Results 1 to 10 of about 39,092 (241)
Considerations on the regulation of AI systems in the financial sector by the AI Act [PDF]
Frontiers in Artificial Intelligence, 2023 The proposal for the Artificial Intelligence regulation in the EU (AI Act) is a horizontal legal instrument that aims to regulate, according to a tailored risk-based approach, the development and use of AI systems across a plurality of sectors, including
Gabriele Mazzini, Filippo Bagni
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The Impact of Reviewers' Creditworthiness on Consumers' Purchase Intention in Edge Path: Implications for the Coronavirus Disease 2019 Pandemic [PDF]
Frontiers in Public Health, 2020 Reviewers' creditworthiness is an important edge clue in the elaboration likelihood model (ELM). This paper takes the online travel booked by consumers as an example and uses the questionnaire data of 417 outbound passengers from Guangzhou Baiyun ...
Chen Limei, Liu Wei
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Creditworthiness and Matching Principles [PDF]
, 2017 You are creditworthy for φ-ing only if φ-ing is the right thing to do. Famously though, further conditions are needed too—Kant’s shopkeeper did the right thing, but is not creditworthy for doing so. This case shows that creditworthiness requires that there be a certain kind of explanation of why you did the right thing.
Way, Jonathan
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Problems of determining the borrower's creditworthiness
Фінансово-кредитні системи: перспективи розвитку., 2023 This article addresses the challenges associated with determining the borrower's creditworthiness. The authors define the borrower's creditworthiness as the ability to timely and fully meet debt obligations to the lender.
Oleksii Miroshnyk +2 more
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PEMBELAJARAN MESIN UNTUK MENILAI KELAYAKAN KREDIT PROYEK RETROFIT: MULTINOMIAL LOGIT
Akuntansi dan Teknologi Informasi, 2022 Creditworthiness assessment was one of the first areas to apply machine learning techniques in economics. The creditworthiness of retrofit protection was vital for ESCO in determining the credit scoring.
Eka Sudarmaji +2 more
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The effect of interest rates on credit access for small and medium-sized enterprises: A South African perspective [PDF]
Banks and Bank Systems, 2023 This study investigates the effect of interest rates on credit access for small and medium-sized enterprises (SMEs) in South Africa. The study employs a quantitative research design, using data collected from 200 SMEs in South Africa.
Thabiso Sthembiso Msomi
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Applied Sciences, 2022 This article considered the problem of determining the creditworthiness of an enterprise operating in the field of trade and services. The assessment of the creditworthiness of borrowers, particularly small businesses, needs to be more careful: the level
Ulzhan Makhazhanova +9 more
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Methods of Rating IT -Sector Companies by Level of Risks of Creditworthiness
Финансы: теория и практика, 2022 The subject of the research are the companies of the IT sector, as a strategically important sector in the information age. Their development of companies in the IT sector is associated with high risks and requires large volumes of investments, including
E. I . Gabova, N. A. Kazakova
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Barekeng, 2023 Savings and Loan Cooperatives are ones of the non-bank institutions whose business activity is the provision of loan. In its business activities, problems often arise, namely non-performing loans which causes no turnover of funds which leads to losses ...
Tabah Heri Setiawan, Laras Prihatini
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Eliciting Social Knowledge for Creditworthiness Assessment [PDF]
, 2022 Access to capital is a major constraint for economic growth in the developing world. Yet those attempting to lend in this space face high defaults due to their inability to distinguish creditworthy borrowers from the rest. In this paper, we propose two novel scoring mechanisms that incentivize community members to truthfully report their signal on the ...
York, Mark +2 more
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