Results 31 to 40 of about 17,062 (306)
Multi-heuristic scheduling methods for workflow in credit cloud
In the credit cloud, credit services are sold to applications for credit computing, credit fusion and credit risk estimates. Plenty of services with different performance for the same task may have different execution time and charged by various ways ...
Zhang Xiaodong, Yao Yuan, Shen Hong
doaj +1 more source
Credit Constraints and the Measurement of Time Preferences [PDF]
Incentivized experiments are often used to identify the time preferences of households in developing countries. We argue theoretically and empirically that experimental measures may not identify preference parameters, but are a useful tool for understanding financial shocks and constraints.
Mark Dean, Anja Sautmann
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The Nature of Credit Constraints and Human Capital [PDF]
We develop a human capital model with borrowing constraints explicitly derived from government student loan (GSL) programs and private lending under limited commitment. The model helps explain the persistent strong positive correlation between ability and schooling in the United States, as well as the rising importance of family income for college ...
Lance J. Lochner +1 more
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Housing wealth appreciation and heterogeneous household consumption: Evidence from China.
In this paper, we develop a DSGE model including heterogeneous households, introduce the financial friction of credit constraint mechanism, and study the impact of house price shocks on the consumption of heterogeneous household.
Yingying Qi +3 more
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Monitoring Costs, Credit Constraints and Entrepreneurship [PDF]
Access to finance is seen as a binding constraint on the growth of household enterprises in developing countries. We develop a principal agent model of a household enterprise and show that limited access to finance and monitoring costs constrain the firm size via both a direct and indirect effect.
Banerji, Sanjay +2 more
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Incentive and constraint regulations of rating inflation in collusion over the separation of economic cycles - Markov rating shopping dual reputation model. [PDF]
Economic cycles may lead to changes in corporate bond credit ratings. This paper utilizes the Markov model to describe transition probability matrixes of economic states for the separation of economic cycles.
Xiangyun Zhou +3 more
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Determinants of Digital Innovation in Micro and Small Industries
Micro and small industries (MSIs) must utilize digital technology if they hope to meet obstacles and endure in a market that is always evolving owing to technological advancements.
Martini Martini +4 more
doaj +1 more source
Credit Constraints in Manufacturing Enterprises in Africa [PDF]
We investigate the question whether firms in the manufacturing sector in Africa are credit constrained. The fact that few firms obtain credit is not sufficient to prove constraints, since certain firms may not have a demand for credit while others may be refused credit as part of profit maximising behaviour by banks.
Arne Bigsten +11 more
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The agricultural sector in developing countries like Nigeria is characterized by low productivity, driven partly by low use of modern agricultural technologies. Poor access to credit is seen as a key barrier to adoption of these technologies.
Bedru B. Balana, Motunrayo A. Oyeyemi
doaj +1 more source
Does Formal Credit Constraint Restrain Agricultural Production? [PDF]
This study adopts econometric models to link the formal credit constraints with agricultural output and short-term investment in rural China. The empirical results show that formal credit constraint does impinge significantly on agricultural production ...
Zhang, C., Lyu, K., Wang, J., Bi, S.
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