Consumer Financial Protection [PDF]
Journal of Economic Perspectives, 2011 The recent financial crisis has led many to question how well businesses deliver services and how well regulatory institutions address problems in consumer financial markets. This paper discusses consumer financial regulation, emphasizing the full range of arguments for regulation that derive from market failure and from limited consumer rationality in
Campbell, John +3 more
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Between Knowledge and Strategy: A Cross-Sectional Study on Financial Literacy, Coping, Consumer Loans, and Payment Preferences Among Young Adults in Sweden [PDF]
Behavioral SciencesOver-indebtedness is at an all-time high in Sweden. The purpose of this study was to examine the relationships between financial literacy, coping strategies, and consumer financial behaviour.
Henrik Levinsson +2 more
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No Loan Comes Without a Price: Financial Literacy, Mental Health, and Consumer Loan Use Among Young Adults in Sweden [PDF]
Behavioral SciencesIn Sweden, the number of young people taking consumer loans is growing. The reasons behind this increase remain unclear and may be explained by both financial and psychological factors.
Henrik Levinsson +3 more
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Epidemiological clustering of Russian regions for the socio-economic forecast of Covid-19 rates [PDF]
E3S Web of Conferences, 2023 The paper analyzes 3 clusters that differ in the growth rate of Covid-19 from the point of view of the socio-economic structure of the regions of the Russian Federation. In addition, the database also contains clinical indicators characterizing morbidity
Kuznetsova Anna +8 more
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Retirement Preparedness of Generation X Compared to Other Cohorts in the United States
International Journal of Financial Studies, 2022 According to the U.S. Census records, 40% of the population is aged between 35 and 64. This statistic means that a substantial percentage of the nation’s population is in the wealth-formation phase of their life cycle and should be saving towards their ...
Jia Qi, Swarn Chatterjee, Yingyi Liu
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Revista de Estudios Sociales, 2023 Chile’s specific form of capitalism has given rise to a class of financial consumers who navigate a consumer society with low incomes but easy access to credit. As a result, being in debt has become a common expectation in Chilean society. In this study,
Alejandro Marambio-Tapia
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Can FinTech Applied to Payments Improve Consumer Financial Satisfaction? Evidence from the USA
Mathematics, 2023 The rapid development of financial technology (FinTech) has profoundly affected consumers’ financial life, especially their financial satisfaction. The advancement of FinTech has given momentum to the development of mobile payments to some extent.
Fuzhong Chen, Xin Du, Wenting Wang
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Financial Consumer Protection and Financial Consumer Education for the Vulnerable
Chungnam Law Review, 2020 급변하는 금융환경에서 새로운 금융서비스와 금융상품이 발달하게 되는 한편, 금융소비자의 피해도 급속도로 확산되고 있다. 최근 금융당국과 민간에서는 금융소비자보호 측면에서 취약계층 금융소비자의 문제점을 완화하기 위한 금융소비자교육 논의가 활성화되고 있다. 금융교육은 향후 중요성이 더욱 커질 것이며 그에 따른 과제도 많다. 본고에서는 국내의 취약계층 금융소비자보호 관련 법규를 살펴보고, 국내와 해외의 금융교육 현황을 분석하여 취약계층 금융교육의 활성화를 위한 법적, 제도적 시사점을 고찰하였다. 본 연구에서는 취약계층 금융소비자보호를 위한 금융교육의 과제로 1) 취약계층 금융소비자 교육 대상 재정립, 2) 학교 내 금융교육 강화, 3)
Jooyung Park, Eunmi Kim, Minjung Kim
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Consumer Welfare in Financial Services:A View from EU Competition Law [PDF]
Yearbook of Antitrust and Regulatory Studies, 2018 The paper analyses to what extent financial consumer protection forms part of the competition law objective of consumer welfare that EU competition law nowadays adheres to.
Viktoria H.S.E. Robertson
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Research on Internet Financial Consumer Rights Protection in China [PDF]
E3S Web of Conferences, 2020 Along with the rapid development of Internet finance in China, the irregularities in Internet finance industry has violated the Internet financial consumer rights at many levels.
Wang Zixuan
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