Results 11 to 20 of about 1,256,549 (308)
Reverse Mortgage Participation in the United States: Evidence from a National Study
This paper uses the most recent wave of a nationally representative dataset to examine the factors associated with elderly homeowners’ decision to obtain reverse mortgage loans.
Swarn Chatterjee
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With the development of the economy, family wealth continues to accumulate, and more and more consumers participate in financial management affairs. As an important way to improve financial knowledge, informal financial education is vital to consumer ...
Fuzhong Chen +3 more
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Financial Stress and COVID-19: A Comprehensive Analysis of the Factors Associated with the Pandemic
The COVID-19 pandemic introduced unprecedented challenges for households globally, serving as a precursor to and trigger for financial stress. This study examined the associations across various factors thought to be associated with financial stress (a ...
Keewon Moon +3 more
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This study investigates the impact of financial content structure on consumer appreciation in Australian Statement of Advice (SOA) documents. SOAs are essential for regulatory adherence and consumer protection, but their complicated nature can hinder ...
Ben Neilson
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THE IMPACT OF THE 2007-2008 CRISIS ON THE EUROPEAN AND ROMANIAN LEGISLATIVE AND INSTITUTIONAL FRAMEWORK IN THE PROTECTION OF CONSUMERS OF FINANCIAL SERVICES [PDF]
Inadequate consumer protection, especially in the US mortgage market, has not only resulted in considerable consumer harm, but has contributed substantially to the onset of the global financial crisis.
Monica CALU
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A value chain analysis of interventions to control production diseases in the intensive pig production sector [PDF]
Value chain analysis (VCA) calculated the financial effects on food chain actors of interventions to improve animal health and welfare in the intensive pig sector. Two interventions to reduce production diseases were studied.
Bennett, Richard +6 more
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Importance of Subjective Financial Knowledge and Perceived Credit Score in Payday Loan Use
This study examined the factors associated with consumers’ decisions to use payday loans. Using a sample of 24,201 respondents from the 2015 National Financial Capability Study (NFCS), structural equation modeling was used to analyze the ...
Jae Min Lee, Narang Park, Wookjae Heo
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The purpose of this study is to analyze the legal basis for consumer protection and forms of consumer protection for the inclusion of exoneration clauses in financial technology peer to peer lending.
Intan Ayu Yulia Rahmawati +2 more
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The growing economic uncertainty makes consumers realize the importance of financial preparedness and management ability. Based on the U.S. National Financial Capability Study dataset from 2009, 2012, 2015, and 2018, this study explores the nexus between
Fuzhong Chen, Di Yu, Zijun Sun
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Consumer financial education and financial capability
AbstractThe purpose of this study was to explore potential effects of financial education on the financial capability of American consumers. Data from the 2012 National Financial Capability Study were used to test the hypothesis that financial education is positively associated with financial capability.
Xiao, Jing Jian, O'Neill, Barbara
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