analysis of binary and one-class classification techniques for credit card fraud data

Journal of Big Data, 2023
The yearly increase in incidents of credit card fraud can be attributed to the rapid growth of e-commerce. To address this issue, effective fraud detection methods are essential. Our research focuses on the Credit Card Fraud Detection Dataset, which is a
Joffrey L. Leevy, John Hancock, Taghi M. Khoshgoftaar   +2 more
doaj   +1 more source

Comparison of Hierarchical, K-Means and DBSCAN Clustering Methods for Credit Card Customer Segmentation Analysis Based on Expenditure Level

Journal of Applied Informatics and Computing, 2023
The amount of data from credit card users is increasing from year to year. Credit cards are an important need for people to make payments. The increasing number of credit card users is because it is considered more effective and efficient.
Hafid Ramadhan, Mohammad Rizal Abdan Kamaludin, Muhammad Alfan Nasrullah, Dwi Rolliawati   +3 more
doaj   +1 more source

Consumers and Credit Disclosures: Credit Cards and Credit Insurance [PDF]

Federal Reserve Bulletin, 2002
Under the Truth in Lending Act, the Federal Reserve has the responsibility for writing the implementing rules, which it has carried out with its Regulation Z. Because this law is so critical for federal consumer protection policy in the credit area and because it imposes significant compliance costs on creditors, questions have been raised about ...
openaire   +1 more source

Immigrant mental health, safe work, discrimination, and state policies: From racism and xenophobia to health equity

American Journal of Community Psychology, EarlyView.
Abstract An ecological model was developed to examine the pathways linking immigration state policies to physically safe work conditions and work volition, interpersonal discrimination, and mental health distress. The ecological framework was tested among two subsamples totaling 529 Latinx immigrant participants: (1) immigrants who resided in states ...
Germán A. Cadenas, Thanharat Silamongkol, H. Kenny Nienhusser, Fiorella L. Carlos Chavez, Cristalís Capielo Rosario, Lucas Torres, Oswaldo Moreno   +6 more
wiley   +1 more source

Financial Literacy and Credit Card Payoff Behaviors: Using Generalized Ordered Logit and Partial Proportional Odds Models to Measure American Credit Card Holders’ Likelihood of Repaying Their Credit Cards

International Journal of Financial Studies
According to the Federal Reserve of the United States, in the second quarter of 2024, American credit card debt reached USD 1.14 trillion, the highest balance ever recorded.
Christos I. Giannikos, Efstathia D. Korkou   +1 more
doaj   +1 more source

CONCEPTUALISING ISLAMIC CREDIT CARDS BASED ON MUSHĀRAKA MUTANĀQISA

Journal of Islamic Monetary Economics and Finance, 2020
The purpose of this paper is to conceptualise an Islamic credit card (or mushāraka card) based on the Islamic principles of mushāraka mutanāqisa. A qualitative methodology was employed, with qualitative content analysis used on AAOIFI Shari’a Standard ...
Ahmed M Alkhan, M. Kabir Hassan, Rashedul Hasan   +2 more
doaj   +1 more source

Credit Card Redlining Revisited [PDF]

Finance and Economics Discussion Series, 2009
Using a proprietary dataset of credit bureau records, Cohen-Cole (2008) finds that banks set credit limits on revolving accounts based in part on the racial composition of the neighborhood in which each borrower resides. This paper evaluates the evidence presented in that working paper using the same proprietary database of credit bureau records.
openaire   +3 more sources

Owning Home, Finding Belonging: Relational Meanings of Homeownership for Migrant Healthcare Workers in Australia

Australian Journal of Social Issues, EarlyView.
ABSTRACT Migrant healthcare workers in Australia find themselves at the centre of three intersecting concerns, often presented as ‘crises’ in contemporary discourse: the ‘care crisis’, the ‘housing crisis’ and the ‘migration crisis.’ Yet their own perspectives on these issues are rarely foregrounded. This paper explores the role of homeownership in the
Leah Williams Veazey
wiley   +1 more source

Credit card spending limit and personal finance: system dynamics approach

Croatian Operational Research Review, 2014
Credit cards have become one of the major ways for conducting cashless transactions. However, they have a long term impact on the well being of their owner through the debt generated by credit card usage. Credit card issuers approve high credit limits to
Mirjana Pejić Bach, Jovana Zoroja, Marjana Merkač Skok   +2 more
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