The growth of consumer credit in Asia
Consumer credit has shown strong growth in emerging and newly industrialised Asian economies in recent years. While credit card lending has helped smooth consumer spending and improved the profitability of financial institutions, it also represents a new
Yao, Effie, He, Dong, Li, Kim-hung
core
Mortgage Debt, Social Customs,and Financial Innovation [PDF]
Although housing can be a powerful channel of monetary policy transmission this channel can be weakened by social customs and financial liberalization as well as accompanying innovation that create alternatives to bank mortgages controlled by a central ...
George Syrichas +3 more
core
Ultrathin MXene/EMF composite foams achieve a specific shielding efficiency of 749.6 dB.dB·cm3$\mathrm{dB}\cdot {\mathrm{cm}}^{3}$/g, while the silver‐enhanced MXene/Ag/EMF reaches 81.4 dB shielding effectiveness at just 1.0 mm thickness. Both composites exhibit rapid Joule heating, retain stability up to 250∘C$^\circ{\rm C}$, and withstand 1000 ...
Abdullah A. Mahmood +7 more
wiley +1 more source
Analysis of influencing factors of indebtedness in Chinese private hospitals. [PDF]
Kong F, Xu J, Ma K.
europepmc +1 more source
Facet‐Specific PbS Quantum Dot Passivation Using Halide Perovskites for SWIR Photodetectors
PbS quantum dots (QDs) are emerging as powerful short‐wave infrared photodetectors, yet the passivation mechanism of large QDs by perovskites ‐ critical for their stability ‐ remains unexplained. Here, we unveil the ligand structure of CH3NH3PbI3 (MAPI)‐passivated 4‐nm PbS QDs using FTIR, XPS, SEM, NMR, and DFT.
L. Paillardet +13 more
wiley +1 more source
The Purpose of Food Processing and Ultra-Processed Food: the Potential, Pitfalls and Path Forward for Public Health. [PDF]
Dicken SJ.
europepmc +1 more source
CONSUMER CREDIT DELINQUENCY AND BANKRUPTCY FORECASTING USING ADVANCED ECONOMETRC MODELING
This research paper empirically shows that unemployment is significant in determining both consumer bankruptcy filings and delinquency even after controlling for household demographics. Furthermore, I show that unemployment and the debt/wealth ratio also
Ji, Tingting
core
Limited and varying consumer attention: evidence from shocks to the salience of bank overdraft fees [PDF]
The authors explore dynamics of limited attention in the $35 billion market for checking overdrafts, using survey content as shocks to the salience of overdraft fees. Conditional on selection into surveys, individuals who face overdraft-related questions
Jonathan Zinman, Victor Stango
core
Light Switchable Ionic Conductivity of Arylazopyrazole Modified Polysiloxanes
We present a polysiloxane functionalized with a novel arylazopyrazole dye that undergoes reversible photoisomerization. Upon lithium bis(trifluoromethanesulfonyl)imide addition and UV irradiation, the polymer exhibits a shift in tan(d) toward higher frequencies and enhanced ionic conductivity.
Malte S. Beccard +7 more
wiley +1 more source
Consumer credit evaluation model for free trade ports by a sparse attention transformer and graph neural network. [PDF]
Wu M, Sabri MF, Meng C, Wang S.
europepmc +1 more source

