Results 91 to 100 of about 8,808,649 (394)

Fintech in Financial Inclusion: Machine Learning Applications in Assessing Credit Risk

IMF Working Papers, 2019
Recent advances in digital technology and big data have allowed FinTech (financial technology) lending to emerge as a potentially promising solution to reduce the cost of credit and increase financial inclusion.
Majid Bazarbash
semanticscholar   +1 more source

Wireless Acousto‐Piezoelectric Conduit with Aligned Nanofibers for Neural Regeneration

Advanced Materials, EarlyView.
An ultrasound‐driven, highly aligned piezoelectric nanofiber‐based nerve guidance conduit (APNF‐NGC) designed for effective peripheral nerve repair has been demonstrated in this study. Featuring aligned topology, cell‐adhesive surfaces, and an axial electric field, the APNF‐NGC collectively promotes significant nerve regeneration.
Sera Jeon, Dabin Kim, Min‐Young Jo, Chae‐Min Ryu, Daniel Sanghyun Cho, Byung‐Ok Choi, Jae Kwang Kim, Miso Kim, Sang‐Woo Kim   +8 more
wiley   +1 more source

Scope for Credit Risk Diversification [PDF]

SSRN Electronic Journal, 2005
This paper considers a simple model of credit risk and derives the limit distribution of losses under different assumptions regarding the structure of systematic risk and the nature of exposure or firm heterogeneity. We derive fat-tailed correlated loss distributions arising from Gaussian risk factors and explore the potential for risk diversification.
Til Schuermann, Samuel G. Hanson, M. Hashem Pesaran, M. Hashem Pesaran   +3 more
openaire   +4 more sources

The First Review on Nano‐Agricultural Applications of MXene and MBene‐Based Materials for Plant‐Immunoengineering, Controlled Protection, and Inducing Biostimulation Mechanisms

Advanced Materials, EarlyView.
MXene and MBene nanomaterials show significant potential in addressing critical challenges in biomedicine, applied biology, agriculture, and the environment. From a nano‐agricultural perspective, this relatively young field has witnessed emerging advances towards applications for plant‐immunoengineering, biostimulation, and controlled delivery ...
Alireza Rafieerad, Ahmad Amiri, Maik Böhmer, Soofia Khanahmadi   +3 more
wiley   +1 more source

Beyond Presumptions: Toward Mechanistic Clarity in Metal‐Free Carbon Catalysts for Electrochemical H2O2 Production via Data Science

Advanced Materials, EarlyView.
Metal‐free carbon catalysts enable the sustainable synthesis of hydrogen peroxide via two‐electron oxygen reduction; however, active site complexity continues to hinder reliable interpretation. This review critiques correlation‐based approaches and highlights the importance of orthogonal experimental designs, standardized catalyst passports ...
Dayu Zhu, Hsi‐wen Wu, Xiao Wang, Jie Zhang   +3 more
wiley   +1 more source

Credit risk and operational risk on financial performance of universal banks in Ghana: A partial least squared structural equation model (PLS SEM) approach

Cogent Economics & Finance, 2019
In recent years, financial institutions especially universal/commercial banks across Africa have been faced with forceful mergers and acquisitions. These occurrences impede the level of financial inclusion and reduces public confidence in the financial ...
S. G. Gadzo, Holy Kwabla Kportorgbi, J. Gatsi   +2 more
semanticscholar   +1 more source

Credit Risk in a Pandemic

The Journal of Fixed Income, 2021
Using different measures of how the Covid-19 pandemic progresses, the article confirms that the level of credit risk among US blue chip companies increases in tandem with the spread of the Covid-19 virus. The credit risk escalates dramatically during the pandemic but is still short of the levels seen during the 2008–09 Global Financial Crisis.
openaire   +3 more sources

Characterizing Emerging Detector Materials for Low‐Dose X‐Ray Imaging

Advanced Materials, EarlyView.
X‐ray medical imaging requires detectors that deliver images at as low as reasonably possible dose. This perspective outlines a universal characterization framework of X‐ray imaging detectors, suitable for both emerging semiconductor and scintillator materials, introduces a novel unified figure of merit that links dose with resolution, and offers an ...
Kostiantyn Sakhatskyi, Vitalii Bartosh, Ying Zhou, Gebhard J. Matt, Jingjing Zhao, Sergii Yakunin, Jinsong Huang, Maksym V. Kovalenko   +7 more
wiley   +1 more source

Credit risk management in banks from the perspective of jurisprudence [PDF]

Zbornik Radova Pravnog Fakulteta u Nišu, 2017
The level, structure and nature of problem loans are a significant source of credit risk in the banking business, with the main reason for developing and increasing problem loans indicate the need for a comprehensive and strategic approach to solving ...
Sovilj Ranko
doaj   +1 more source

The Impact of Green Lending on Credit Risk in China

Sustainability, 2018
This study explores China’s green credit policy from a credit risk perspective. Green finance has been growing rapidly in China since the government issued its Green Credit Policy.
Yujun Cui, Sean Geobey, O. Weber, Haiying Lin   +3 more
semanticscholar   +1 more source