Results 61 to 70 of about 27,113 (158)

MODELO CUALITATIVO PARA LA ASIGNACIÓN DE CRÉDITOS DE CONSUMO Y ORDINARIO - EL CASO DE UNA COOPERATIVA DE CRÉDITO Qualitative Model for Assigning Consumption and Ordinary Credits: The Case of a Credit Cooperative Institution

Revista Ingenierías Universidad de Medellín, 2011
Este artículo muestra el desarrollo de un método para la construcción de un modelo de asignación de créditos para la cartera de consumo en la Cooperativa Belén Ahorro y Crédito.
Alejandro Peña Palacio, Christian Lochmüller, Juan Guillermo Murillo, María Adelaida Pérez, Carlos Andrés Vélez   +4 more
doaj  

"If I don't have credit, I don't have anything": Perspectives on the credit scoring system among mothers with low incomes. [PDF]

J Consum Aff, 2023
Collins JM, Halpern-Meekin S, Harvey M, Hoiting J.   +3 more
europepmc   +1 more source

Credit Scoring Using Colonial Competitive Rule-based Classifier

International Journal of Information and Communication Technology Research, 2011
Credit scoring is becoming one of the main topics in the banking field. Lending decisions are usually represented as a set of classification tasks in consumer credit markets.
Javad Basiri, Fattaneh Taghiyareh, Mohammad Siami, Mohammad Reza Gholamian   +3 more
doaj  

Using Neural Networks to Classify the Personal Loan Applicants [PDF]

فصلنامه پژوهش‌های اقتصادی ایران, 2007
Traditional methods of deciding whether to grant credit to a particular individual use human judgment of the risk of default based on experience of previous decisions.
Hamid Nilsaz, Abdolrahman Rasekh, Alireza Osareh, Hasanali Sinae   +3 more
doaj  

Análise do credit scoring

RAE: Revista de Administração de Empresas, 2013
O problema dos atrasos em pagamentos vem adquirindo grande importância nos países desenvolvidos. Neste trabalho, realizamos uma análise da capacidade preditiva de dois modelos paramétricos e de um não paramétrico, abordando, neste último, o problema da ...
Rosa Puertas Medina, Maria Luisa Martí Selva   +1 more
doaj  

Semi-supervised adapted HMMs for P2P credit scoring systems with reject inference. [PDF]

Comput Stat, 2023
El Annas M, Benyacoub B, Ouzineb M.
europepmc   +1 more source

BACS: blockchain and AutoML-based technology for efficient credit scoring classification. [PDF]

Ann Oper Res, 2022
Yang F, Qiao Y, Qi Y, Bo J, Wang X.
europepmc   +1 more source

The Advantage of Case-Tailored Information Metrics for the Development of Predictive Models, Calculated Profit in Credit Scoring. [PDF]

Entropy (Basel), 2022
Chrościcki D, Chlebus M.
europepmc   +1 more source

Differential Replication for Credit Scoring in Regulated Environments. [PDF]

Entropy (Basel), 2021
Unceta I, Nin J, Pujol O.
europepmc   +1 more source

A dimension reduction assisted credit scoring method for big data with categorical features

Financial Innovation
In the past decade, financial institutions have invested significant efforts in the development of accurate analytical credit scoring models. The evidence suggests that even small improvements in the accuracy of existing credit-scoring models may ...
Tatjana Miljkovic, Pei Wang
doaj   +1 more source