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Financial Literacy to Financial Capability: Building Financial Stability and Security

2016
An increasingly financialized world requires people to make more complex financial calculations and decisions throughout their lives. This fact has led to appeals for improved financial literacy and financial behaviour. Although optimal household financial decision-making and use of mainstream financial products and services can help, these strategies ...
Margaret S. Sherraden, David Ansong
openaire   +1 more source

Financial Crisis Prediction Capability of Financial Ratios

SSRN Electronic Journal, 2014
Bankruptcy of a business firm is an event which results substantial losses to creditors and stockholders. A model which is capable of predicting an upcoming business failure will serve as a very useful tool to reduce such losses by providing warning to the interested parties. This was the main motivation for Beaver (1966) and Altman (1968) to construct
openaire   +1 more source

Financial Capability in Later Life

2019
The threat—and reality—of financial insecurity in retirement is a key concern for those in, and approaching, later life. Rates and levels of emergency and retirement savings are low for those throughout the life course, made especially concerning for those who are near or already in retirement and for members of more vulnerable groups.
Cal J. Halvorsen, Stephanie Skees
openaire   +1 more source

Financial Capabilities in Indian Country

2018
If offered an opportunity to save money via a formal financial education program, will young people participate in the programming and open a savings account? That was the key research question motivating this pilot study, which was implemented among youth aged 11 to 15 years who self-identified as American Indian.
Tovar, Molly, Ed.D   +1 more
openaire   +2 more sources

Financial capability

Journal of Economic Psychology, 2011
Erik Hoelzl, Arie Kapteyn
openaire   +1 more source

Consumer financial behavior and financial capability

2023
Muhammad S. Tahir, Daniel W. Richards
openaire   +1 more source

Financial capability: a systematic conceptual review, extension and synthesis

International Journal of Bank Marketing, 2022
Jing Jian Xiao, Kirti Goyal
exaly  

Financial capability and wellbeing of vulnerable consumers

Journal of Consumer Affairs, 2022
Jing Jian Xiao, Nilton Porto
exaly  

Racial/ethnic differences in consumer financial capability: The role of financial education

International Journal of Consumer Studies, 2021
Kyoung Tae Kim, Jing Jian Xiao
exaly  

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