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A Legal Perspective on the Antecedents of Consumer Protection in Digital Financial Services
This research delves into the factors influencing consumer protection within the context of digital financial services, with a focus on the regulatory landscape, technology integration, consumer awareness, and data privacy.
Novea Elysa Wardhani
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Consumer financial behavior is a domain between micro-economics, behavioral finance, and marketing. It is based on insights and behavioral theories from cognitive, economic, and social psychology (biases, heuristics, social influences), in the context of and sometimes in conflict with micro-economic theories of consumers, investors, and markets ...
openaire +2 more sources
Emergency funds, financial professionals, and the perceived debt–financial anxiety relationship
Drawing on the transactional model of stress and coping and information asymmetry theory, this study conceptualizes financial anxiety as a psychological response to the appraisal of perceived indebtedness. The analysis focuses on how two coping resources,
Yu Zhang
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Digital Financial Literacy and Life Satisfaction: Evidence from South Korea
Digital financial literacy is an emerging concept that refers to the ability to effectively use digital tools, platforms, and services to manage personal finances. While previous studies have explored the behavioral effects of digital financial literacy,
Youngjoo Choung +2 more
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The Complementary Nature of Financial Risk Aversion and Financial Risk Tolerance
Financial risk aversion and financial risk tolerance are sometimes considered to be ‘opposite sides of the same coin’, with the implication being that risk aversion (a term describing the unwillingness of an investor to take risks based on a probability ...
John Grable, Abed Rabbani, Wookjae Heo
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ABSTRACT Background Families of children with cancer experience significant financial strain, even with universal healthcare. Indirect costs, such as productivity losses and non‐medical expenses, are rarely included in economic evaluations, and little is known about how effectively financial aid programmes alleviate this burden. Childhood brain tumours
Megumi Lim +8 more
wiley +1 more source
This study examines whether digital financial literacy influences the adoption of digital financial services and whether users benefit from them. Drawing on the related literature, digital financial literacy is defined as a composite construct of ...
Tae-Young Pak +2 more
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SERNAC FINANCIERO: NUEVOS DEBERES DE INFORMACIÓN Y RESPONSABILIDAD CIVIL
La Ley N° 20.555, que lleva el nombre ciudadano de "Ley del SERNAC Financiero", alude a un tipo de consumidor en particular -el "consumidor financiero"- quien suele encontrarse en una posición negociadora poco favorable en razón de las asimetrías del ...
IGNACIO ROSTIÓN
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This paper seeks to share some insights on the regulatory aspects of the promotion of financial education and financial inclusion to enhance consumer protection in South Africa. In recent years, policymakers in different countries, including South Africa,
Phemelo Magau
doaj
The first legal mortgagor: a consumer without adequate protection? [PDF]
This article contends that the UK government’s attempt to create a well-functioning consumer credit market will be undermined if it fails to reform the private law framework relating to the first legal mortgage.
A Burrows +66 more
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