Results 31 to 40 of about 44,064 (279)

Management of liabilities in the process of assessing the creditworthiness of an enterprise: accounting and information aspect

open access: yesПроблеми теорії та методології бухгалтерського обліку, контролю і аналізу, 2023
The article considers the role of liabilities in the formation of assets used as resources of creditors for carrying out economic activities of an enterprise.
O.V.
doaj   +1 more source

Time Discounting Predicts Creditworthiness

open access: yesPsychological Science, 2011
In the recent subprime crisis, many individuals defaulted on their loans. Though the institutional sources of defaulting and delinquencies were much debated in the aftermath of the crisis, much less attention was given to individual differences in defaulting behavior. How do individuals decide whether to repay borrowed money?
Meier, Stephan, Sprenger, Charles D.
openaire   +3 more sources

Short Financial Diagnosis for a Transport Entity

open access: yesCECCAR Business Review, 2021
In order to develop the present article, we selected a transport entity listed on the Bucharest Stock Exchange and financially diagnosed over three consecutive years, from 2018 to 2020, through structural ratios, creditworthiness indicators (liquidity ...
Bogdan Cosmin GOMOI
doaj   +1 more source

Creditworthiness Assessment for Credit Institutions and for the Risk Associated with Excessive Leverage toward Sustainable Performance

open access: yesSustainability, 2021
With the development of financial transactions, it has become necessary for parties to assess the creditworthiness of their counterparty before entering into an agreement.
R. Șerbu, L. Barangă, O. Petru
semanticscholar   +1 more source

Predictors of Consumer Creditworthiness: Evidence from Personal Loan Borrowers of a Leading Public Bank in Sri Lanka

open access: yesSouth Asian Journal of Finance, 2023
Purpose: The motivation of this study is to explore the significant determinants of consumers’ creditworthiness which support the development of a credit scoring model as non-performing loans are a major problem in lending institutions.
R. P. S. Nadeesha, P. W. G Madhushani
doaj   +1 more source

Assessments of Creditworthiness of Crafts in Croatia [PDF]

open access: yesEconomic Research-Ekonomska Istraživanja, 2013
The main purpose of the paper is to analyse financial reporting practice in the craft sector and to assess the quality of the financial and qualitative data available. For this purpose, the credit scoring as methodology was used. Here, evaluation of the information produces model which is enabling the crafts’ creditworthiness assessment.
Budimir, Tomislav, Aralica, Zoran
openaire   +3 more sources

Moral Worth, Credit, and Non-Accidentality [PDF]

open access: yes, 2020
This paper defends an account of moral worth. Moral worth is a status that some, but not all, morally right actions have. Unlike with merely right actions, when an agent performs a morally worthy action, she is necessarily creditworthy for doing the ...
Singh, Keshav
core   +1 more source

Corporate Governance and Corporate Creditworthiness [PDF]

open access: yesJournal of Risk and Financial Management, 2011
We examine the relation between corporate governance and bankruptcy risk as an underlying force affecting a bond’s yield. The level of corporate governance is captured by the G-index, along with the explicit groups of governance provisions. We estimate bankruptcy risk by Z-score, by cash-flow-score, by O-score, through Merton structural model default ...
openaire   +2 more sources

Credit bureaus between risk-management, creditworthiness assessment and prudential supervision [PDF]

open access: yes, 2015
"This text may be downloaded for personal research purposes only. Any additional reproduction for other purposes, whether in hard copy or electronically, requires the consent of the author. If cited or quoted, reference should be made to the full name of
A A Admati   +60 more
core   +3 more sources

The Technical Efficiency of Russian Retail Companies: An Empirical Analysis

open access: yesZeszyty Naukowe Uniwersytetu Ekonomicznego w Krakowie, 2019
This study focuses on the technical efficiency analysis of Russian retail companies over the period 2011–2015. The main objective is to assess technical efficiency and to reveal factors that affect the efficiency and creditworthiness of this important ...
Elena Rogova, Alina Blinova
doaj   +1 more source

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