Results 1 to 10 of about 1,246,350 (293)
Consumer Financial Protection [PDF]
Journal of Economic Perspectives, 2011 The recent financial crisis has led many to question how well businesses deliver services and how well regulatory institutions address problems in consumer financial markets. This paper discusses consumer financial regulation, emphasizing the full range of arguments for regulation that derive from market failure and from limited consumer rationality in
Campbell, John +3 more
openaire +6 more sources
Financial Consumer Protection and Financial Consumer Education for the Vulnerable
Chungnam Law Review, 2020 급변하는 금융환경에서 새로운 금융서비스와 금융상품이 발달하게 되는 한편, 금융소비자의 피해도 급속도로 확산되고 있다. 최근 금융당국과 민간에서는 금융소비자보호 측면에서 취약계층 금융소비자의 문제점을 완화하기 위한 금융소비자교육 논의가 활성화되고 있다. 금융교육은 향후 중요성이 더욱 커질 것이며 그에 따른 과제도 많다. 본고에서는 국내의 취약계층 금융소비자보호 관련 법규를 살펴보고, 국내와 해외의 금융교육 현황을 분석하여 취약계층 금융교육의 활성화를 위한 법적, 제도적 시사점을 고찰하였다. 본 연구에서는 취약계층 금융소비자보호를 위한 금융교육의 과제로 1) 취약계층 금융소비자 교육 대상 재정립, 2) 학교 내 금융교육 강화, 3)
Jooyung Park, Eunmi Kim, Minjung Kim
openaire +1 more source
A value chain analysis of interventions to control production diseases in the intensive pig production sector [PDF]
, 2020 Value chain analysis (VCA) calculated the financial effects on food chain actors of interventions to improve animal health and welfare in the intensive pig sector. Two interventions to reduce production diseases were studied.
Bennett, Richard +6 more
core +1 more source
Consumer financial education and financial capability
International Journal of Consumer Studies, 2016 AbstractThe purpose of this study was to explore potential effects of financial education on the financial capability of American consumers. Data from the 2012 National Financial Capability Study were used to test the hypothesis that financial education is positively associated with financial capability.
Xiao, Jing Jian, O'Neill, Barbara
openaire +3 more sources
Foundations and Trends® in Marketing, 2014 Consumer financial behavior is a domain between micro-economics, behavioral finance, and marketing. It is based on insights and behavioral theories from cognitive, economic, and social psychology (biases, heuristics, social influences), in the context of and sometimes in conflict with micro-economic theories of consumers, investors, and markets ...
openaire +2 more sources
Financial Services to the Unbanked: The Case of the Mzansi Intervention in South Africa [PDF]
, 2014 The Mzansi intervention is a major initiative designed to provide banking services to the unbanked South African population. This study investigates the underlying variables that define the choice of a Mzansi account from a consumer perspective.
Annim, Samuel Kobina +2 more
core +2 more sources
The Consumer Financial Protection Agency [PDF]
, 2009 Examines the current regulatory structures for consumer financial services protection, its limitations, and concerns about the proposal to consolidate consumer protection functions under one agency with research, rule-making, and enforcement ...
Adam J. Levitin
core
Financial literacy : an essential tool for informed consumer choice? [PDF]
, 2008 Increasingly, individuals are in charge of their own financial security and are confronted with ever more complex financial instruments. However, there is evidence that many individuals are not well-equipped to make sound saving decisions.
Lusardi, Annamaria
core +1 more source
Righting a Financial Wrong: Debt Settlement Services, Private Student Lenders, and Auto Lenders Use Forced Arbitration to Escape Accountability When They Harm Consumers [PDF]
, 2014 The Consumer Financial Protection Bureau (CFPB, or "the Bureau") in December 2013 released preliminary results of a study called for in the 2010 Dodd -- Frank Wall Street Reform and Consumer Protection Act on financial services businesses' use of ...
Christine Hines
core
Federally-Facilitated Exchanges and the Continuum of State Options [PDF]
, 2011 Examines the features in eligibility, enrollment, plan management, consumer assistance, and financial management of three health insurance exchange models: state-based, federally facilitated, and partnership exchanges.
Deborah Bachrach, Patricia Boozang
core +1 more source