Results 21 to 30 of about 1,246,350 (293)
Journal of Finance and Data Science, 2023 This study investigates the impact of financial content structure on consumer appreciation in Australian Statement of Advice (SOA) documents. SOAs are essential for regulatory adherence and consumer protection, but their complicated nature can hinder ...
Ben Neilson
doaj +1 more source
THE IMPACT OF THE 2007-2008 CRISIS ON THE EUROPEAN AND ROMANIAN LEGISLATIVE AND INSTITUTIONAL FRAMEWORK IN THE PROTECTION OF CONSUMERS OF FINANCIAL SERVICES [PDF]
Challenges of the Knowledge Society, 2021 Inadequate consumer protection, especially in the US mortgage market, has not only resulted in considerable consumer harm, but has contributed substantially to the onset of the global financial crisis.
Monica CALU
doaj
Heliyon, 2023 The growing economic uncertainty makes consumers realize the importance of financial preparedness and management ability. Based on the U.S. National Financial Capability Study dataset from 2009, 2012, 2015, and 2018, this study explores the nexus between
Fuzhong Chen, Di Yu, Zijun Sun
doaj +1 more source
Importance of Subjective Financial Knowledge and Perceived Credit Score in Payday Loan Use
International Journal of Financial Studies, 2019 This study examined the factors associated with consumers’ decisions to use payday loans. Using a sample of 24,201 respondents from the 2015 National Financial Capability Study (NFCS), structural equation modeling was used to analyze the ...
Jae Min Lee, Narang Park, Wookjae Heo
doaj +1 more source
Jurnal Ilmiah Pendidikan Pancasila dan Kewarganegaraan, 2020 The purpose of this study is to analyze the legal basis for consumer protection and forms of consumer protection for the inclusion of exoneration clauses in financial technology peer to peer lending.
Intan Ayu Yulia Rahmawati +2 more
doaj +1 more source
A Legal Perspective on the Antecedents of Consumer Protection in Digital Financial Services
Shirkah, 2023 This research delves into the factors influencing consumer protection within the context of digital financial services, with a focus on the regulatory landscape, technology integration, consumer awareness, and data privacy.
Novea Elysa Wardhani
doaj +1 more source
Emergency funds, financial professionals, and the perceived debt–financial anxiety relationship
Cogent Economics & FinanceDrawing on the transactional model of stress and coping and information asymmetry theory, this study conceptualizes financial anxiety as a psychological response to the appraisal of perceived indebtedness. The analysis focuses on how two coping resources,
Yu Zhang
doaj +1 more source
Digital Financial Literacy and Life Satisfaction: Evidence from South Korea
Behavioral SciencesDigital financial literacy is an emerging concept that refers to the ability to effectively use digital tools, platforms, and services to manage personal finances. While previous studies have explored the behavioral effects of digital financial literacy,
Youngjoo Choung +2 more
doaj +1 more source
The Complementary Nature of Financial Risk Aversion and Financial Risk Tolerance
RisksFinancial risk aversion and financial risk tolerance are sometimes considered to be ‘opposite sides of the same coin’, with the implication being that risk aversion (a term describing the unwillingness of an investor to take risks based on a probability ...
John Grable, Abed Rabbani, Wookjae Heo
doaj +1 more source
Intein‐based modular chimeric antigen receptor platform for specific CD19/CD20 co‐targeting
Molecular Oncology, EarlyView.CARtein is a modular CAR platform that uses split inteins to splice antigen‐recognition modules onto a universal signaling backbone, enabling precise, scarless assembly without re‐engineering signaling domains. Deployed here against CD19 and CD20 in B‐cell malignancies, the design supports flexible multi‐antigen targeting to boost T‐cell activation and
Pablo Gonzalez‐Garcia +9 more
wiley +1 more source