Results 11 to 20 of about 18,621 (308)
Credit Cards: Facts and Theories [PDF]
SSRN Electronic Journal, 2005 We use data from several waves of the Survey of Consumer Finances to document credit and debit card ownership and use across US demographic groups. We then present recent theoretical and empirical contributions to the study of credit and debit card behavior.
Bertaut, Carol C., Haliassos, Michael
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Consumer Credit and Payment Cards [PDF]
SSRN Electronic Journal, 2011 We consider debit and credit card networks. Our contribution is to introduce the role of consumer credit into these payment networks, and to assess the way this affects competition and equilibrium fees. We analyze a situation in which overdrafts are associated with current accounts and debit cards, and larger credit lines with ‘grace’ periods are ...
Wilko Bolt +2 more
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Do gender and age of bank clients have an impact on bank card usage?
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah, 2020 This paper attempts to investigate the ownership and usability of debit and credit cards in Kosovo focusing on two demographic variables: the gender and age of the bank's clients.
Ajtene Avdullahi, Vjosa Fejza Ademi
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Developing credit card market from Vietnamese consumers’ perspective
Ho Chi Minh City Open University Journal of Science - Economics and Business Administration, 2017 This study aims to identify the factors affecting the intention to use credit cards in Vietnam. Previous empirical studies on planned and actual behaviors showed that customers decide to own and use credit cards through their awareness of credit cards ...
Vuong Duc Hoang Quan, Trinh Hoang Nam
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Synthesizing credit card transactions
Proceedings of the Second ACM International Conference on AI in Finance, 2021 Two elements have been essential to AI's recent boom: (1) deep neural nets and the theory and practice behind them; and (2) cloud computing with its abundant labeled data and large computing resources. Abundant labeled data is available for key domains such as images, speech, natural language processing, and recommendation engines.
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Analisis Perilaku Konsumen Dan Keamanan Kartu Kredit Perbankan
Jurnal Perbankan Syariah, 2020 This paper discusses consumer behavior and banking credit card security. Credit cards are present as one of the non-cash payment methods that simplify business and financial matters so that many consumers use them.
Decky Hendarsyah
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Factors that influence college students’ intention to use credit cards
Revista CEA, 2019 This study identifies the factors associated with the use of credit cards by college students. It employs exploratory factor analysis with a quantitative approach and an exploratory-descriptive scope.
Maria Camila Bermeo-Giraldo +4 more
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Consumer Behavior toward the Use of Credit Cards: The Empirical Evidence from Iraq
Shirkah, 2020 Credit card is a payment tool in the modern world and it is being called the plastic money. In Iraq and especially in Kurdistan region, the credit card utilization now is appealing to be more attractive.
Amanj Mohamed Ahmed
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An Efficient Deep Learning Classification Model for Predicting Credit Card Fraud on Skewed Data
Journal of Information Security and Cybercrimes Research, 2022 Due to fast-evolving technology, the world is moving to the use of credit cards rather than money in their daily lives, giving rise to many new opportunities for fraudsters to use credit cards maliciously.
Naoufal Rtayli
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The Making of a Market: The Relational Aspects of Credit Card Installments in Turkey
İstanbul Üniversitesi Sosyoloji Dergisi, 2021 With over 80 million credit cards, the Turkish credit card market is one of the largest in Europe. As of July 2021, the total annual volume of credit card sales exceeded 588 billion Turkish lira.
Muhammed Fatih Karakaya
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