Results 111 to 120 of about 18,621 (308)
CoRRCredit card fraud remains a significant challenge due to class imbalance and fraudsters mimicking legitimate behavior. This study evaluates five machine learning models - Logistic Regression, Random Forest, XGBoost, K-Nearest Neighbors (KNN), and Multi-Layer Perceptron (MLP) on a real-world dataset using undersampling, SMOTE, and a hybrid approach. Our
Iva Popova, Hamza A. A. Gardi
openaire +2 more sources
Whither consumer credit counseling? [PDF]
Bob Hunt outlines the history of credit counseling in the U.S. He also observes that, despite its long track record, the credit counseling industry is not without controversy.
Robert M. Hunt
core
, 2021 Credit cards are widely usedall over the world. Theyalmost have replaced currencies in transactions, payments, and in the fulfillmentall types of financialcommitments.
core
Nutrition in Clinical Practice, EarlyView.Abstract Background The landscape of nutrition support faces challenges, including rising costs, product shortages, reimbursement gaps, and infusion providers closing. This nationwide survey aimed to describe the perceptions and attitudes related to costs, therapy access, and mental health among households with at least one family member requiring ...
Gabriela Gardner +2 more
wiley +1 more source
Credit Card Payment Processing in Electronic Commerce: An Analysis of the Bucket Pricing Strategy [PDF]
Credit cards have been the dominant payment method for the electronic commerce retail industry. However, online retailers, especially the small to medium ones, continue to be disadvantaged by the seemingly arbitrary bucket pricing strategy implemented by
Yoris A. Au
core
Fundraising as Contracting: Why Nonprofits Accept In‐Kind Donations
Nonprofit Management and Leadership, EarlyView.ABSTRACT In‐kind (nonmonetary) donations are a popular form of philanthropy that have received much less scholarly attention than monetary gifts. This study documents the prevalence of types of in‐kind giving and associated organizational practices, then explores links between the perceptions of nonprofit managers, organizational practices, and ...
Elizabeth Searing +3 more
wiley +1 more source
Electronic Banking and the Application of Bank Cards in Bank Performance Improving [PDF]
مدیریت بهره وری, 2009 This article investigates the effect of bank cards on improving the bank performance. Electronic banking (e-banking) can be defind as the technology that represents a variety of different services, such as the common automatic teller machine (ATM ...
Rasool Baradaran Hasanzadeh +2 more
doaj
Potential competitive effects on U.S. bank credit card lending from the proposed bifurcated application of Basel II [PDF]
This paper analyzes the potential competitive effects of the proposed bifurcated application of Basel II capital regulations in the United States on bank credit card lending activities.
Todd A. Vermilyea +2 more
core
Credit card fraud and detection techniques: a review [PDF]
, 2009 Fraud is one of the major ethical issues in the credit card industry. The main aims are, firstly, to identify the different types of credit card fraud, and, secondly, to review alternative techniques that have been used in fraud detection.
Abdou, Hussein +8 more
core
Public Administration and Development, EarlyView.ABSTRACT The reform of public institutions has attracted sustained attention in both scholarship and policymaking. Increasingly, however, there is growing recognition that reforms are rarely implemented in an institutional vacuum. Instead, new reforms are layered onto existing arrangements, producing hybrid institutional landscapes shaped by prior ...
Edidiong Bassey
wiley +1 more source