Example dependent cost sensitive learning based selective deep ensemble model for customer credit scoring. [PDF]
Xiao J +5 more
europepmc +1 more source
JointLIME: An interpretation method for machine learning survival models with endogenous time-varying covariates in credit scoring. [PDF]
Chen Y, Calabrese R, Martin-Barragan B.
europepmc +1 more source
Enhancing credit scoring accuracy with a comprehensive evaluation of alternative data. [PDF]
Hlongwane R, Ramaboa KKKM, Mongwe W.
europepmc +1 more source
Large unbalanced credit scoring using Lasso-logistic regression ensemble. [PDF]
Wang H, Xu Q, Zhou L.
europepmc +1 more source
A novel framework for enhancing transparency in credit scoring: Leveraging Shapley values for interpretable credit scorecards. [PDF]
Hlongwane R, Ramabao K, Mongwe W.
europepmc +1 more source
Comprehensive credit scoring datasets for robust testing: Out-of-sample, out-of-time, and out-of-universe evaluation. [PDF]
Mushava J, Murray M.
europepmc +1 more source
Dealing with flawed items in examinations: Using the compensation of disadvantage as used in German state examinations in items with partial credit scoring. [PDF]
Möltner A.
europepmc +1 more source
A credit score is index, which measures the credit risk. It absorbs the information from your credit history into a single number at a particular point of time. This forms a basis for the assessment of your credit report and rating your credit risk by lenders.
openaire +1 more source
Transforming financial documents into credit decisions using explainable artificial intelligence and optical character recognition. [PDF]
Malave S +5 more
europepmc +1 more source
Transformer-based NLP approaches for credit risk prediction: a systematic review. [PDF]
Raliphada P, Olukanmi S, Olusanya M.
europepmc +1 more source

