Results 61 to 70 of about 40,572,078 (254)
The Role of Digital Transformation in Enhancing Financial Inclusion: Unveiling the Economic and Social Challenges from Residents' Perspective [PDF]
SocioEconomic ChallengesFinancial inclusion is widely recognized as a crucial driver of economic and social development in modern societies. However, achieving financial inclusion presents various economic and social challenges, particularly in developing countries.
Mohammed Maatallah
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Nanoscale Spatial Tuning of Superconductivity in Cuprate Thin Films via Direct Laser Writing
Advanced Functional Materials, EarlyView.Maskless direct laser writing enables local control of oxygen stoichiometry in epitaxial YBCO thin films under ambient conditions. Sub‐micrometer grayscale patterns with tunable optical response and superconducting transport properties are achieved.
Irene Biancardi +11 more
wiley +1 more source
Journal of Asia Entrepreneurship and SustainabilityDigital financial services have become central to financial transactions, yet adoption depends on more than access to technology. This study examines the effects of trust, financial literacy, and technology self-efficacy on digital financial services ...
Nelson Chongtham +3 more
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DIMENSIONS OF DIGITAL TRANSFORMATION FOR THE BANKING INDUSTRY. EVIDENCE FROM EU COUNTRIES [PDF]
EURINT, 2020 The purpose of this paper is to have a comparative analysis regarding digital transformation among the countries of European Union, in a regional context, in an attempt to explain the unequal evolution of the digital financial services.
Nicoleta Gianina BOSTAN
doaj
Advanced Functional Materials, EarlyView.We present a scalable EC/TC hybrid smart window using a DCPE that enables tunable solar modulation (ΔTsol:15–43%), fast electrochromic switching (<90 s), and strong thermal blocking (10–14°C reduction). HPMC improves thermal stability, while an optimized ISL enhances EC performance.
Soyeon Kim +4 more
wiley +1 more source
Mobile financial services : Introduction, definition, and conceptualization
, 2020 Incumbent business models in banking and payment are continuously challenged by new competition and evolving consumer expectations as banking and payment landscape have increasingly moved digital and mobile.
Karjaluoto, Heikki, Shaikh, Aijaz A.
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Biodegradable 3D‐Printable and Coatable Antifouling Composites for Marine Applications
Advanced Functional Materials, EarlyView.Marine biofouling damages submerged surfaces and raises greenhouse gas emissions. Biodegradable antifouling biocomposites were developed by hot‐mixing beeswax, Tween 80, and calcium stearate or stearic acid. Adjusting the component ratio enables processing via hot‐pressing, 3D‐printing, or dip‐coating.
Gabriele Corigliano +17 more
wiley +1 more source
Фінансово-кредитна діяльність: проблеми теорії та практикиThe article provides a comprehensive analysis of the structural, dynamic, and institutional characteristics of Ukraine’s digital services trade within the context of global digital transformation and evolving international financial markets.
Ганна Котіна +4 more
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Bioinspired Adaptive Sensors: A Review on Current Developments in Theory and Application
Advanced Materials, EarlyView.This review comprehensively summarizes the recent progress in the design and fabrication of sensory‐adaptation‐inspired devices and highlights their valuable applications in electronic skin, wearable electronics, and machine vision. The existing challenges and future directions are addressed in aspects such as device performance optimization ...
Guodong Gong +12 more
wiley +1 more source
Digital Imaging Program fact sheet
, 2004 Title from PDF caption (viewed May 11, 2007).; "January 2004."; Previously issued: Fact sheet / Digital Imaging Program. [Hartford] : State of Connecticut, Dept. of Social Services, [1996]
Digital Imaging Program (Conn.)
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