Results 251 to 260 of about 263,615 (299)

Financial Capability

open access: yes, 2017
In a context of financial insecurity and inequality, exacerbated by a global pandemic in which many people are struggling to survive, financial capability has become increasingly important. Financial capability combines the ability to act with the opportunity to act in ways that contribute to financial well-being.
Margaret Sherrard Sherraden   +2 more
core   +4 more sources

Consumer Financial Capability and Financial Satisfaction

Social Indicators Research, 2013
The purpose of this study was to examine associations between consumer financial capability and financial satisfaction. Consumer financial capability was measured by three sets of variables, perceived financial capability, financial literacy, and financial behavior.
Jing Jian Xiao   +2 more
exaly   +2 more sources

The Role of Financial Capability and Culture in Financial Satisfaction

Economic Papers: A journal of applied economics and policy, 2020
This paper presents an integrated framework for understanding the determinants of financial satisfaction in the context of two European nations with different cultural environments. The direct, indirect and interactive effects were tested through the path analysis method.
Gentjan Çera   +3 more
openaire   +2 more sources

Age differences in consumer financial capability

open access: yesInternational Journal of Consumer Studies, 2015
The purpose of this study is to examine age differences in financial capability. Financial capability is measured by five variables: objective financial literacy, subjective financial literacy, desirable financial behavior, perceived financial capability,
Jing Jian Xiao
exaly   +3 more sources

Financial exclusion and financial capabilities in Canada

Journal of Financial Economic Policy, 2016
Purpose The financially excluded are often denied basic financial services from mainstream banking institutions, leading them to high-cost fringe finance institutions (FFIs) such as payday loan companies and pawnshops. While strategies to address financial exclusion often include financial capabilities education, there does not appear to be evidence ...
openaire   +1 more source

From Financial Literacy to Financial Capability Among Youth

The Journal of Sociology & Social Welfare, 2007
Youth in the United States are facing an increasingly complex and perilous financial world. Economically disadvantaged youth, in particular, lack financial knowledge and access to mainstream financial institutions. Despite growing interest in youth financial literacy, we have not seen comparable efforts to improve access to financial policies and ...
Johnson, Elizabeth   +1 more
openaire   +3 more sources

Toward Financial Capability—Empowering the Young

Journal of Consumer Affairs, 2018
The importance of enhancing financial capability is widely recognized. However, the learning outcomes from educational programs directed at young people are mixed, indicating that we may not yet have discovered the best practices. Previous studies have established that merely providing information is not the most effective way to help consumers.
Uusitalo, Outi, Luukkanen, Laura
openaire   +1 more source

Improving financial capability

2019
Financial capability is an umbrella term that puts forward the factors behind making well-informed decisions to manage financial resources. Traditional definitions limit the components to skills and knowledge; however, the authors align with a recent movement to include opportunities and motivation as part of this definition.
Krishane Patel, Ivo Vlaev
openaire   +1 more source

Financial Decisions and Financial Capabilities in the Andean Region

Journal of Consumer Affairs, 2018
This paper analyzes the importance of numerical abilities, conscientiousness, and financial literacy for individuals' financial decision making and participation in formal financial markets. Our analysis is based on the Financial Capabilities Survey, which was applied in four countries of the Andean Region: Bolivia, Colombia, Ecuador, and Peru.
María José Roa   +2 more
openaire   +1 more source

Gauging the Financial Capability of Americans

Business Economics, 2015
There is an increasing interest in the economic and financial knowledge of the public. Former Federal Reserve Chairmen Greenspan and Bernanke often stressed the importance of improved economic and financial knowledge of the general public. Recent survey results from the 2012 National Financial Capability Study provide a rich source of information on ...
Mark A Johnson, Douglas J Lamdin
openaire   +2 more sources

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