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Neural mechanisms of credit card spending
Scientific Reports, 2021 Credit cards have often been blamed for consumer overspending and for the growth in household debt. Indeed, laboratory studies of purchase behavior have shown that credit cards can facilitate spending in ways that are difficult to justify on purely ...
Sachin Banker +3 more
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Do gender and age of bank clients have an impact on bank card usage?
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah, 2020 This paper attempts to investigate the ownership and usability of debit and credit cards in Kosovo focusing on two demographic variables: the gender and age of the bank's clients.
Ajtene Avdullahi, Vjosa Fejza Ademi
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Credit Card Debt Puzzles [PDF]
SSRN Electronic Journal, 2007 Most US credit card holders revolve high-interest debt, often combined with substantial (i) asset accumulation by retirement, and (ii) low-rate liquid assets. Hyperbolic discounting can resolve only the former puzzle (Laibson et al., 2003). Bertaut and Haliassos (2002) proposed an 'accountant-shopper'framework for the latter.
Haliassos, Michael, Reiter, Michael
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Developing credit card market from Vietnamese consumers’ perspective
Ho Chi Minh City Open University Journal of Science - Economics and Business Administration, 2017 This study aims to identify the factors affecting the intention to use credit cards in Vietnam. Previous empirical studies on planned and actual behaviors showed that customers decide to own and use credit cards through their awareness of credit cards ...
Vuong Duc Hoang Quan, Trinh Hoang Nam
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Credit Cards and Inflation [PDF]
SSRN Electronic Journal, 2009 zbMATH Open Web Interface contents unavailable due to conflicting licenses.
John Geanakoplos, Pradeep Dubey
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Analisis Perilaku Konsumen Dan Keamanan Kartu Kredit Perbankan
Jurnal Perbankan Syariah, 2020 This paper discusses consumer behavior and banking credit card security. Credit cards are present as one of the non-cash payment methods that simplify business and financial matters so that many consumers use them.
Decky Hendarsyah
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Factors that influence college students’ intention to use credit cards
Revista CEA, 2019 This study identifies the factors associated with the use of credit cards by college students. It employs exploratory factor analysis with a quantitative approach and an exploratory-descriptive scope.
Maria Camila Bermeo-Giraldo +4 more
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Credit card interchange fees [PDF]
Journal of Banking & Finance, 2009 We build a model of credit card pricing that explicitly takes into account credit functionality. In the model a monopoly card network always selects an interchange fee that exceeds the level that maximizes consumer surplus. If regulators only care about consumer surplus, a conservative regulatory approach is to cap interchange fees based on retailers ...
Rochet, J.-C., Wright, J.
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Consumer Behavior toward the Use of Credit Cards: The Empirical Evidence from Iraq
Shirkah, 2020 Credit card is a payment tool in the modern world and it is being called the plastic money. In Iraq and especially in Kurdistan region, the credit card utilization now is appealing to be more attractive.
Amanj Mohamed Ahmed
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An Efficient Deep Learning Classification Model for Predicting Credit Card Fraud on Skewed Data
Journal of Information Security and Cybercrimes Research, 2022 Due to fast-evolving technology, the world is moving to the use of credit cards rather than money in their daily lives, giving rise to many new opportunities for fraudsters to use credit cards maliciously.
Naoufal Rtayli
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