Results 141 to 150 of about 18,621 (308)

The economics of interchange fees and their regulation : an overview [PDF]

open access: yes
Debit cards ; Credit ...
David S. Evans, Richard Schmalensee
core  

Generative AI—the Transgression of Technology

open access: yesSystems Research and Behavioral Science, EarlyView.
ABSTRACT This article offers a systems‐theoretical analysis of generative artificial intelligence (GenAI) grounded in Niklas Luhmann's sociology of technology. It addresses a central conceptual problem: How GenAI can be understood within a theoretical framework that has traditionally defined technology as a means of stabilising action through causal ...
Jesper Tække
wiley   +1 more source

The Regulation of the Credit Card Market in Turkey

open access: yes
The rapid growth in Turkish credit card market brought together new issues. Card holders and consumer unions complain about the high interest rates, economists complain about the default rates and banks complain about the amnesties.
Lerzan, Yildiz, Aysan, Ahmet Faruk
core  

Pre‐task Vocabulary Support Enhances Lexical Learning but Dampens Positive Emotions: Interactive Task Implementation in English‐as‐a‐Foreign‐Language Classroom

open access: yesTESOL Quarterly, EarlyView.
Abstract This classroom study explored the effects of vocabulary support on collocation learning and affective responses in task‐based language teaching (TBLT) among English‐as‐a‐foreign‐language (EFL) learners at a Japanese university. For this purpose, 68 EFL learners completed two interactive information‐gap tasks under either vocabulary‐support or ...
Yuichi Suzuki, Sachiko Nakamura
wiley   +1 more source

The Failure of Price Competition In The Turkish Credit Card Market

open access: yes
The failure of competition and the consequent high and sticky interest rates in credit card markets have been the subject of a considerable amount of debate and research lately.
Akin, Guzin Gulsun   +3 more
core  

Payment instrument choice: the case of prepaid cards [PDF]

open access: yes
The costs and benefits to payment system participants can differ depending on which payment mechanism is used. The authors specifically explore the costs and benefits of prepaid card applications versus other payment instruments, such as cash, checks ...
Victor Lubasi, Sujit Chakravorti
core  

Do Sovereign‐Environmental, Social and Governance (S‐ESG) Commitments Promote Financial Inclusion?

open access: yesThunderbird International Business Review, EarlyView.
ABSTRACT Given the need to respect humanity, the environment, and society, and the progressive development of social responsibility, environmental, social and governance (ESG) commitments and the need for ethical and sustainable finance, this paper aims to examine the impact of sovereign ESG on financial inclusion (FI).
Inès Gharbi   +2 more
wiley   +1 more source

Credit Cards and Monetary Policy: Are Households still liquidity-constrained? [PDF]

open access: yes
That the lending channel is alive and well for consumer lending is at first glance a compelling notion given the growth in consumer credit. However, this paper demonstrates with disaggregated monthly and quarterly consumer credit data that households are
Ryan R. Brady
core  

Local Ecological Knowledge Reveals the Distribution of Cryptic Nocturnal Wildlife 局域生态知识揭示隐秘夜行野生动物的分布

open access: yesWildlife Letters, EarlyView.
Many nocturnal animals are difficult to study because they are rarely seen, including nocturnal primates, galagos and pottos, in West Africa. Working with over 600 people in 52 villages in southern Guinea‐Bissau, we found that communities frequently recognized galagos by their red eyeshine and distinctive calls, while pottos were not known.
Chloe Chesney   +6 more
wiley   +1 more source

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