Results 51 to 60 of about 744,755 (195)
Information asset analysis: credit scoring and credit suggestion [PDF]
International Journal of Electronic Business, 2011 Risk assessment is important for financial institutions, especially in loan applications. Some have already implemented their own credit-scoring mechanisms to evaluate their clients' risk and make decisions based on this indicator. In fact, the data gathered by financial institutions is a valuable source of information to create information assets ...
Fábio Silva 0003, Cesar Analide
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Scoring Models of Bank Credit Policy Management
Economic Analysis, 2017 The aim of this paper is to present how credit scoring models can be used in financial institutions, in this case in banks, in order to simplify credit lending.
Aida Hanić +2 more
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Credit Scoring for Micro-Loans
CoRR, 2019 Credit Scores are ubiquitous and instrumental for loan providers and regulators. In this paper we showcase how micro-loan credit system can be developed in real setting. We show what challenges arise and discuss solutions. Particularly, we are concerned about model interpretability and data quality.
Nikolay Dubina, Dasom Kang, Alex Suh
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Bank Client Credit Scoring, Along With Loan Parameters Optimization Using the Simulation-Optimization Model [PDF]
Mathematics and Modeling in FinanceThis study assesses a new simulation-optimization method for credit scoring and bank loan parameter optimization. The proposed approach encompasses data preparation, credit scoring, and simulation-optimization stages. Initially, data regarding bank loans
Amir Khorrami +2 more
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Credit Scoring via PCALWM [PDF]
, 2005 We have presented a principal component analysis linear-weighted model (PCALWM) for credit scoring in [5,6], this article is a further study on this model. We revised the application procedure in the credit scoring, and tested it by a larger real-life credit card dataset.
Jianping Li 0001 +2 more
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YOU and YOUR CREDIT: Credit Scores
EDIS, 2008 This document is FCS7233, one of the YOU and YOUR CREDIT series by Michael S. Gutter, Joan P. Elmore, and Travis P. Mountain. Published by the UF Department of Family Youth and Community Sciences, September 2008. FCS7233/FY1068: YOU and YOUR CREDIT: Credit Scores (ufl.edu)
Michael S. Gutter +2 more
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Enhancement of transparency and accuracy of credit scoring models through genetic fuzzy classifier [PDF]
Maejo International Journal of Science and Technology, 2010 Credit risk evaluation systems play an important role in the financial decision-making by enabling faster credit decisions, reducing the cost of credit analysis and diminishing possible risks.
Raja N. Ainon
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Economia Aplicada, 2003 The development of scoring models for credit risk management and behaviour analysis of clients is quite important in the routine of commercial banks, financing companies, credit card operations, marketing units and large department stores.
Luis Fernando Landa Lecumberri +1 more
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Forecasting creditworthiness in retail banking: a comparison of cascade correlation neural networks, CART and logistic regression scoring models [PDF]
, 2015 The preoccupation with modelling credit scoring systems including their relevance to forecasting and decision making in the financial sector has been with developed countries whilst developing countries have been largely neglected.
Abdou, Hussein, Tsafack, Marc
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Revista Eletrônica de Ciência Administrativa, 2017 This paper aims to show the importance of the use of financial metrics in decision-making of credit scoring models selection. In order to achieve such, we considered an automatic approval system approach and we carried out a performance analysis of the ...
Rodrigo Alves Silva +2 more
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