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On the reliability of electronic payment systems

IEEE Transactions on Software Engineering, 1996
One of the problems facing the builders of the 'Information Superhighway' is how to charge for services. The high costs of billing systems suggest that prepayment mechanisms could play a large part in the solution. Yet how does one go about making an electronic prepayment system (or indeed any kind of payment system) robust?
Ross J. Anderson   +1 more
openaire   +1 more source

Electronic payment in mobile environment

Proceedings. 13th International Workshop on Database and Expert Systems Applications, 2004
The on-line electronic payment system has been criticized mostly for its cost inefficiency and its inconvenience. However, with the fast development of mobile technology, the world has been changed. People nowadays like to carry their mobile telephone with them. It is very convenient for them to connect to the Internet anytime and anywhere and the cost
Zheng Huang, Kefei Chen
openaire   +1 more source

Center for Electronic Payments NFC payment

IFAC Proceedings Volumes, 2013
Abstract Center for Electronic Payment is predesign to be solution for client attention, where offering different ways of doing trade transactions and trying to avoid using cash in this exchange point. Starting from client benefit going to banks up to government benefits. If we are looking to client is cash less and high security, faster transactions,
MSc Kushtrim Dragusha, Arsim Kosumi
openaire   +1 more source

An Electronic Payment System Architecture for Composite Payment Transactions

2005 IEEE International Conference on e-Technology, e-Commerce and e-Service, 2005
The inherent component in most commercial transactions and services is payment. Automation of business processes from the start state to the end state is a challenging task, particularly when multiple payments and multiple organizations (parties) are involved. Usually, a single payment transaction involves many atomic transactions.
Ajay R. Dani   +2 more
openaire   +1 more source

State of the art in electronic payment systems

Computer, 1997
Electronic funds transfer over financial networks is reasonably secure, but securing payments over open networks like the Internet poses challenges of a new dimension. This paper lays out the security requirements for electronic payment systems, surveys the state of the art in electronic payment technologies and sketches emerging developments.
N. Asokan   +3 more
openaire   +2 more sources

The Impact of Electronic Financial Payments on Crime

SSRN Electronic Journal, 2012
It is widely believed that the growing use of electronic financial transactions should reduce physical vulnerability to crimes such as robbery and burglary. Using a sample of 49 countries over six years, we test this hypothesis using fixed effects (FE) and difference GMM estimators.
Laura E. Armey   +2 more
openaire   +2 more sources

Electronic Payment

2009
Money has two main forms nowadays: the fiduciary money (coins, banknotes…) and the scriptural one (electronic or virtual). To pay goods, both are used. The electronic money, one specific form of the scripting money, is more and more used everywhere in the world.
Marc Pasquet   +2 more
openaire   +1 more source

Payment systems based on electronic money as a component of the electronic payment system

INFORMATION AND LAW, 2013
Based on the classification of e-money we did analysis of the main types of payment systems in which e-money is used as a means of payment. In this article we present structure of electronic payment systems and the definition of “payment system based on electronic money” term.
openaire   +3 more sources

Electronic Payment Performance

2022
The increasing speed of e-payment adoption is driven by multiple factors: Generation Z (individuals born between 1990s to early 2010s), easy payment methods, open banking ecosystem, rewards incentive, network, and the onset of COVID-19 in 2020. The Malaysian government hopes through collaboration with banks and payments industries to reach a cashless ...
YouBin Yu, Tinfah Chung
openaire   +1 more source

Electronic Payment Frameworks

2018
This article presents what an electronic payment framework is, its main features and benefits, what the main electronic payment frameworks proposed so far are and, the current initiatives that are being developed. For each framework developed so far, the article presents its key features and differences with previous works.
Antonio Ruiz-Martínez   +2 more
openaire   +1 more source

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