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Consumer Financial Capability and Financial Satisfaction
Social Indicators Research, 2013The purpose of this study was to examine associations between consumer financial capability and financial satisfaction. Consumer financial capability was measured by three sets of variables, perceived financial capability, financial literacy, and financial behavior.
Jing Jian Xiao +2 more
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International Journal of Bank Marketing, 2014
Purpose – The purpose of this paper is to examine how small and medium-sized, regional financial service firms reacted to the financial crisis by helping their customers cope with their heightened state financial anxiety during the Economic Crisis of 2008.
Devon S. Johnson, Mark Peterson
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Purpose – The purpose of this paper is to examine how small and medium-sized, regional financial service firms reacted to the financial crisis by helping their customers cope with their heightened state financial anxiety during the Economic Crisis of 2008.
Devon S. Johnson, Mark Peterson
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Financial literacy and consumer credit portfolios [PDF]
Journal of Banking & Finance, 2013 We use survey data from a sample of UK households to analyse the relation ship between financialliteracy and consumer credit portfolios.We show that individ uals who borrow on consumer credit exhibit worse financial literacy than those who do not.Borrowers with poor financialliteracy hold higher shares of high cost credit (such as home collected credit,
Richard Disney, John Gathergood
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SSRN Electronic Journal, 2013
The article describes a few issues of financial consumer statues in China, including Overview of Financial Market in China, Regulation or Guidance Relating to Information and Charging, The Structure and Functions of Chinese Financial Consumer Protection Bodies, Redress and Dispute Resolution Systems of Chinese Financial Consumer Protection, Competition
Ying Yu, Robin P Simpson
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The article describes a few issues of financial consumer statues in China, including Overview of Financial Market in China, Regulation or Guidance Relating to Information and Charging, The Structure and Functions of Chinese Financial Consumer Protection Bodies, Redress and Dispute Resolution Systems of Chinese Financial Consumer Protection, Competition
Ying Yu, Robin P Simpson
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2014
As mentioned in chapter 1, improving efficiency through competition has remained a low priority for the central government and regulators in China. Insufficient competition will lead to a situation where banks exploit dominant market position. Chinese banks with strong political backing could potentially abuse their position by raising prices above ...
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As mentioned in chapter 1, improving efficiency through competition has remained a low priority for the central government and regulators in China. Insufficient competition will lead to a situation where banks exploit dominant market position. Chinese banks with strong political backing could potentially abuse their position by raising prices above ...
openaire +2 more sources
The Rise of the Financial Consumer
2020Abstract Dramatic changes in our economy have magnified the importance of consumer financial issues. Consumer credit is now much more widely available than it was two generations ago, providing people greater opportunities. But its increasing complexity exposes people to new hazards. And the ripple effects of mistakes made by lenders and
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Financial Education, Financial Competence, and Consumer Welfare
SSRN Electronic Journal, 2014We introduce the concept of financial competence, a measure of the extent to which individuals’ financial choices align with those they would make if they properly understood their opportunity sets. Unlike existing measures of the quality of financial decision making, the concept is firmly rooted in the principles of choice-based behavioral welfare ...
Sandro Ambuehl +2 more
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Financialization and Consumer Behavior
2018This chapter examines a number of issues to better understand consumer behavior with respect to credit and finance products. Consumerism is a powerful feature in the Global North and is becoming more commonplace in the Global South. Thus issues such as consumer debt, debt and mental health, and the relationship between consumption and advertising are ...
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SGEM International Multidisciplinary Scientific Conferences on SOCIAL SCIENCES and ARTS Proceedings, 2017
In the financial contracts the parties are not on equal terms because the financial client expresses his willingness to conclude the contract on the basis of information provided by the intermediary. For the European legislation clients must be classified by intermediaries as retail, professional and eligible counterparties. The classification proposed
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In the financial contracts the parties are not on equal terms because the financial client expresses his willingness to conclude the contract on the basis of information provided by the intermediary. For the European legislation clients must be classified by intermediaries as retail, professional and eligible counterparties. The classification proposed
openaire +2 more sources
Consumer financial behavior and financial capability
2023Muhammad S. Tahir, Daniel W. Richards
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