Results 21 to 30 of about 44,064 (279)
Eliciting Social Knowledge for Creditworthiness Assessment [PDF]
, 2022 Access to capital is a major constraint for economic growth in the developing world. Yet those attempting to lend in this space face high defaults due to their inability to distinguish creditworthy borrowers from the rest. In this paper, we propose two novel scoring mechanisms that incentivize community members to truthfully report their signal on the ...
York, Mark +2 more
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АНАЛИЗ КРЕДИТОСПОСОБНОСТИ ОРГАНИЗАЦИИ (НА ПРИМЕРЕ АО «ФРИДОМ ФИНАНС»)
International Journal of Innovative Technologies in Economy, 2018 The most widespread method that directed to reduce credit risk is evaluation of creditworthiness of the organization. Therefore it is relevant to investigate thoroughly the method and procedure of analysis of creditworthiness.
Нургалиева А. М. +3 more
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Проблеми теорії та методології бухгалтерського обліку, контролю і аналізу, 2019 The article is devoted to the development of the methodology for assessing the creditworthiness of exporting enterprises based on the fuzzy logic method.
T.G. Markovych
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German Law Journal, 2021 The Article deals with the protection of consumer borrowers and lending investors in peer-to-peer lending within the legal framework provided by EU credit laws. This is the legal framework for EU Member States in the area of loans to consumers.
Federico Ferretti
semanticscholar +1 more source
Ekonomika, 2015 The paper deals with the methodology of Lithuanian small and medium enterprises (here and further – SME) creditworthiness evaluation and part of empirical research which reveals the importance and motives of creditworthiness evaluation in the Lithuanian ...
Gerda Venckevičiūtė
doaj +1 more source
The Potential Impacts of Credit Rating Agencies on the Islamic Republic of Iran’s economic performance [PDF]
جستارهای اقتصادی, 2021 Credit rating agencies have a significant impact on reducing asymmetric information between lenders and borrowers. The purpose of this paper is to provide a comprehensive analysis of the role of credit rating agencies in the capital market, how to play ...
Amir Hossein Khazaei, Saeed Farahanifard
doaj +1 more source
Learning Latent Representations of Bank Customers With The Variational Autoencoder [PDF]
, 2019 Learning data representations that reflect the customers' creditworthiness can improve marketing campaigns, customer relationship management, data and process management or the credit risk assessment in retail banks.
Aas, Kjersti +3 more
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ORGANIZING, STRUCTURING AND UNIFICATION OF CREDIT RISK ESTIMATE PROBLEMS WITHINTHE COMMERCIAL LENDING OF AGRICULTURAL ENTERPRISES [PDF]
Техника и технология пищевых производств, 2016 The risk management process is based on the evaluation procedure that encourages authors to concentrate on the study of evaluation problems as the fundamental components of the risk management system.
Zotov V.P. +2 more
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SMALL BUSINESSES CREDITWORTHINESS ASSESSMENT [PDF]
MEST Journal, 2013 Summary: The article is devoted to the problem of a choice of businesses’ creditworthiness estimation method, criteria of creditworthiness, defining the ways of its estimation based on a system of financial ratios (financial stability, cash flow analysis, business risk etc.)The main attention is paid to small businesses (SB) creditworthiness assessment
Ludmila Prigoda +2 more
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Short-term debt maturity, monitoring and accruals-based earnings management [PDF]
, 2013 Most prior studies assume a positive relation between debt and earnings management, consistent with the financial distress theory. However, the empirical evidence for financial distress theory is mixed.
Fung, Simon Y. K., Goodwin, John
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