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Financial Literacy to Financial Capability: Building Financial Stability and Security
2016An increasingly financialized world requires people to make more complex financial calculations and decisions throughout their lives. This fact has led to appeals for improved financial literacy and financial behaviour. Although optimal household financial decision-making and use of mainstream financial products and services can help, these strategies ...
Margaret S. Sherraden, David Ansong
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Financial Crisis Prediction Capability of Financial Ratios
SSRN Electronic Journal, 2014Bankruptcy of a business firm is an event which results substantial losses to creditors and stockholders. A model which is capable of predicting an upcoming business failure will serve as a very useful tool to reduce such losses by providing warning to the interested parties. This was the main motivation for Beaver (1966) and Altman (1968) to construct
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Financial Capability in Later Life
2019The threat—and reality—of financial insecurity in retirement is a key concern for those in, and approaching, later life. Rates and levels of emergency and retirement savings are low for those throughout the life course, made especially concerning for those who are near or already in retirement and for members of more vulnerable groups.
Cal J. Halvorsen, Stephanie Skees
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Financial Capabilities in Indian Country
2018If offered an opportunity to save money via a formal financial education program, will young people participate in the programming and open a savings account? That was the key research question motivating this pilot study, which was implemented among youth aged 11 to 15 years who self-identified as American Indian.
Tovar, Molly, Ed.D +1 more
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Consumer financial behavior and financial capability
2023Muhammad S. Tahir, Daniel W. Richards
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Financial capability: a systematic conceptual review, extension and synthesis
International Journal of Bank Marketing, 2022Jing Jian Xiao, Kirti Goyal
exaly
Financial capability and wellbeing of vulnerable consumers
Journal of Consumer Affairs, 2022Jing Jian Xiao, Nilton Porto
exaly
Racial/ethnic differences in consumer financial capability: The role of financial education
International Journal of Consumer Studies, 2021Kyoung Tae Kim, Jing Jian Xiao
exaly

