Non-price competition in credit card markets through bundling and bank level benefits [PDF]
The attempts to explain the high and sticky credit card rates have given rise to a vast literature on credit card markets. This paper endeavors to explain the rates in the Turkish market using measures of non-price competition.
Akin, Guzin Gulsun +3 more
core +1 more source
Accounting Perspectives, Volume 24, Issue 1, Page 47-78, March 2025.ABSTRACT Professional accounting bodies in Canada and the United States, and throughout the world, have funded programs to improve financial literacy for many years. This ongoing interest stems from the expected benefits of improved financial behavior for individuals, society, and financial markets.
Folasade Adesina +2 more
wiley +1 more source
Prepaid cards: an important innovation in financial services [PDF]
This paper describes the characteristics of closed-system and open-system prepaid cards. Of particular interest is a class of open-system programs that offer a set of features similar to conventional deposit accounts using card-based payment applications.
Julia S. Cheney, Sherrie L.W. Rhine
core
Accounting Perspectives, EarlyView.ABSTRACT Financial and managerial accounting (FMA) courses are critical courses that give first‐year students their first taste of technical accounting content. This paper surveys 20 years of literature in five specialist accounting education journals to draw out research‐informed instructional strategies and associated recommendations on their use and
Sanobar Anjum Siddiqui
wiley +1 more source
An Empirical Investigation on Credit Card Repayment Pattern of Academicians in Malaysia
The International Journal of Banking and Finance, 2018 The credit card market has witnessed tremendous growth resulting from a paradigm shift in technology. The genuine usage of credit cards as a form of convenience has diverged to overspending, irresponsibility, revolving liability and bankruptcy.
Kuah Yoke Chin +3 more
doaj
Lines of Credit and Consumption Smoothing: The Choice between Credit Cards and Home Equity Lines of Credit [PDF]
The author models the choice between credit cards and home equity lines of credit (HELOCs) within a framework where consumers hold lines of credit as instruments of consumption smoothing across state and time.
Shubhasis Dey
core
Exploring the Materiality of Data Breach Disclosures on the Australian Stock Exchange
Abacus, EarlyView.This study examines Australian Stock Exchange (ASX) data breach announcements to provide insights into the extent and nature of data breach disclosures, as well as the costs, particularly to stakeholder relationships. Using a dataset of all data breach‐related announcements on the ASX, we identify a lack of data breach disclosure and, where disclosures
Jane Andrew +3 more
wiley +1 more source
Examining the financial and commercial literacy of Australian Indigenous small business owners
Accounting &Finance, Volume 65, Issue 1, Page 667-690, March 2025.Abstract Financial and commercial literacy are essential skills for small business owners to navigate an increasingly complex financial landscape. This study examines the financial and commercial literacy of 592 Indigenous and non‐Indigenous small business owners.
Mark Brimble +5 more
wiley +1 more source
The electronification of transit fare payments: a look at the Southeastern Pennsylvania Transportation Authority's New Payment Technologies Project [PDF]
Over the past decade many of the nation's largest public transit providers have gone from fare-payment systems based on cash and coin to more modern electronic systems that implement payment cards, including agency-issued prepaid cards, credit cards, and
Philip Keitel
core
“Now we don't have that freedom to not work”: Childhood and parenting in insecurity culture
The British Journal of Sociology, EarlyView.
Allison J. Pugh
wiley +1 more source