Results 11 to 20 of about 163,335 (311)
Research on Internet Financial Consumer Rights Protection in China [PDF]
Along with the rapid development of Internet finance in China, the irregularities in Internet finance industry has violated the Internet financial consumer rights at many levels.
Wang Zixuan
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Reverse Mortgage Participation in the United States: Evidence from a National Study
This paper uses the most recent wave of a nationally representative dataset to examine the factors associated with elderly homeowners’ decision to obtain reverse mortgage loans.
Swarn Chatterjee
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Financialization and the Consumer Credit Boom [PDF]
Viewed in retrospect, the concept of 'financialization' highlights the massive growth in the issue and trading of ownership claims on all manner of instruments. It has also opened the way for research linking these changes in the financial markets to disciplinary transformations in corporate management and governance.
openaire +2 more sources
Empowerment of Whom and for What? Financial Literacy Education and the New Regulation of Consumer Financial Services [PDF]
Financial regulators in many states recently have obtained statuory mandates to enhance consumer financial literacy. This paper investicages the development of policy pursuant to such mandates in the UK and Canada to identify how national regulators in ...
TONI WILLIAMS, Williams, Toni
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Financial Stress and COVID-19: A Comprehensive Analysis of the Factors Associated with the Pandemic
The COVID-19 pandemic introduced unprecedented challenges for households globally, serving as a precursor to and trigger for financial stress. This study examined the associations across various factors thought to be associated with financial stress (a ...
Keewon Moon +3 more
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Consumer financial education and financial capability
AbstractThe purpose of this study was to explore potential effects of financial education on the financial capability of American consumers. Data from the 2012 National Financial Capability Study were used to test the hypothesis that financial education is positively associated with financial capability.
Xiao, Jing Jian, O'Neill, Barbara
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This study investigates the impact of financial content structure on consumer appreciation in Australian Statement of Advice (SOA) documents. SOAs are essential for regulatory adherence and consumer protection, but their complicated nature can hinder ...
Ben Neilson
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THE IMPACT OF THE 2007-2008 CRISIS ON THE EUROPEAN AND ROMANIAN LEGISLATIVE AND INSTITUTIONAL FRAMEWORK IN THE PROTECTION OF CONSUMERS OF FINANCIAL SERVICES [PDF]
Inadequate consumer protection, especially in the US mortgage market, has not only resulted in considerable consumer harm, but has contributed substantially to the onset of the global financial crisis.
Monica CALU
doaj
Importance of Subjective Financial Knowledge and Perceived Credit Score in Payday Loan Use
This study examined the factors associated with consumers’ decisions to use payday loans. Using a sample of 24,201 respondents from the 2015 National Financial Capability Study (NFCS), structural equation modeling was used to analyze the ...
Jae Min Lee, Narang Park, Wookjae Heo
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The purpose of this study is to analyze the legal basis for consumer protection and forms of consumer protection for the inclusion of exoneration clauses in financial technology peer to peer lending.
Intan Ayu Yulia Rahmawati +2 more
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