Results 51 to 60 of about 25,439 (153)
Credit Scoring using Semiparametric Methods [PDF]
, 2000 Credit scoring methods aim to assess credit worthiness of potential borrowers to keep the risk of credit loss low and to minimize the costs of failure over risk groups. Typical methods which are used for the statistical classification of credit applicants are linear or quadratic discriminant analysis and logistic discriminant analysis.
Müller, Marlene, Rönz, Bernd
openaire +3 more sources
Credit concession through credit scoring: Analysis and application proposal
Intangible Capital, 2017 Purpose: The study herein develops and tests a credit scoring model which can help financial institutions in assessing credit requests. Design/methodology/approach: The empirical study has the objective of answering two questions: (1) Which ratios ...
Oriol Amat +2 more
doaj +1 more source
Among Makarti, 2015 Research objectives are: (1) To measure the accuracy of credit scoring models currently applied in the assessment KSP / USP in assessing the feasibility of small business for the cooperative members in a potential borrower; (2) To determine the ...
Jumingan Jumingan
doaj +1 more source
Credit scoring in consumer credits
, 2021 Bu çalışmanın amacı kredi skorlama teknikleri hakkında genel bir özet sunmak ve taşıt kredileri ile nakit ödemeli bireysel krediler için başvuru skorkart modelleri oluşturmaktır. Kredi skorlarının modellemesinde lojistik regresyon yöntemi kullanılmış olup, her bir kredi türü için ayrı veri kümeleri kullanılmıştır.
openaire +1 more source
Framework for multi-criteria assessment of classification models for the purposes of credit scoring. [PDF]
J Big Data, 2023 Ziemba P +3 more
europepmc +1 more source
"If I don't have credit, I don't have anything": Perspectives on the credit scoring system among mothers with low incomes. [PDF]
J Consum Aff, 2023 Collins JM +3 more
europepmc +1 more source
Credit Scoring Using Colonial Competitive Rule-based Classifier
International Journal of Information and Communication Technology Research, 2011 Credit scoring is becoming one of the main topics in the banking field. Lending decisions are usually represented as a set of classification tasks in consumer credit markets.
Javad Basiri +3 more
doaj
Using Neural Networks to Classify the Personal Loan Applicants [PDF]
فصلنامه پژوهشهای اقتصادی ایران, 2007 Traditional methods of deciding whether to grant credit to a particular individual use human judgment of the risk of default based on experience of previous decisions.
Hamid Nilsaz +3 more
doaj
Journal of the Operational Research Society, 2005 J N Crook, D E Edelman, L C Thomas
openaire +1 more source
Revista Ingenierías Universidad de Medellín, 2011 Este artículo muestra el desarrollo de un método para la construcción de un modelo de asignación de créditos para la cartera de consumo en la Cooperativa Belén Ahorro y Crédito.
Alejandro Peña Palacio +4 more
doaj