Results 121 to 130 of about 18,621 (308)

Credit Cards, Consumer Credit, and Bankruptcy

open access: yesSSRN Electronic Journal, 2005
This paper analyzes the effects of credit card use on broader economic indicators, specifically consumer credit, and consumer bankruptcy filings. Using aggregate nation-level data from Australia, Canada, Japan, the United Kingdom, and the United States, I find that credit card spending, lagged by 1-2 years, has a strong positive effect on consumer ...
openaire   +2 more sources

THE ANALYSIS OF THE CORRELATION BETWEEN THE LEVEL OF THE BANK FEES FOR CARDS AND THE NUMBER OF ACTIVE CARDS, CONDUCTED WITH THE HELP OF THE „PEARSON†COEFFICIENT [PDF]

open access: yes
The evolution of human society in all areas, and especially the economic field,required the banking offer to adapt to new requirements, which called for the modernization andthe development of the services provided by the bank to its customers, but also ...
Iuga Iulia
core  

More than proteins for empty stomachs: Wild meat in the BaTonga food system

open access: yesPeople and Nature, EarlyView.
Abstract Our paper highlights the limitations of the framework used by many conservation‐focused programmes that incorporate food security objectives. This framework encourages the substitution of wild proteins with domestic proteins by promoting animal farming in communities located near conservation areas.
Muriel Figuié   +5 more
wiley   +1 more source

Embodied, Enacted, and Multimodal: Exploring Science Teachers’ Metaphors in Authentic Classroom Contexts

open access: yesScience Education, EarlyView.
ABSTRACT Over the past decades, science education research has extensively examined the role of metaphors in teaching and learning science. However, much of the existing research has focused on verbal manifestations of metaphors, thereby overlooking aspects of metaphors that may occur in non‐verbal form. This study reconceptualises metaphors as dynamic
Magdalena Kersting   +2 more
wiley   +1 more source

ESG Debt Issued by Regional Governments in Spain: Financing Sustainable Development or Usual Public Expenditure?

open access: yesSustainable Development, EarlyView.
ABSTRACT Sustainable debt bond is an emerging instrument aiming at providing companies and governments with extra resources for financing social and environmental policies and attempting to make progress on the Sustainable Development Goals. Regional governments in Spain have issued sustainable bonds in recent years to finance different spending ...
Alberto Turnes   +2 more
wiley   +1 more source

A Systematic Review of Intelligent Systems and Analytic Applications in Credit Card Fraud Detection

open access: yesApplied Sciences
The use of credit cards plays a crucial role in cash management and in meeting the needs for individual and commercial customers due to the spread of risks to the future by making monthly instalments instead of cash transactions.
Ercan Oztemel, Muhammed Isik
doaj   +1 more source

Percentage use of credit cards in the UK

open access: yes, 2006
Brief animation showing the percentage use of credit cards in the ...
Kristian Besley
core  

Sustainability Practices by the Banking Sector to Support Small Organizations Toward SDG 9

open access: yesSustainable Development, EarlyView.
ABSTRACT The banking sector plays a critical role in fostering sustainability by directing capital toward environmentally and socially responsible projects. Yet, there is a perceived need for studies that shed some light on their activities in this field.
Walter Leal Filho   +5 more
wiley   +1 more source

A model of credit limits and bankruptcy with applications to welfare and indebtedness

open access: yes, 2009
This paper presents a macroeconomic model of unsecured consumer debt and default where credit conditions consist of pre-approved interest rates and borrowing limits, a feature of actual credit cards.
Mateos-Planas, Xavier
core  

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