Results 21 to 30 of about 17,062 (306)
Determinants of credit demand and credit constraints among households in Ghana [PDF]
Heliyon, 2021 This paper investigates the determinants of and trends in credit demand and credit constraints of households with respect to both formal and informal financial institutions in Ghana. Trends and explanatory factors over 1992-2013 using pooled data from four Ghana Living Standards Surveys are analysed using the Heckman Probit model.
Theodora A. Asiamah +2 more
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Credit Constraint and Global Value Chain Participation [PDF]
, 2022 Credit constraints could impose important barriers against firm’s value added exports. Theoretically, my model which incorporates borrowing constraint into exporting firm’s profit maximization problem predicts credit constraints reduces firm export and ...
Xu, David
core +1 more source
Digital Finance and Firm Exit: Mathematical Model and Empirical Evidence from Industrial Firms
Discrete Dynamics in Nature and Society, 2021 From the perspective of financial constraint, this paper constructs a mathematical model to analyze the impact of digital financial development on firm exit probability.
Fenfen Ma +3 more
doaj +1 more source
Credit constraints and productivity in Peruvian agriculture [PDF]
Agricultural Economics, 2008 AbstractThis article evaluates the performance of a rural credit market in Peru. We develop a model that shows that collateral requirements imposed by lenders in response to asymmetric information can lead not just to quantity rationing but also to transaction cost rationing and risk rationing.
Boucher, Stephen, Guirkinger, Catherine
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It takes a lot of effort but... There's an "active market" today for small farm loans
California Agriculture, 1993 Credit availability is a common constraint for small farmers. The biggest problem is that the cost of making loans does not vary much with the size of the loan.
Karen Klonsky
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Firm characteristics and credit constraints among SMEs in the Philippines
Small Business International Review, 2021 Access to finance is critical to support the growth of small and medium-sized enterprises (SMEs). However, lack of access to adequate financing is one of the biggest obstacles that SMEs face.
John Paul Flaminiano +1 more
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Housing, Consumption, and Credit Constraints [PDF]
Finance and Economics Discussion Series, 2004 I test the credit-market effects of housing wealth shocks by estimating the consumption elasticity of house price shocks among households in different age quintiles. Younger households face faster expected income growth and hence would like to borrow more than older households.
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Power System Planning Considering Demand Response Resources and Capacity Value of Energy Storage
Shanghai Jiaotong Daxue xuebao, 2023 The access of a high proportion of renewable energy has posed new challenges to the supply reliability of the power system. The system must have sufficient capacity credit to cope with the output fluctuation and randomness of renewable energy. Due to the
HUANG Yuanming, ZHANG Yuxin, XIA Zanyang, WANG Haohao, WU Mingxing, WANG Ning, CHEN Qing, ZHU Tao, CHEN Xinyu
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ACCESS TO FINANCE AND PERFORMANCE OF SERVICES SECTOR MSMEs IN NIGERIA [PDF]
Oradea Journal of Business and Economics, 2021 This study examines the subjective and objective effect of access to finance on the performance and growth of MSMEs in the services sector in Nigeria. The study used a cross-sectional dataset from the 2014 World Bank Enterprise Surveys database.
Olawunmi Ifeoluwa Ajayi +2 more
doaj +1 more source
New or used? Investment with credit constraints [PDF]
Journal of Monetary Economics, 2007 Abstract Used capital is cheap up front but requires higher maintenance payments later on. We argue that the timing of these investment cash outflows makes used capital attractive to financially constrained firms, since it is cheap when evaluated using their discount factor.
Adriano A. Rampini, Andrea L. Eisfeldt
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