Results 71 to 80 of about 744,755 (195)
Credit concession through credit scoring: Analysis and application proposal
Intangible Capital, 2017 Purpose: The study herein develops and tests a credit scoring model which can help financial institutions in assessing credit requests. Design/methodology/approach: The empirical study has the objective of answering two questions: (1) Which ratios ...
Oriol Amat +2 more
doaj +1 more source
Among Makarti, 2015 Research objectives are: (1) To measure the accuracy of credit scoring models currently applied in the assessment KSP / USP in assessing the feasibility of small business for the cooperative members in a potential borrower; (2) To determine the ...
Jumingan Jumingan
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Improving Classifier Performance Assessment of Credit Scoring Models [PDF]
In evaluating credit scoring predictive power it is common to use the Re-ceiver Operating Characteristics (ROC) curve, the Area Under the Curve(AUC) and the minimum probability-weighted loss.
Raffaella Calabrese
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Credit Scoring Models in Illinois by Farm Type: Hog, Dairy, Beef and Grain [PDF]
Employing a logit model and farm-level data for Illinois from 1995 to 2004, this study explores the importance of farm-type differences in the development of credit scoring models. Apart from the conclusion that regional credit scoring models specific to
Katchova, Ani L., Durguner, Seda
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A comprehensible SOM-based scoring system. [PDF]
The significant growth of consumer credit has resulted in a wide range of statistical and non-statistical methods for classifying applicants in 'good' and 'bad' risk categories.
Vanthienen, Jan +4 more
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Microenvironment-specific Effects in the Application Credit Scoring Model [PDF]
Paper introduces the improved version of a credit scoring model which assesses credit worthiness of applicants for a loan. The scorecard has a two-level multilevel structure which nests applicants for a loan within microenvironments.
Khudnitskaya, Alesia S.
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CREDIT SCORING, LOAN PRICING, AND FARM BUSINESS PERFORMANCE [PDF]
In light of recent developments in agricultural credit evaluations, this study employs a multiperiod simulation model that endogenizes farm investment decisions, credit evaluations, and loan pricing based on the credit scoring procedures of agricultural ...
Barry, Peter J., Ellinger, Paul N.
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Credit Scoring for Vietnam’s Retail Banking Market: Implementation and Implications for Transactional versus Relationship Lending [PDF]
As banking markets in developing countries are maturing, banks face competition not only from other domestic banks but also from sophisticated foreign banks.
Kleimeier, Stefanie +1 more
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Revista Ingenierías Universidad de Medellín, 2011 Este artículo muestra el desarrollo de un método para la construcción de un modelo de asignación de créditos para la cartera de consumo en la Cooperativa Belén Ahorro y Crédito.
Alejandro Peña Palacio +4 more
doaj
Framework for multi-criteria assessment of classification models for the purposes of credit scoring. [PDF]
J Big Data, 2023 Ziemba P +3 more
europepmc +1 more source