Results 71 to 80 of about 27,113 (158)

A novel method for credit scoring based on feature transformation and ensemble model. [PDF]

PeerJ Comput Sci, 2021
Li H, Feng A, Lin B, Su H, Liu Z, Duan X, Pu H, Wang Y.   +7 more
europepmc   +1 more source

People underestimate the errors made by algorithms for credit scoring and recidivism prediction but accept even fewer errors. [PDF]

Sci Rep, 2021
Rebitschek FG, Gigerenzer G, Wagner GG.
europepmc   +1 more source

Incorporating Digital Footprints into Credit-Scoring Models through Model Averaging

Mathematics
Digital footprints provide crucial insights into individuals’ behaviors and preferences. Their role in credit scoring is becoming increasingly significant.
Linhui Wang, Jianping Zhu, Chenlu Zheng, Zhiyuan Zhang   +3 more
doaj   +1 more source

Credit Risk Scoring: A Stacking Generalization Approach

Forecasting the creditworthiness of customers in new and existing loan contracts is a central issue of lenders’ activity. Credit scoring involves the use of analytical methods to transform historical loan application and loan performance data into credit scores that signal creditworthiness, inform, and determine credit decisions, determine credit ...
Bernardo Raimundo, Jorge M. Bravo
openaire   +2 more sources

Formation of borrower’s bank credit scoring integrated model

Проблеми теорії та методології бухгалтерського обліку, контролю і аналізу, 2017
The article proposes the borrower’s bank credit scoring model that is of particular relevance in an unstable world and Ukrainian financial markets.
O.V. Lysenok
doaj  

Hybrid Harmony Search-Artificial Intelligence Models in Credit Scoring. [PDF]

Entropy (Basel), 2020
Goh RY, Lee LS, Seow HV, Gopal K.
europepmc   +1 more source

Optimizing hyper-parameters of neural networks with swarm intelligence: A novel framework for credit scoring. [PDF]

PLoS One, 2020
Zhang R, Qiu Z.
europepmc   +1 more source

SMART: Structured Missingness Analysis and Reconstruction Technique for credit scoring. [PDF]

Sci Rep
Han S, Jung H, Yoo PD.
europepmc   +1 more source

Correction: A novel framework for enhancing transparency in credit scoring: Leveraging Shapley values for interpretable credit scorecards. [PDF]

PLoS One
Hlongwane R, Ramaboa K, Mongwe W.
europepmc   +1 more source

Application of a grey wolf optimization-enhanced convolutional neural network and bidirectional gated recurrent unit model for credit scoring prediction. [PDF]

PLoS One
Fang Y.
europepmc   +1 more source