Results 21 to 30 of about 163,335 (311)
Heliyon, 2023 The growing economic uncertainty makes consumers realize the importance of financial preparedness and management ability. Based on the U.S. National Financial Capability Study dataset from 2009, 2012, 2015, and 2018, this study explores the nexus between
Fuzhong Chen, Di Yu, Zijun Sun
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A Legal Perspective on the Antecedents of Consumer Protection in Digital Financial Services
Shirkah, 2023 This research delves into the factors influencing consumer protection within the context of digital financial services, with a focus on the regulatory landscape, technology integration, consumer awareness, and data privacy.
Novea Elysa Wardhani
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Foundations and Trends® in Marketing, 2014 Consumer financial behavior is a domain between micro-economics, behavioral finance, and marketing. It is based on insights and behavioral theories from cognitive, economic, and social psychology (biases, heuristics, social influences), in the context of and sometimes in conflict with micro-economic theories of consumers, investors, and markets ...
openaire +2 more sources
Financial literacy among the young: evidence and implications for consumer policy [PDF]
, 2009 We examined financial literacy among the young using the most recent wave of the 1997 National Longitudinal Survey of Youth. We showed that financial literacy is low; fewer than one-third of young adults possess basic knowledge of interest rates ...
Annamaria Lusardi +6 more
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Emergency funds, financial professionals, and the perceived debt–financial anxiety relationship
Cogent Economics & FinanceDrawing on the transactional model of stress and coping and information asymmetry theory, this study conceptualizes financial anxiety as a psychological response to the appraisal of perceived indebtedness. The analysis focuses on how two coping resources,
Yu Zhang
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A European Perspective on Consumer Loans and the Role of Credit Registries: the Need toReconcile Data Protection, Risk Management, Efficiency, Over-indebtedness, and a Better Prudential Supervision of the Financial System [PDF]
, 2010 Consumer credit, Credit data, Institutions, Data protection, Over-indebtedness,
FERRETTI F +2 more
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Digital Financial Literacy and Life Satisfaction: Evidence from South Korea
Behavioral SciencesDigital financial literacy is an emerging concept that refers to the ability to effectively use digital tools, platforms, and services to manage personal finances. While previous studies have explored the behavioral effects of digital financial literacy,
Youngjoo Choung +2 more
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The Complementary Nature of Financial Risk Aversion and Financial Risk Tolerance
RisksFinancial risk aversion and financial risk tolerance are sometimes considered to be ‘opposite sides of the same coin’, with the implication being that risk aversion (a term describing the unwillingness of an investor to take risks based on a probability ...
John Grable, Abed Rabbani, Wookjae Heo
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Pediatric Blood &Cancer, EarlyView.ABSTRACT Background Sickle cell disease (SCD) is a chronic, inherited hemoglobinopathy that requires frequent hospitalization for disease‐related complications. Canadian data on inpatient care is limited. This study compared caregiver‐reported hospital experiences of children with SCD to those with cystic fibrosis (CF), a chronic, autosomal recessive ...
Hailey M. Zwicker +11 more
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Financial InnovationThis study examines whether digital financial literacy influences the adoption of digital financial services and whether users benefit from them. Drawing on the related literature, digital financial literacy is defined as a composite construct of ...
Tae-Young Pak +2 more
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