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Decentralised Finance's Unregulated Governance: Minority Rule in the Digital Wild West [PDF]

open access: yes, 2022
Decentralised finance (DeFi) is a category of unlicensed, unregulated, and non-custodial financial services that utilise public, distributed ledgers like Ethereum.
FRIDGEN, Gilbert   +4 more
core  

Digital Financial Services (DFS) and Productivity of Indian Banking Sector - Empirical Evidence Using Malmquist Productivity Index and Panel Data Regression

open access: yesInternational Journal of Professional Business Review, 2023
Purpose: The aim of this study is to examine the impact of Digital Financial Services (DFS) on the productivity of banking sector in India.   Theoretical framework: This research considered various digital banking services offered by bank and how it ...
Sreekanth Peringanam Veluthedan   +1 more
semanticscholar   +1 more source

The Role of Literacy and Government Support in Improving MSME Performance Through Digital Financial Services Adoption and Financial Inclusion

open access: yesJurnal keuangan dan perbankan, 2023
This study aims to identify the role of financial literacy, digital literacy, and government support mediated by digital financial services adoption and financial inclusion in influencing the financial performance of MSMEs in Central Java.
Erlinda Sholihah   +2 more
semanticscholar   +1 more source

The Policies, Practices, and Challenges of Digital Financial Inclusion for Sustainable Development: The Case of the Developing Economy

open access: yesFinTech, 2023
Globally, over 1.4 billion adult people remain unbanked. This worrisome phenomenon was exacerbated by the outbreak of the COVID-19 pandemic, which further created a new dimension of inequality in accessing financial services.
Godfred Anakpo   +2 more
doaj   +1 more source

A regulatory analysis of digital financial services and the adoption of central bank digital currencies in Zimbabwe and South Africa

open access: yesJuridical Tribune, 2023
The use of digital financial services such as mobile money has created new frontiers for more people, especially the poor, to participate in the formal payment systems in Zimbabwe and South Africa.
Howard Chitimira, Elfas Torerai
semanticscholar   +1 more source

Digital Financial Services and Economic Growth of Nigeria: 2006 – 2021

open access: yesEuropean journal of business and innovation research, 2023
This study investigated digital financial services and economic growth of Nigeria from 2006 to 2021. The study specific objectives include investigation of the relationship between automated teller machine services and real gross domestic product ...
E. Appah   +2 more
semanticscholar   +1 more source

Fintech and the Digital Transformation of Financial Services

open access: yesHighlights in Business, Economics and Management, 2023
By creating a decision-making mechanism that relies on data as the basis for decisions, fintech is accelerating the change in the financial sector. The financial markets have faced numerous possibilities and problems as a result of their continuing rise.
openaire   +2 more sources

Mobile financial services : Introduction, definition, and conceptualization

open access: yes, 2020
Incumbent business models in banking and payment are continuously challenged by new competition and evolving consumer expectations as banking and payment landscape have increasingly moved digital and mobile.
Karjaluoto, Heikki, Shaikh, Aijaz A.
core   +1 more source

Digital Financial Literacy and Life Satisfaction: Evidence from South Korea

open access: yesBehavioral Sciences
Digital financial literacy is an emerging concept that refers to the ability to effectively use digital tools, platforms, and services to manage personal finances. While previous studies have explored the behavioral effects of digital financial literacy,
Youngjoo Choung   +2 more
doaj   +1 more source

Industry 4.0 in Finance, Digital Financial Services and Digital Financial Inclusion in Developing Countries: Opportunities, Challenges, and Possible Policy Responses

open access: yesInternational Journal of Economics and Financial Issues
Fintech and the adoption of Fourth Industrial Revolution (industry 4.0) technologies have expanded the provision and uptake of digital financial services (DFSs) globally.
Favourate Y. Mpofu
semanticscholar   +1 more source

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