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The Impact of Reviewers' Creditworthiness on Consumers' Purchase Intention in Edge Path: Implications for the Coronavirus Disease 2019 Pandemic [PDF]
Frontiers in Public Health, 2020 Reviewers' creditworthiness is an important edge clue in the elaboration likelihood model (ELM). This paper takes the online travel booked by consumers as an example and uses the questionnaire data of 417 outbound passengers from Guangzhou Baiyun ...
Chen Limei, Liu Wei
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Applied Sciences, 2022 This article considered the problem of determining the creditworthiness of an enterprise operating in the field of trade and services. The assessment of the creditworthiness of borrowers, particularly small businesses, needs to be more careful: the level
Ulzhan Makhazhanova +9 more
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Barekeng, 2023 Savings and Loan Cooperatives are ones of the non-bank institutions whose business activity is the provision of loan. In its business activities, problems often arise, namely non-performing loans which causes no turnover of funds which leads to losses ...
Tabah Heri Setiawan, Laras Prihatini
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Methods of Rating IT -Sector Companies by Level of Risks of Creditworthiness
Финансы: теория и практика, 2022 The subject of the research are the companies of the IT sector, as a strategically important sector in the information age. Their development of companies in the IT sector is associated with high risks and requires large volumes of investments, including
E. I . Gabova, N. A. Kazakova
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Considerations on the regulation of AI systems in the financial sector by the AI Act [PDF]
Frontiers in Artificial Intelligence, 2023 The proposal for the Artificial Intelligence regulation in the EU (AI Act) is a horizontal legal instrument that aims to regulate, according to a tailored risk-based approach, the development and use of AI systems across a plurality of sectors, including
Gabriele Mazzini, Filippo Bagni
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Mathematics, 2021 This research deals with the challenge of reducing banks’ credit risks associated with the insolvency of borrowing individuals. To solve this challenge, we propose a new approach, methodology and models for assessing individual creditworthiness, with ...
Ekaterina V. Orlova
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Creditworthiness and Matching Principles [PDF]
, 2017 You are creditworthy for φ-ing only if φ-ing is the right thing to do. Famously though, further conditions are needed too—Kant’s shopkeeper did the right thing, but is not creditworthy for doing so. This case shows that creditworthiness requires that there be a certain kind of explanation of why you did the right thing.
Way, Jonathan
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Signalling creditworthiness with fiscal austerity
European Economic Review, 2022 Sovereign borrowers may tighten their fiscal stance in order to signal their creditworthiness to lenders. In a model of sovereign debt with incomplete information, I show that a trustworthy country may reduce its debt beyond the optimal level in order to separate itself from less reliable countries.
Anna Gibert
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Development of company's creditworthiness analysis model based on the characteristics of the national market [PDF]
Industrija, 2019 The main issue for all creditors in the Republic of Serbia is how to effectively lend to companies, with adequate increase of rate of return. Namely, domestic creditors are using traditional credit analysis methods, which are very slow and very expensive,
Ilić Miloš +2 more
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Assessment of consumers’ creditworthiness
ERA Forum, 2019 Creditworthiness assessment is a valuable tool in avoiding irresponsible lending. Both the Consumer Credit Directive and the Mortgage Credit Directive provide for the requirement of a creditworthiness assessment before the conclusion of the credit agreement.
Christina K. Livada
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