Results 231 to 240 of about 456,242 (287)

Marginal Propensity to Consume and Personal Characteristics: Evidence from Bank Transaction Data and Survey

open access: yesJournal of Money, Credit and Banking, EarlyView.
Abstract The marginal propensity to consume (MPC) is heterogeneous and depends on liquidity, while liquidity is affected by both temporary circumstances and persistent characteristics. Using bank account transaction data and a survey of its account holders, this study aims to distinguish the sources of MPC heterogeneity.
KOZO UEDA
wiley   +1 more source

Guiding Midwives to Precept Students: Two Evidence‐Based Models

open access: yesJournal of Midwifery &Women's Health, EarlyView.
Abstract The success of midwifery education relies heavily on the time and expertise shared by experienced midwifery preceptors. Although there are several known and documented barriers to preceptor availability and willingness to participate in the education of future midwives, clinical education opportunities are crucial to midwifery education ...
Margaret C. Taylor, Hannah L. Diaz
wiley   +1 more source

Greater impulsivity is associated with a reduced propensity to cash out of bets. [PDF]

open access: yesAddict Behav Rep
Ngieng OG   +6 more
europepmc   +1 more source

Second Chance: Life with Less Student Debt

open access: yesThe Journal of Finance, EarlyView.
ABSTRACT We exploit an episode of plausibly random debt discharge due to the loss of paperwork for thousands of defaulted borrowers to examine the effects of private student debt relief on borrower outcomes. We find that borrowers who receive debt relief (treated) experience declines in debt balances and delinquency rates on other accounts, and ...
MARCO DI MAGGIO   +2 more
wiley   +1 more source

FinTech Lending and Cashless Payments

open access: yesThe Journal of Finance, EarlyView.
ABSTRACT Borrowers' use of cashless payments improves their access to capital from FinTech lenders and predicts a lower probability of default. These relationships are stronger for cashless technologies providing more precise information, and for outflows. Cashless payment usage complements other signals of borrower quality.
PULAK GHOSH, BORIS VALLEE, YAO ZENG
wiley   +1 more source

Institutional Logics as a Resource and Risk: Logic Deviance and Categorical Penalties in US Community Banks

open access: yesJournal of Management Studies, EarlyView.
Abstract Can institutional logics be damaging for the same category of actors they are presumed to benefit? Can firms prevent or reduce this detrimental effect? This study integrates the institutional logics perspective with category research to examine these questions in the context of community banks.
Stephen J. Smulowitz   +2 more
wiley   +1 more source

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